Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?

Disability insurance attorneys Gregory Dell and Stephen Jessup discuss a Northern Illinois federal court case in which Hartford attempted to deny benefits to a nurse after 24 month. Hartford claimed that the Nurse’s cognitive impairment was a mental condition subject to the disability policy’s 24 month mental health limitation. The court disagreed and reinstated benefits. Watch our video as we discuss the common issues we encounter with claimants that experience depression or a cognitive impairment secondary to a physical disability.


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