Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 641–660 of 735 Answered Questions

Q: Can UNUM refuse to add my son's SSDI benefit to my check when he stops receiving it?

Answered on November 12th 2013 by Attorney Stephen Jessup

A: Michael, That does not sound right. Typically any cost of living adjustment to a deductible source of “other...

Q: Is there anything I can do to receive STD benefits for my pregnancy before my 60 day LTD elimination period ends?

Answered on November 6th 2013 by Attorney Stephen Jessup

A: K, If your medical condition (in this case pregnancy) predates or was present at the time you purchased the sh...

Q: Does being approved by Social Security guarantee that my private disability carrier will continue to pay benefits?

Answered on October 31st 2013 by Attorney Gregory Dell

A: Lisa, Unfortunately, whoever informed you of such is wrong. Being approved by the Social Security Administrati...

Q: How do I get a copy of my policy and old pay-stubs?

Answered on September 26th 2013 by Attorney Stephen Jessup

A: David, you need to contact your wife’s former employer to get a copy of her Policy. Technically Hartford doe...

Q: Can The Standard require a POA or Conservatorship/Guardian paperwork before releasing my daughter's benefits?

Answered on October 25th 2013 by Attorney Cesar Gavidia

A: Sheree, First and foremost, my thoughts are with you and your daughter. Is your daughter capable of handling h...

Q: Why is my SSDI taxable income?

Answered on October 18th 2013 by Attorney Stephen Jessup

A: Natalie, This is a topic that has been up for quite a bit of discussion recently, and as of right now we unfor...

Q: Sun Life just decreased my payments because I am receiving x number of dollars from my medical pension. Can they do this?

Answered on October 10th 2012 by Attorney Alex Palamara

A: Mike, You will have to refer to your Policy, specifically the provisions referencing “Other Income Benefits�...

Q: Can Unum deny my request to pay them back (overpayment) on a monthly basis?

Answered on October 8th 2013 by Attorney Gregory Dell

A: Geneva, unfortunately, yes. There are no requirements under the policy for Unum to be amenable to a repayment ...

Q: Do Unum benefits run for a lifetime?

Answered on October 4th 2013 by Attorney Stephen Jessup

A: Thomas, The only Unum policies I have seen that run for your lifetime our privately purchased policies that co...

Q: Can Unum deduct any SSDI I receive? If so, why?

Answered on September 17th 2013 by Attorney Stephen Jessup

A: James, Unfortunately the Social Security offset is perfectly legal, and is a bargained for term in the policy ...

Q: Does Prudential have to give me credit for attorney fees? Can they require me to pay them my COLA benefits?

Answered on September 15th 2013 by Attorney Stephen Jessup

A: Nikki, When you receive the Award Letter from the SSA send it to Prudential. The claims person seems ignorant ...

Q: Should I hire an attorney for my appeal?

Answered on August 31st 2013 by Attorney Stephen Jessup

A: Alisa, If you are unable to return to work and your only source of income is the disability benefit, then I wo...

Q: What will Prudential do if I keep my lump sump payment?

Answered on August 27th 2013 by Attorney Stephen Jessup

A: Steve, If you are on claim, they can withhold your benefit check in satisfaction of the over-payment; or Prude...

Q: How can I get Reliance Standard to give me a decision on my STD application?

Answered on August 17th 2013 by Attorney Steven Dell

A: Javier, if you haven’t received any benefits, you may want to consider getting an attorney involved consider...

Q: Can Standard decide I am no longer disabled if my condition hasn't changed at all? How do I get a copy of my policy?

Answered on August 12th 2013 by Attorney Cesar Gavidia

A: Brett, Unfortunately, an insurance company can deny your benefit based upon a review of the medical records by...

Q: What does rental income qualify as in regards to "extra income" and what financial records must I report to Reliance Standard?

Answered on August 9th 2013 by Attorney Stephen Jessup

A: John, rental income is normally considered passive income and not earned income (unless you are performing wor...

Q: Why is CIGNA demanding that they be repaid every bit of long term disability payment because I was forced to retire early (due to extended illness) and took my pension?

Answered on August 2nd 2013 by Attorney Stephen Jessup

A: Susan, If your policy indicates your pension is a source of “Other Income Benefits” subject to being offse...

Q: Can Hartford legally make me sign an Authoritization form to dislose all records of my private life?

Answered on July 12th 2013 by Attorney Cesar Gavidia

A: Steve, Hartford can't "legally" make you sign the document, but you should be aware that failure to comply wit...

Q: Does Reliance Standard consider buy-outs for own occupation claims?

Answered on July 11th 2013 by Attorney Stephen Jessup

A: Lazzariti, Reliance Standard looks at each case individually to determine whether they feel it meets the crite...

Q: Can Standard legally follow someone and look through their personal stuff online?

Answered on June 17th 2013 by Attorney Rachel Alters

A: SK, Yes. You have no expectation of privacy in public. So long as they comply with any local law they are with...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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