Sun Life Approves Claim for Long Term Disability Benefits

Sun Life recently awarded long term disability benefits to our client following an application for benefits submitted by Attorney Stephen Jessup. While on short term disability our client received notice from Sun Life’s long term disability department that he would have to complete new claim forms in order to formally apply for his long term disability benefits. Unable to work due to diabetic peripheral neuropathy his family’s only source of income was his disability benefits. After researching Sun Life on the internet he became concerned that Sun Life would deny his claim for benefits, jeopardizing his family’s wellbeing. It was then he contacted our office and spoke with Attorney Jessup.

Attorney Jessup worked with our client to properly document and present to Sun Life how his medical condition was preventing him from working in his profession as a Field Service Engineer responsible for the maintenance and repairs of multiple scientific laboratories. During the course of the claim review it became apparent that the short and long term disability claims departments had not communicated at all regarding our client’s claim, and even worse that the long term department was reviewing dated medical records that did not accurately reflect our client’s current medical treatment, restrictions and limitations.

When Attorney Jessup brought this to Sun Life’s intention during an interview with our client, Sun Life back pedaled and attempted to prolong the review of the claim citing our client’s failure to provide updated medical records. Attorney Jessup made it abundantly clear to Sun Life that all the medical records had been previously provided and proffered documented confirmations that the records were received by Sun Life. Attorney Jessup persisted with inquiries as to the status of the claim, never letting Sun Life go beyond the legal time limit to render a decision.

Due to the tenacity and combined front of Attorney Jessup working with our client, Sun Life approved the claim for long term disability benefits.

Are you looking to file for benefits with Sun Life?

As one of the largest group disability insurers, Sun Life is well versed in finding the way to challenge a claim it deems to be unsupported by medical evidence, which then inevitably results in a denial of benefits. Don’t sit idly by and hope that Sun Life will do the “right thing.” Protect your rights. If you are insured through a Sun Life policy, are thinking about filing a claim, or are on claim, feel free to contact our office for a free consultation to discuss how we may be able to assist you in securing your rightful disability benefit.

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FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Tracy W.

I contacted the law firm of Dell & Schaefer just to check and see if there was a possibility to settle my claim with UNUM and get a lump sum buyout. BEST decision I have ever made! Cesar called me within 24 hours of me sending a email and he discussed my claim in detail with me. Let me tell you, he not only discussed my claim detail but discussed my future plans and diagnosis, he wanted to make sure the settlement was the right option for my case. We decided to move forward with an offer to Unum for the buyout and within three weeks we had an offer. The offer that Cesar negotiated was not only fair but much more than I expected. And the best thing of all, I no longer have to deal with those monthly phone calls and interviews and having someone harass my doctors.

I do not want to forget Mr. Gavidia’s assistant, Anneli Decardenas. She kept me up to date on every aspect of the case, no I did not have to call to get information, Anneli kept me informed. If I did send in a request for information I received a prompt response. Best law firm I have ever had the pleasure to have represent me. Last but not least, I did crunch the numbers and accessed my long term payments against the settlement offer, I can tell you my outcome was very fair.

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