Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 41–60 of 333 Benefit Tips

What is the Difference Between a Disability Insurance Lawyer & a Social Security Disability Lawyer?

What is the Difference Between a Disability Insurance Lawyer and a Social Security Disability Lawyer?

Disability insurance lawyers focus on private claims, while SSDI lawyers handle government benefits. Learn the key differences between these legal services.

A Guide to Writing a Disability Benefit Appeal

How to Appeal a Long Term Disability Benefit Denial in 7 Steps

Denied long-term disability benefits? Learn how to appeal, gather evidence, and write a strong appeal letter to maximize your chances of approval.

Beware of Traveling While on Disability with Unum

Planning to travel while on UNUM disability benefits? Learn how traveling might affect your claim, potential risks, and ways to safeguard your benefits.

How Does Hartford Long Term Disability Work?

In this video you'll learn what every Hartford disability income policy holder needs to do when filing a claim for short-term or long-term Hartford disability income benefits.

What Happens If My Hartford Short Term Disability Claim is Denied?

Hartford denied your short-term disability insurance claim? Learn how to appeal, address complaints, and fight for the disability benefits you deserve.

How Long Does a Hartford Short Term or Long Term Disability Claim Last?

Find out how Hartford manages short-term and long-term disability insurance claims. Learn their policies, processes, and tips to maximize your benefits.

Doctors with “Own Occupation” Group Disability Policies Beware

Some group disability policies have misleading “own occupation” definitions. Learn what doctors need to watch for in their disability coverage.

Are You Entitled to Lifetime Disability Benefits from Ohio National?

Ohio National’s disability policies may include lifetime benefits. Learn if you qualify, how the process works, and what to expect when filing.

Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?

Find out if receiving a COVID-19 stimulus check affects your long-term disability payments and how insurers may adjust your benefits.

What Happens if I Sue Dearborn Before They Decide on My Long Term Disability Benefit Appeal?

Wondering whether to sue Dearborn before your long-term disability (LTD) appeal is finalized? Learn your legal options and how to protect your benefits.

Can my Disability Company Rely on Its Own Nurse to Deny Disability Benefits?

When the review of a registered nurse consultant complies with the mandate of ERISA and when it does not.

If I Convert my Former Employee Disability Policy to a Private Policy Does ERISA Govern?

Converting a disability policy from group to private can change legal protections. Learn whether ERISA rules still apply after conversion.

What Must I Do If My ERISA Disability Claim Is Denied?

ERISA disability claim denials require a structured appeal process. Learn the next steps if your claim has been denied and how to challenge the decision.

How Will Sale of Cigna Disability Division to New York Life Insurance Co. Affect Disability Claimants?

Cigna’s disability division is now part of New York Life. Learn how this change may impact disability insurance claimants and policyholders.

Is Cigna's Denial of Your Appeal Really a Denial?

Cigna often upholds claim denials during the appeal process. Learn your rights and how to fight back to secure your long-term disability benefits.

Do Federal Courts Nationwide Differ on the Meaning of Regular Occupation in ERISA Long Term Disability Plans?

Courts interpret “regular occupation” differently in disability claims. Learn how these interpretations impact your ERISA long-term disability benefits.

5 Frequently Asked Questions About Disability Insurance, Answered

Find answers to frequently asked questions about disability insurance, including when to buy a policy, how benefits work, and what to expect during a claim.

Why are the duties of my pre-disability occupation important when seeking LTD benefits?

Insurance companies assess pre-disability job duties when reviewing LTD claims. Learn why accurately defining your job role is crucial to securing benefits.

Should I Let My Doctor Be Interviewed by the Disability Insurance Company?

Should I Let My Doctor Be Interviewed By The Insurance Company?

Disability insurance companies frequently request doctor interviews. Discover when it’s helpful, when it could harm your claim, and how to protect your rights.

Can a stress-induced heart attack be considered an "injury" under a disability insurance policy?

Some disability policies classify heart attacks as illnesses, not injuries? Learn how this impacts your benefit eligibility and how to secure your claim.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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