Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 301–320 of 333 Benefit Tips

Beware of interview request by disability insurance companies

Disability insurers may request interviews to assess claims. Learn why these interviews happen, what questions to expect, and how to prepare.

Disability insurance companies love video surveillance

Your disability insurance company may be watching you at anytime. In this episode Disability insurance attorneys Gregory Dell, Cesar Gavidia and Stephen Jessup...

SSDI benefits versus long-term disability insurance benefits

SSDI and private disability insurance differ in eligibility, coverage, and approval rates. Learn the key differences between these benefits.

Beware of buried language in Prudential long term disability insurance policy

Beware of hidden language in your Prudential Long-Term Disability policy! Learn how to protect yourself and ensure you receive the full benefits you deserve.

If my long term disability claim is wrongfully denied will the insurance company pay my attorney's fee if I win my case?

Some disability claimants may recover attorney fees if they win their case. Learn when insurers must pay legal costs and how it works.

Dentist and doctors: beware of the Standard Insurance Company Group's long-term disability policy

The Standard Insurance Company sells multiple different long-term disability policies to dentist and other medical professionals. The difference in each policy...

Can I recover attorney fees if my long-term disability claim is governed by ERISA?

Can you recover attorney fees if your long-term disability claim is governed by ERISA? Learn the answer to this and more from Dell Disability Lawyers.

Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?

Insurance policies may limit bipolar disorder disability claims to 24 months. Learn your rights and how to challenge these restrictions.

Can a disability insurance company conduct video surveillance of me without my permission?

The disability insurance companies are permitted to video tape you at anytime if you are in the public domain. This means that you have no right to privacy if...

Hartford continues to use video surveillance to wrongfully deny long-term disability claims

Hartford often uses video surveillance to dispute long-term disability claims. Find out how they gather evidence and steps to protect your claim.

If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?

In order to help avoid denial by a disability insurance company here are a few actions a claimant can take: See your treating physicians at least once every 3...

Can a LTD insurance company claim overpayment if claimant is approved for SSDI?

Confused about Disability Insurance claiming LTD overpayment once approved for SSDI? Understand how offsets can impact your benefits. Learn your rights.

Why are disability insurance policies difficult to understand?

Disability insurance policies contain detailed exclusions, definitions, and limitations. Learn what makes them difficult to interpret and what to look out for.

Why is it important to have a disability attorney when applying for disability insurance benefits?

Applying for disability benefits can be complex. Learn when hiring an attorney may be beneficial and how legal representation can impact your claim.

Does having a disability insurance attorney raise a red flag?

Insurers may scrutinize claims when attorneys are involved. Learn how legal representation can affect your disability insurance case.

What is an "own occupation" definition of disability?

Some disability policies define disability based on your specific job duties. Learn how "own occupation" coverage differs from other definitions.

What is an "any occupation" definition of disability?

With any occupation, the insurance company is going to look at, if you can perform a job based upon your education, training or experience with reasonable...

What time frames apply to an ERISA disability appeal?

Navigating an ERISA disability appeal? Learn key deadlines for you and the insurer, and how to protect your right to appeal effectively.

Who are the largest private and group disability insurance companies?

Many companies provide long-term disability insurance, but some dominate the market. Learn about the largest insurers and their policies.

How do I know if my disability policy is subject to ERISA?

Not all disability policies are governed by ERISA. Learn how to check if your policy falls under ERISA regulations and what that means for your claim.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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