How can Disability Insurance Attorneys Dell & Schaefer assist you?
As disability insurance attorneys, Dell & Schaefer have represented numerous long term disability claimants that have been unable to work as a result of being diagnosed with cancer. Disability Attorneys Dell & Schaefer have an expansive understanding of the significant restrictions and limitations that a person with cancer must live with on a daily basis. We have worked closely with top physicians in order to sufficiently satisfy a disability carrier’s threshold of evidence necessary to prove that a client is disabled by cancer.
Not everyone suffering with cancer qualifies for long-term disability benefits, therefore the medicals records of each client must be reviewed to determine the level of restrictions. With most clients suffering from cancer, it is the side effects of the medication and therapies which prevents them from being able to work. While many people are able to go into remission we have represented many disability claimants that continue to suffer with fatigue, brain fog, anxiety, depression and cognitive impairment as a result of the their cancer treatments.
We welcome the opportunity to discuss your long-term disability claim. You can contact us for a free initial consultation.
What is cancer?
Cancer refers to any one of a large number of diseases characterized by the development of abnormal cells that divide uncontrollably and have the ability to infiltrate and destroy normal body tissue.
Cancer begins in your cells, which are the building blocks of your body. Normally, your body forms new cells as you need them, replacing old cells that die. Sometimes this process goes horribly wrong. New cells grow even when you don’t need them, and old cells don’t die when they should. These extra cells can form a mass called a tumor.
Tumors can be benign or malignant. Begnin tumors aren’t cancer while malignant ones are. Cells from malignant tumors can invade nearby tissues. They can also break away and spread to other parts of the body.
Cancer is the second-leading cause of death in the United States, second only to heart disease. One in four Americans is diagnosed with cancer everyday. There are over 200 known types of cancer that can affect the human body.
How the symptoms and treatment can affect you
Although each type of cancer has its own specific set of symptoms, there are general symptoms that occur in many types of cancer such as; persistent fatigue, unintentional weight loss, lower back and stomach pain, fever, bowel changes and chronic cough.
These general symptoms in combination with the more specific symptoms of the type of cancer a person suffers from can be debilitating, both mentally and physically.
Treatment also varies based on the type of cancer and its stage. The stage of a cancer refers to how much it has grown and whether the tumor has spread from its original location. Surgery, radiation, chemotherapy are the most common types of treatment for various types of cancer. The side effects of chemotherapy and radiation can be unpleasant and can include radiation recall (reddening and blistering of the skin), fatigue, nausea, pain, hair loss, anemia, infection, blood clotting problems, nerve and muscle effects, skin and nail effects, fluid retention and flu like symptoms.
For most people with cancer, living with the disease is the biggest challenge they have ever faced. The disease changes your daily routines, roles and relationships. It can cause money and work problems as those who suffer from cancer often find themselves unable to continue to work due to the physical and mental demands of the disease and treatment. It can change the way a person sees themselves physically and emotionally.
However, through prevention education, early screening and improved treatments, overall diagnosis and death rates have dropped and survival rates have increased.
Resources and information
There are many valuable sources of cancer information available. You can also access resources over the internet such as:
There are numerous charities dedicated to cancer research, prevention, detection and treatment including:
- National Cancer Coalition
- The Hole In The Wall Gang
- Susan G. Komen For The Cure
- American Lung Association
- Pancreatic Cancer Network
- Dana-Farber Foundation
- John Wayne Cancer Institute
- Zero-The Project To End Prostrate Cancer
- Memorial Sloan Kettering Cancer Center
- National Ovarian Cancer Coalition
- The V Foundation For Cancer Research
- The Kidney Cancer Association
- The Leukemia & Lymphoma Society
Read 12 Recently Resolved Cases
- Successful Appeal Against Prudential Gets Breast Cancer Survivor Back on Claim for LTD Benefits
- Sun Life overturned previous denial of LTD for California Diagnostics Manager
- Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer
- Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
- Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
- Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
- UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
- Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
- Aetna approves disability benefits for dentist following brain surgery to remove a tumor
- Attorneys Dell & Schaefer win benefits for client under a catastrophic illness policy
- Dentist wins appeal and UNUM Provident pays disability benefits
- Unum Provident pays total disability benefits to a chiropractor with breast cancer
Read 22 Lawsuit Summaries
- If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost
- Florida Court Upholds Hancock’s Termination of Long Term Care Benefits
- Tennessee Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
- Cancer and Long Term Disability Insurance Policies
- Appellate Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
- Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
- Court Takes Sun Life To Task For Denial Of Disability And Life Insurance Benefits Of Man With Brain Tumor
- Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits 2
- CIGNA under fire in Minnesota Federal Court for termination of claimant’s disability benefits
- New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits
- Disabled attorney forced to sue UNUM for her disability benefits
- CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits 3
- Medical Secretary suffering from “failed back syndrome” and leukemia sues The Standard Insurance Company for disability benefit denial
- CIGNA denies disability insurance benefits to Engineering Manager with Stage 4 cancer 2
- Sunlife denies disability benefits to Wise Foods employee disabled by cancer and shoulder surgeries 2
- Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer
- Aetna fails to review Bank Of America employee’s ERISA disability benefit appeal timely resulting in lawsuit by an Illinois disability lawyer
- Unum’s disability claims handling tactics are exposed in New York Federal Court 2
- Unum Provident’s appeal of long-term disability benefits awarded to a New York tax attorney is denied
- Prudential denies long-term disability benefits to a breast cancer survivor and Attorneys Dell & Schaefer file appeal challenging denial
- Health insurer accused of overcharging millions
- Court holds that decedent did not intentionally misrepresent a prior medical condition in his application for life insurance benefits
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