Cancer Disability Insurance Benefits Claim
How can Disability Insurance Attorneys Dell & Schaefer assist you?
As disability insurance attorneys, Dell & Schaefer have represented numerous long term disability claimants that have been unable to work as a result of being diagnosed with cancer. Disability Attorneys Dell & Schaefer have an expansive understanding of the significant restrictions and limitations that a person with cancer must live with on a daily basis. We have worked closely with top physicians in order to sufficiently satisfy a disability carrier’s threshold of evidence necessary to prove that a client is disabled by cancer.
Not everyone suffering with cancer qualifies for long-term disability benefits, therefore the medicals records of each client must be reviewed to determine the level of restrictions. With most clients suffering from cancer, it is the side effects of the medication and therapies which prevents them from being able to work. While many people are able to go into remission we have represented many disability claimants that continue to suffer with fatigue, brain fog, anxiety, depression and cognitive impairment as a result of the their cancer treatments.
We welcome the opportunity to discuss your long-term disability claim. You can contact us for a free initial consultation.
What is cancer?
Cancer refers to any one of a large number of diseases characterized by the development of abnormal cells that divide uncontrollably and have the ability to infiltrate and destroy normal body tissue.
Cancer begins in your cells, which are the building blocks of your body. Normally, your body forms new cells as you need them, replacing old cells that die. Sometimes this process goes horribly wrong. New cells grow even when you don’t need them, and old cells don’t die when they should. These extra cells can form a mass called a tumor.
Tumors can be benign or malignant. Begnin tumors aren’t cancer while malignant ones are. Cells from malignant tumors can invade nearby tissues. They can also break away and spread to other parts of the body.
Cancer is the second-leading cause of death in the United States, second only to heart disease. One in four Americans is diagnosed with cancer everyday. There are over 200 known types of cancer that can affect the human body.
How the symptoms and treatment can affect you
Although each type of cancer has its own specific set of symptoms, there are general symptoms that occur in many types of cancer such as; persistent fatigue, unintentional weight loss, lower back and stomach pain, fever, bowel changes and chronic cough.
These general symptoms in combination with the more specific symptoms of the type of cancer a person suffers from can be debilitating, both mentally and physically.
Treatment also varies based on the type of cancer and its stage. The stage of a cancer refers to how much it has grown and whether the tumor has spread from its original location. Surgery, radiation, chemotherapy are the most common types of treatment for various types of cancer. The side effects of chemotherapy and radiation can be unpleasant and can include radiation recall (reddening and blistering of the skin), fatigue, nausea, pain, hair loss, anemia, infection, blood clotting problems, nerve and muscle effects, skin and nail effects, fluid retention and flu like symptoms.
For most people with cancer, living with the disease is the biggest challenge they have ever faced. The disease changes your daily routines, roles and relationships. It can cause money and work problems as those who suffer from cancer often find themselves unable to continue to work due to the physical and mental demands of the disease and treatment. It can change the way a person sees themselves physically and emotionally.
However, through prevention education, early screening and improved treatments, overall diagnosis and death rates have dropped and survival rates have increased.
Resources and information
There are many valuable sources of cancer information available. You can also access resources over the internet such as:
There are numerous charities dedicated to cancer research, prevention, detection and treatment including:
- National Cancer Coalition
- The Hole In The Wall Gang
- Susan G. Komen For The Cure
- American Lung Association
- Pancreatic Cancer Network
- Dana-Farber Foundation
- John Wayne Cancer Institute
- Zero-The Project To End Prostrate Cancer
- Memorial Sloan Kettering Cancer Center
- National Ovarian Cancer Coalition
- The V Foundation For Cancer Research
- The Kidney Cancer Association
- The Leukemia & Lymphoma Society