Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor

Our client, an OB/GYN purchased long term disability insurance policies from Berkshire and Liberty Mutual in hopes that he would never need to file a disability claim. He began experiencing a slight tremor in his left hand in 2006. At that time he sought treatment to determine the origin of the tremor and his options for treatment. It was initially determined that the tremor was minimal and was not impacting his ability to practice as an OB/GYN.

For about a year and a half the tremor appeared to be controlled by medication. In May of 2008, he began to notice the tremor in his left hand was worsening and a new tremor was developing in his right hand. Concerned he scheduled follow up medical appointments and sought out another physician for his treatment. New, more aggressive medication was prescribed in an attempt to alleviate the symptoms. With these changes in medication he was able to continue to work as an OB/GYN.

By the middle of 2009, the tremors began to worsen and his doctors adjusted his medications again. By November 2009, the tremors had become severe enough that he was having difficulty holding surgical instruments and was forced, for the safety of his patients, to reduce the number of surgeries and office procedures he was performing. By December of 2009, his physicians had deemed him permanently disabled from performing his duties as an OB/GYN. Not wanting to give up the practice of medicine he sought additional opinions. However, all the doctors he consulted with agreed that the tremors were uncontrollable and that he could no longer work as an OB/GYN. Exhausting all medication possibilities, he had no other option but to consider filing for disability benefits.

Realizing that the disability income benefits would be his only source of income, he contacted Dell and Schaefer to assist in the filing of his claim for benefits, to ensure the proper presentation of his claim. Attorneys Gregory M. Dell and Stephen F. Jessup worked on his claim, gathering and analyzing information they knew would be needed by the insurance companies in order to establish his claim for benefits. Attorneys Dell and Jessup maintained constant communication with the claims managers at Berkshire and Liberty Mutual, responding promptly to all requests for information or clarification. Within a month and a half of the filing of our client’s claim for benefits, Berkshire began issuing benefits.

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FAQ

Do you help Berkshire claimants nationwide?

We represent Berkshire clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Berkshire disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Berkshire. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Berkshire.

How do you help Berkshire claimants?

Our lawyers help individuals that have either purchased a Berkshire long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Berkshire:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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