Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

On a daily basis our lawyers answer your questions. Please use the filter below as we may have already answered your question. For an immediate answer please contact us.

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Showing 81–100 of 739 Answered Questions

Q: I want to invest in a property. Is there a chance that I could lose my disability benefits?

Answered on August 2nd 2024 by Attorney Jay Symonds

A: Charlesee: Generally speaking, real estate investment should not impact your disability claim. That said, if t...

Q: Unable to Work Due to My Mental Health

Answered on August 1st 2024 by Attorney Jay Symonds

A: Maryann: We would need to see the denial letter(s) to understand the basis for the Carrier’s denial(s). I su...

Q: I made a Short term disability claim with Prudential but they right away went to consider long term disability

Answered on August 1st 2024 by Attorney Jay Symonds

A: Nick: Depending on the timing of when you filed the STD claim, the Elimination period for the LTD may have alr...

Q: I am now concerned if I am not able to return to work after 6 months Unum will stop paying me.

Answered on June 26th 2024 by Attorney Cesar Gavidia

A: Unum will review your medical records and likely focus on the progress of your surgery recovery. It is importa...

Q: How do I get my Dr. to give Voya more info backing his claim?

Answered on May 28th 2024 by Attorney Gregory Dell

A: Renae:Migraines are very challenging claims and it sounds like your doctor is frustrated. When we handle ...

Q: Prudential denied me STD due to a doctor who wrote personal things about me, like I still drive.

Answered on May 27th 2024 by Attorney Gregory Dell

A: We are sorry to hear about your denial. Please contact us and we will review your denial letter. We can discus...

Q: Prudential is sending me to an IME but refuses to allow recording. Should I refuse to go to the IME?

Answered on May 7th 2024 by Attorney Gregory Dell

A: Mike:This is always a tough situation. You cannot refuse to go. I would show up with a witness and a recor...

Q: Will Mass Mutual pay my disability claim if I become disabled while on unemployment?

A: LisaYour husband has a complicated fact pattern and you should call us to discuss the claim. You may still...

Q: Individual disability policy - mental disorder claim

Answered on April 12th 2024 by Attorney Alex Palamara

A: Ron, it can certainly be an issue for the claim. However, as you noted, it can be somewhat common in a MH situ...

Q: NYL LTD also have LLC

Answered on April 12th 2024 by Attorney Gregory Dell

A: LLC and LTD,If you receive active income, meaning its not considered passive investment income from the LLC ...

Q: Do I have an option after my appeal is denied?

Answered on April 10th 2024 by Attorney Gregory Dell

A: Lauren:If your appeal is denied by MetLife then you have the option to file lawsuit in federal court.

Q: Can receiving a Unum group LTD benefit settlement lower my SSDI benefit?

Answered on March 29th 2024 by Attorney Gregory Dell

A: Jeff,The acceptance of a Unum Lump Sum Buyout offer should not reduce your ssdi benefit. You should contact ...

Q: Can I submit my resignation while on STD with NY Life? I don’t know if I’ll be able to return when they want and I would rather give a 2 weeks notice.

Answered on March 28th 2024 by Attorney Stephen Jessup

A: Generally we do not recommend resigning from your job while on disability to avoid any potential issues with c...

Q: New York Life LTD offset my disabled adult child.

Answered on March 28th 2024 by Attorney Stephen Jessup

A: Yes, we have handled cases with fact patterns similar in nature. However, as you are in litigation already we ...

Q: What kind of jobs are suitable for ANY OCC when I am an OB/GYN?

Answered on March 27th 2024 by Attorney Stephen Jessup

A: Based on the information provided I would argue there would be no suitable "any occupation" position available...

Q: What is the Statute of Limitations on ERISA claims in the State of California?

Answered on March 7th 2024 by Attorney Gregory Dell

A: The statute of limitation is governed by your policy and its usually 3 years. It’s not clear cut to determin...

Q: My LTD lady was telling me I need to start looking for a job, I am worried they are going to stop my benefits.

Answered on March 1st 2024 by Attorney Gregory Dell

A: You should contact us to discuss your claim with United Healthcare. Your concerns are real, especially when th...

Q: I am receiving short term disability, the math doesn't add up. My company is basing my pay on 36 hrs per week? How should it be calculated?

Answered on February 29th 2024 by Attorney Rachel Alters

A: Your STD policy will explain how the benefits are calculated. Request your policy from your employer.

Q: Disability company dropped my monthly benefits

Answered on February 28th 2024 by Attorney Rachel Alters

A: Since you went back to work full time you would not qualify for further benefits. You could file a new claim i...

Q: The Hartford stopped monthly benefits for repayment due to an overpayment. Once monthly benefits end do I still have to repay remaining overpayment balance?

Answered on February 28th 2024 by Attorney Rachel Alters

A: Yes, you will still be responsible for the overpayment even if your Hartford benefits end.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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