Our Resolved Disability Insurance Claims

Sun Life recently awarded long term disability benefits to our client following an application for benefits submitted by Attorney Stephen Jessup. While on short term disability our client received notice from Sun Life's long term disability department that he would have to complete new claim forms in order to formally apply for his long term disability benefits. Unable to work due to diabetic peripheral neurop...

Attorney Rachel Alters was successful in convincing Hartford to overturn its decision to terminate her client's LTD benefits after submitting an extensive appeal on her behalf. The claimant in this matter, due to physical limitations resulting from lumbar radiculopathy, failed back syndrome, sciatica, disc bulges L4-5 and L5-S1 and degenerative disc disease of the thoracic spine, was unable to perform even sed...

A Client of Dell Disability Lawyers was forced to file an administrative appeal after Lincoln Financial Group denied his continued claim for ERISA Long Term Disability benefits. Previously employed as a Vice President at a private liberal arts college in the northeast, our client was forced to leave work in early 2012 due to the restrictions and limitations of a multitude of conditions. His conditions include ...

Our client, Ms. N, had been employed with Sears Holdings as a customer service representative, before pain and discomfort from fibromyalgia and degenerative disk disease (DDD), caused her to file a disability claim under the Sears Long-term Disability Plan. Sears had contracted CIGNA to insure and administer the disability plan.The pain and discomfort which resulted from the combined effects of fibromyalgi...

Our client was the director of Volunteer Services for a large healthcare system for many years who had received numerous accolades and awards during her tenure. She had every intention to continue down her chosen career path until her life was tragically turned upside down when she suffered a blow to her head that resulted in permanent Epileptic seizure activity, cognitive impairment, difficult speaking and ex...

Often, one cannot help but feel that an insurance company has denied their claim for disability benefits for the sole purpose of forcing them back to work so the company does not have to pay benefits. The expression "starve into submission" is appropriate when describing this insurance company tactic. With no source of income many people have no other option and do just that. For our client this was a grim rea...

A disabled Attorney sought total disability benefits due to severe Parkinson's Disease with motor complications, secondary depression, drowsiness from medications, fatigue, right and left arm tremors and cognitive impairment which prevented him from being able to perform with reasonable continuity the material duties of his regular job as an Intellectual Property Attorney and partner at his law firm. CIGNA inc...

Following an attempt to return to work, Hartford terminated our client's claim for long term disability benefits. Like so many people who file for disability benefits, he never imagined a day would come that he would not be able to work. Prior to filing for disability benefits, our client worked as a Jet Operator at a major east coast airport. His job entailed that he perform maintenance and repair work around...

Previously employed as an Engineer for United Technologies Corporation, Ms. W was forced to leave work due to suffering a middle cerebral artery stroke in May 2011. In addition to the complications of her stroke, Ms. W also suffered with headaches, seizures, gastroesophageal Reflux Disease, insomnia, memory loss, dizziness, a mood disorder, depression and anxiety. Although Liberty Life initially paid long term...

Prior to filing for long term disability benefits, our client had worked as a night tool pusher on an offshore oil rig. His job required long, stressful hours in a very dangerous and difficult environment. Following an incident at work our client began experiencing troubling dreams, depression, anxiety and panic attacks that were so severe he had to be hospitalized. Following his hospitalization he made a clai...

Our client was a well respected, dedicated Oncologist who had managed his own medical practice for many years. In an area of medicine where there is more heartbreak than not, where the steady guidance of a doctor helps navigate patient and family alike through the battle with life threatening cancer, our client stood out. It was his life's passion to wage a battle against cancer, and he never envisioned the da...

Our client worked as an Account Executive for many years until he suffered an accident that required him to undergo neck surgery. Harford approved his long-term disability benefits and paid him for over three years. His condition never improved, in fact it became worse after he suffered a stroke. After paying the claimant for several years, Hartford determined that he was capable of returning to work in a full...

Prior to Sun Life's denial of her claim for long term disability, our client had been on claim for just over a year due to her inability to perform the duties of her pre-disability "own occupation" as a Funeral Home Director due to a multitude of conditions that included: Cervical and Lumbar Stenosis with associated radiculopathy, degenerative joint disease, facet joint arthritis and migraine. As previously di...

Our client was a former credit manager for a large banking institution who was suffering with Multiple Sclerosis. Despite his best efforts to continue to work through his continually worsening symptoms, he finally succumbed to the multiple effects of MS and filed for short term and long term disability benefits with Aetna. Aetna initially approved his claim for short term disability benefits based upon the med...

Prior to contacting Dell Disability Lawyers our client had already endured a long, frustrating battle with Cigna. At the age of 63 she had expected that her career as an Executive Director for Independent Living Facilities would end as she neared Social Security Retirement Age. However, her health had another plan for her. For some time she had heroically continued to try to work despite suffering from a multi...

MetLife terminated our client's LTD benefits even after receiving a neuropsychological report documenting deficiencies in her executive level functioning. According to the neuropsychologist, the claimant was not capable of performing the duties of her occupation as a Bank Examiner for the FDIC as a result of her cognitive deficiencies, fatigue, depression and anxiety.MetLife Ignored Neuropsychological Eval...

Disability Attorney Alex Palamara recently won two ERISA appeals for two different clients that had been denied long term disability benefits after suffering strokes. Both clients contacted Dell Disability Lawyers after their benefits had been denied. Alex Palamara worked very closely with our clients and the treating physicians in order to prepare a very compre...

Our client was a Regional Director of Sales for one the largest data processing groups in the world. To say that he was at the pinnacle of his career is an understatement. After knowing a life of work and success in the work place it was a devastating blow when it all came to an end following two Left Capsular Infarctions (Stroke) within several weeks of each other. Despite his best efforts and desire to recov...

A successful commercial litigation and trial attorney contacted disability insurance attorney Gregory Dell to seek assistance with filing a long term disability benefit claim with AXA Equitable Life Insurance Company. Our client was in his late 40's and he had purchased his disability insurance coverage from AXA Equitable Life more than 10 years before he became disabled. Like many business professionals, our ...

Disability insurance attorney Cesar Gavidia shares details regarding a recent settlement award achieved for his client, an Ob/Gyn physician, who had an individual disability insurance policy with Unum. The client ran into difficulty while applying for benefits on her own for 2 main reasons:1) by the time she applied for disability benefits, her medical condi...