Our Resolved Disability Insurance Claims

Browse our resolved disability insurance claims. Each case study details how we helped our client overcome their insurer's tactics and secure the disability benefits they deserved.

Showing 221–240 of 401 Resolved Claims

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Fedex Employee

We get calls every day from claimants seeking help with filing an appeal against their disability carriers. Often, people call us after their appeals have been exhausted and the only option left is to file a lawsuit. Lawsuits can be costly and time consuming and, under ERISA, limited to recovering back benefits owed. It is not uncommon for a disability insurer to pay short term disability benefits for some tim...

Dell Disability Lawyers gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn's Disease

Our eventual client began working as a 3rd Grade Teacher in the State of Maryland in August of 2010. Due to her employment with the Board of Education of Washington County, she was covered under a long term disability insurance policy that was administered and underwritten by the Life Insurance Company of North America ("Cigna"). This long term policy was to provide her with a percentage of her prior monthly e...

MetLife Reinstates Disability Benefits to Attorney on Appeal

Our client is an accomplished attorney working for a large international law firm who despite suffering from Bipolar Disorder was able to complete law school and excel in a highly competitive and stressful occupation. However, increasing hours and the start of a new family made it increasingly difficult for our client to perform all the duties of her occupation due to her condition. Instead of walking away fro...

Administrative Appeal by Dell Disability Lawyers forces Principal to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee

After being forced to stop working in 2007 due to various disabling conditions, an employee of Healthways, Inc., who was employed as a Member Care Manager, filed for Long Term Disability Benefits under a policy provided by her employer that was through the Principal Life Insurance Company.Shortly after applying for LTD benefits, by way of an approval letter dated October 23, 2007, Principal agreed that the...

Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records

Ms. L was employed as a registered nurse when she was diagnosed with anterior ischemic optic neuropathy, optic atrophy and visual field defect. Her employer, a large medical healthcare system, provided Ms. L and its other employees group long-term disability insurance through Reliance Standard Life Insurance Company ("Reliance Standard"). In 2014 Ms. L's vision degraded so severely that her doctors diagnosed h...

After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect

Reliance Standard Incorrectly Denies BenefitsThe claimant had been suffering from severe depression and anxiety due to many stressors in his life including a child custody battle which threw him into major depression and severe anxiety preventing him from being able to work in his occupation as an engineer. The claimant contacted Dell Disability Lawyers to assist him with his appeal as he did not believe h...

Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis

Our client, Ms. V, had been employed as an IT Systems Analyst with Highmark Blue Shield, one of the ten largest health insurers in the U.S. and a licensee of Blue Cross Blue Shield, before pain from Rheumatoid Arthritis, caused her to file a disability claim under her Highmark Blue Shield Long-term Disability Plan. Highmark Blue Shield had contracted Liberty Mutual to insure and administer the disability plan....

Dell Disability Lawyers convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders

An employee of FLSmidth, Inc. who worked as a Senior Procurement Agent since 2007 was forced to discontinue working in February of 2012 due to serious medical disorders. She was suffering from Regional Pain Syndrome, Chronic Neck Pain status post C6/7 Interbody Fusion of Fracture, Cervicalgia, Left C6/7 Facet Fracture, Degenerative Disc Disease of the Cervical Spine, C5/6 Foraminal Stenosis, Bilateral Shoulder...

Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome

Our client, who previously worked as a Registered Nurse for Adventist HealthCare since 1996, came to us after being denied continued ERISA long term disability ("LTD") benefits by Hartford Life and Accident Insurance Co. Prior to being denied, our client had previously received benefits from January 27, 2010 through October 31, 2014. By way of a denial letter dated October 23, 2014, Hartford informed our clien...

Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal

Our client contacted us in November of 2014 shortly after she had received a denial letter from Unum which denied her continued receipt of Long Term Disability (LTD) Insurance Benefits. Prior to receiving the November 5, 2014 denial letter, our client had received LTD benefits since early 2011.In June of 2010, our client was forced to leave her occupation as a Nurse Practitioner for Genesis Consolidated Se...

After Initially Being Denied Long Term Disability Benefits, Dell Disability Lawyers Gets Former Wal-Mart Employee on Claim with Liberty Mutual

A former employee of Wal-Mart contacted our firm on March 11, 2015. She informed us that she had recently been diagnosed with Multiple Sclerosis less than a month earlier. She also informed us that prior to this diagnosis she was forced to leave her occupation as a Personnel/Training Coordinator for Wal-Mart Stores, Inc. She previously had been diagnosed with small fiber peripheral neuropathy, ankylosing spond...

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Quality Control Inspector

Pre-disabilityBefore going on disability, Mr. M was working as a quality control inspector for Tam International. In 2009, after years of service, Mr. M sustained an injury while at work and he was forced to file a claim for disability with his employer sponsored disability plan. His claim was based on low back pain, osteoarthritis, neuralgia, radiculitis, neck pain, shoulder pain, muscle spasms, headaches...

Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues

Due to his previous employment at DRS Technologies where he worked as an Environmental & Health Safety Specialist, our eventual client was covered under a Long Term Disability (LTD) Insurance Policy with The Prudential Insurance Company of America. This LTD Policy was in place for DRS Technologies' employees should they be unable to perform the material and substantial duties of their regular occupation or...

Standard Overturns Denial of Disability Benefits to Chiropractor

As any chiropractor or anyone who has been to a chiropractor knows - chiropractic medicine is very physically intensive work. The wear and tear a chiropractor can endure over the course of a career often resembles what many patients seek treatment with a chiropractor for. Such was the case with our client, who after 20 years of practice began to succumb to chronic neck pain due to cervical herniations, cervica...

Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell Disability Lawyers, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA

Our client worked as a Retail Sales Leader for T-Mobile USA for a number of years before he was forced to stop working in July of 2010 due to various serious medical conditions. Our client left work due to the restrictions and limitations caused by hepatitis, proteinuria, fatigue, toxic myopathy and dermatomyositis. The dermatomyositis alone left our client with generalized malaise and acute body rashes. At on...

Appeal filed by Dell Disability Lawyers proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits

This former employee of Morgan Stanley came to us after being denied continued Long Term Disability (LTD) benefits by MetLife. Our now client previously worked as a Registered Client Service Associate for Morgan Stanley. This sedentary occupation had her supporting a Financial Advisor or a group of Financial Advisors with a combined annual production of $1,500,000.00 and approximately $200 million dollars unde...

Administrative Appeal by Dell Disability Lawyers Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next

This Dell Disability Lawyers client came to us after being denied short term disability benefits by Hartford under the Omnicare, Inc. Short Term Disability (STD) Plan. Prior to hiring us, this client was forced to leave his previous occupation on May 31, 2014 due to severe eye disorders. His conditions included: Chronic Bilateral Advanced Stage Macular Degeneration, Bilateral Nuclear Sclerotic Cataracts, Bilat...

Dell Disability Lawyers ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits

Attorney Alexander Palamara of Dell Disability Lawyers is happy to report of another client's approval for Long Term Disability (LTD) benefits by Aetna. Our client previously worked as a Nurse for the Lee Memorial Health System in Florida since 2001. Unfortunately for our client, she began to suffer from the following medical conditions: Narcolepsy with Cataplexy; Severe Obstructive Sleep Apnea; Insomnia; Hype...

Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder

The above claimant contacted the law firm of Dell Disability Lawyers to represent her after receiving a denial of STD and LTD benefits from Aetna. In its denial letter, Aetna states that its decisions to terminate her STD benefits and deny her claim for LTD benefits was based on the determination that the medical records did not support a functional impairment from performing the material duties of her own occ...

Dell Disability Lawyers ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations

Dell Disability Lawyers is happy to report that a client of ours is back on claim and receiving Long Term Disability (LTD) Benefits once again from the Metropolitan Life Insurance Company. Our client contacted us after receiving a denial letter from MetLife dated June 26, 2014. Prior to this time, she had received LTD benefits with no issue for almost two years. Unfortunately for our client, MetLife incorrectl...