Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

On a daily basis our lawyers answer your questions. Please use the filter below as we may have already answered your question. For an immediate answer please contact us.

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Showing 501–520 of 735 Answered Questions

Q: Can SunLife legally make me pay more than the max representatives can hold?

Answered on May 13th 2015 by Attorney Stephen Jessup

A: Betty, The $4,200 sounds like the amount awarded to your attorney for SSDI. Any remaining money from the back ...

Q: Why does Guardian send frequently send me to a FCE, and why do they retain Genex?

Answered on May 4th 2015 by Attorney Stephen Jessup

A: Larry, They are sending you to the IMEs to verify restrictions and limitations that prevent you from working (...

Q: Are there rights to damages outside unpaid benefits? Whose responsibility is it to show proof of disability?

Answered on April 30th 2015 by Attorney Stephen Jessup

A: Riley, Unfortunately, no. There are no rights to damages outside unpaid benefits. Additionally, under the law ...

Q: Can I still make a claim STD through MOO if I'm getting paid for my time off of work?

Answered on April 28th 2015 by Attorney Stephen Jessup

A: Heather, He can still make a claim, but Mutual of Omaha’s policy would most likely allow them to offset any ...

Q: Can MetLife deduct money I withdraw from my IRA for additional income?

Answered on April 25th 2015 by Attorney Stephen Jessup

A: Angela, You will need to refer to your policy to determine what is considered “Other Income” for purposes ...

Q: What do I do if Aetna says they aren't receiving my medical records?

Answered on April 24th 2015 by Attorney Cesar Gavidia

A: Dave, You need to make sure that they are receiving all medical records/forms. I would recommend you send them...

Q: Should I let MetLife handle my SSI or should I sign up myself?

Answered on April 18th 2015 by Attorney Stephen Jessup

A: MetLife can always deny a claim based on a multitude of factors and situations. Unfortunately, LTD benefits ar...

Q: Can MetLife deny my LTD claim in the final stage of getting approved?

Answered on April 18th 2015 by Attorney Stephen Jessup

A: MetLife can always deny a claim based on a multitude of factors and situations. Unfortunately, LTD benefits ar...

Q: Why is Lincoln Financial saying they are due my entire SS disability payment in order to decide what to pay me?

Answered on April 8th 2015 by Attorney Stephen Jessup

A: J, if you have received the award letter that has the breakdown of monies you will receive from the SSA send i...

Q: Do I have to allow Unum access to my SSA file?

Answered on March 23rd 2015 by Attorney Stephen Jessup

A: David, There is most likely no policy language that contains a contractual obligation to allow Unum to access ...

Q: Do I have any options to void an agreement I signed? Can Signa offset my SSDI benefits?

Answered on March 19th 2015 by Attorney Cesar Gavidia

A: Donna, I do not know if you would have any avenues to void the agreement you signed. Regardless of agreeing th...

Q: How does Reliance Standard classify a stroke?

Answered on March 17th 2015 by Attorney Stephen Jessup

A: Vicki, I would be hard pressed to see how they could determine it was an injury short of blunt force trauma so...

Q: Are my state based disability benefits subject to offset?

Answered on March 14th 2015 by Attorney Stephen Jessup

A: Nicole, Unfortunately, state based disability benefits are sources of other income subject to offset under a d...

Q: Can I sue Cigna even if they do end up paying me?

Answered on March 10th 2015 by Attorney Stephen Jessup

A: Linda, If your policy is governed by ERISA you will need to go through the administrative appeal process prior...

Q: If I could draw my regular Social Security and dismiss SunLife, would I still owe them?

Answered on March 7th 2015 by Attorney Rachel Alters

A: Bill, Any period of time that Sun Life were to pay you benefits and you receive a source of “Other Income”...

Q: Do I have to sign Prudential's release?

Answered on March 7th 2015 by Attorney Stephen Jessup

A: Tony, It is certainly your prerogative not to sign the release, but you will be responsible for sending any ad...

Q: Can Cigna deny me for not attending a visit with their doctor?

Answered on February 28th 2015 by Attorney Stephen Jessup

A: Janie, It sounds like Cigna is in the midst of conducting its “any occupation” review. If your policy stat...

Q: How long can Mutual of Omaha wait to render a decision?

Answered on February 26th 2015 by Attorney Stephen Jessup

A: Evenlyn, Please feel free to contact our office to discuss your claim. Your carrier is certainly outside its 4...

Q: Is there a time limit for Standard to render a decision?

Answered on February 23rd 2015 by Attorney Stephen Jessup

A: JB, Under ERISA, Standard has 45 days to render a decision on your claim, with the possibility of a 45 day ext...

Q: What should I do when my employer refuses to prove me short term or long term plan documents?

Answered on February 21st 2015 by Attorney Rachel Alters

A: Julie, Your company is responsible for providing you with a copy of your policies. I would recommend you send ...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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