Our Resolved Disability Insurance Claims

Initial Denial, initial Appeal, benefits reinstated and benefits terminatedAfter receiving full payment of short term disability benefits, a hospital admissions clerk with Catholic Health System, Inc. suffering from morbid obesity, osteoarthritis, and chronic back pain was denied long term disability benefits despite her ongoing medical problems and their accompanying restrictions. In its initial denial le...

Our client, Ms. L, formerly worked as a Control Officer for a large financial services institution. In May 2016 a number of medical issues, including Lyme Disease, babesiosis, Fibromyalgia, CFS, vertigo, vestibular dysfunction migraine headaches forced Ms. L to stop working and submit her claim for disability benefits, first under her employer’s short-term disability (STD) policy and then continuing under it...

Insurance companies often deny benefits based on an inability to complete a preexisting condition investigation without any consideration to the merits of the disability claim. Unfortunately, an insurance company’s inability to complete a preexisting investigation is often due to its own mismanagement of the claim file and lack of due diligence.Prior to becoming disabled, our client worked as a Police Of...

Throughout our website there are multiple articles and videos regarding the seemingly endless stream of disability insurance claim denials from the Life Insurance Company of North America, or more commonly known in the disability insurance realm as Cigna. We have often said that dealing with an insurance company to secure a disability insurance benefit can be a war of attrition. If that is the case then our cl...

In 2016, Cathy, a Quality Assurance Manager for a medical device company, sought surgery for a tear in her right rotator cuff. Cathy fully expected to heal, recover and return to work. However, disappointingly, things did not turn out quite like she expected. After continuing to experience pain, discomfort and restriction in her right shoulder range of motion, she discovered that her shoulder did not heal prop...

Alan, a 56 year old welding foreman was forced to stop working due to severe neurological symptoms stemming from polycythemia vera, recurrent seizures and hemochromatosis. Prudential initially approved Alan’s claim, but later terminated his benefits stating that he was purportedly capable of performing the duties of his regular occupation as a welding foreman.Alan symptoms included partial complex seizurs an...

In 2011, Kris was involved in a serious motor vehicle accident which resulted in a severe closed head injury, hangman’s fracture (fracture of the C2 spine), and multiple orthopedic fractures including a femur fracture. He required multiple surgeries and was placed in a medically-induced coma for 4 days. Following the accident, Kris continued to suffer from chronic daily headaches, memory and cognitive proble...

When Mr. L contacted us he had recently left a major law firm where he had been working for 27 years. Mr. L, a commercial finance and real estate transaction attorney, was forced to stop working due to debilitating symptoms from several medical conditions. He had been suffering from these conditions for several years but his symptoms had gradually worsened over time and eventually reached the point where he wa...

I recently wrote an article regarding the relationship between Rheumatoid Arthritis (RA) and Cognitive Dysfunction that discussed increasing medical literature to support verifiable cognitive deficits due to arthritic conditions. As noted in the article, when people think of RA the first thing that comes to mind is usually severe pain and swollen joints. However, within the context of a claim for disability in...

Prior to contacting Dell Disability Lawyers our client filed a claim for Short Term Disability benefits with Cigna under her employer’s group disability insurance policy due to Chronic Pain stemming from multiple degenerative conditions of her cervical and lumbar spine. Cigna initially approved her claim for disability benefits after review of her medical records, which included positive findings of impairme...

In 2016, Sarah, an Account Manager, began suffering severe abdominal pain accompanied by bloody diarrhea. The frequency and condition was so severe that she was diagnosed with anemia from the blood loss and profound fatigue from the nutrient loss. By the end of 2016 Sarah was no longer capable of effectively performing the material and substantial duties of her own occupation as an account manager and was forc...

Our client, Mr. E, formerly worked as a Sales Representative for a domestic beverage distributing company. In July 2016 a number of medical issues, including the debilitating effects of Lumbar Intervertebral Disc (IVD) Syndrome with radiculitis to his bilateral extremities forced Mr. E to stop working and submit his claim for disability benefits first under his employer’s short-term disability (STD) policy a...

Our client, a former Special Education Teacher, was brutally assaulted in a commercial gym by another gym patron that required brain surgery and resulted in a traumatic brain injury that left our client with severe cognitive problems, migraines, seizures, and post-traumatic stress disorder. Shortly after the attack our client filed a claim for disability insurance benefits through his county school district’...

In the past 2 years, Dell Disability Lawyers and Attorney Alexander Palamara have had great success in convincing Life Insurance Company of North America, which is commonly known as CIGNA, that its decisions to deny continued Long Term Disability Benefits to employees of the Palm Beach Sheriff’s Office were incorrect. For our previous story, please visit: https://www.diattorney.com/palm-beach-county-sheriffs...

Jared was an IT Support Technician before small cell carcinoma in his middle ear caused fatigue, weakness, headaches, dizziness and head pains forcing him to submit a leave from work request and file a long-term disability claim with his employer’s LTD insurer, The Prudential Insurance Company of America (“Prudential”).Clinical Specialist for Prudential Reviews Medical Records and Finds that Restrict...

Our client, Mr. W, formerly worked as a Senior Project Manager of an Industrial building/construction contractor. In May 2015 a number of medical issues, including chronic pain syndrome, cervical post laminectomy syndrome, cervical pseudarthrosis, as well as degenerative cervical joint disease, cervical facet arthropathy, spinal stenosis, forced Mr. W to stop working and submit his claim for disability benefit...

Ms. D contacted our firm when she was denied long term disability benefits by her disability insurance carrier, CIGNA. Ms. D was a Catheterization Lab Tech and was often required to perform her duties during stressful situations involving emergencies like heart attacks and other life-threatening events. She was required to be on call for a minimum of 24 hours, o...

In 2014, our client, Michael, received the terrible news that he had squamous cell carcinoma of the alveolar ridge (Mandibular Cancer), and as a result was forced to cut a successful career as a financial advisor with JP Morgan Chase short. While undergoing extensive surgery on his jaw with flap reconstruction, treacheostomy and post-operative radiation therapy, Michael submitted his claim with JP Morgan Chase...

Disability insurance companies are always trying to deny disability claims based upon a pre-existing condition.In this claim our client was a police officer in Washington DC and the Standard insurance company denied his long term disability benefits. In this claim we were able to get the Standard disability denial reversed at the ERISA appeal level.In th...

Prior to filing for long term disability benefits our client worked as an International Dealer Sales Manager who was responsible for a multitude of development and implement strategies relating to sales throughout all of Latin and South America. His job required a great deal of international travel, long hours, and managing a large number of sales representatives in the United States and abroad. Unfortunately,...