Our Resolved Disability Insurance Claims

Our client, Ms. C, formerly worked as a Sales Consultant for an international manufacturer of dental materials. In July 2013 a number of medical issues, including the debilitating effects of chemotherapy treatment as well as recurrent breast cancer forced Ms. C to stop working and submit her claim for disability benefits first under her employer’s short-term disability (STD) policy and then continuing under ...

Our client, Mr. G, formerly worked as a District Sales Manager at an International Travel Destinations company. In August 2014 a number of medical issues, including chronic pain, cervical and thoracic spinal Ankylosing Spondylitis (AS) forced Mr. G to stop working and submit his claim for disability benefits first under his employer’s short-term disability (STD) policy and then continuing under its long-term...

Although it took two separate appeals to convince Lincoln to approve our client's long term disability claim, we are happy to announce that our client, who previously worked as a Project Manager for Biomet, Inc., is now approved and fully paid. She recently received all the back benefits she should have been paid since December 20, 2015 and is now receiving monthly disability benefits.It was a hard fought ...

Our client, Ms. D, formerly worked as a Customer relations Supervisor in at an Institutional Investments firm. In February 2014 a number of medical issues, including chronic pain, rheumatoid arthritis, Sjogren’s syndrome, Behcet’s syndrome, neuropathic pain, chronic migraine, diffuse connective tissue disease forced Ms. D to stop working and submit her claim for disability benefits under her employer’s l...

Terry had worked as a project manager for a large national health group earning over $85,000 annually, until type 2 diabetes left him disabled and suffering from peripheral diabetic neuropathy, severe chronic pain, fatigue and depression.In addition to health insurance and other employee benefits his employer provided long-term disability insurance through Standard Insurance Company, based out of Portland,...

Growing up on the coastal waters of Louisiana it was only natural for Chance to pursue a career on the water. Before joining BMSC as a Relief Captain, Chance had worked on the water either piloting boats or as a tankerman loading and discharging barges. By the time he began working for BMSC he had over 30 years of experience working on the water and specifically on large vessels like freighters and barges....

Our client, Ms. A, formerly worked as a Nurse in the Intensive Care Unit. In September 2014 a number of medical issues, including chronic pain, fibromyalgia, chronic fatigue, neuropathy, bilateral hip pain, bilateral hip bursitis and bilateral knee osteoarthritis forced Ms. A to stop working and submit her claim for disability benefits, first under her employer’s short-term disability (STD) policy and then c...

Initial Denial, initial Appeal, benefits reinstated and benefits terminatedAfter receiving full payment of short term disability benefits, a hospital admissions clerk with Catholic Health System, Inc. suffering from morbid obesity, osteoarthritis, and chronic back pain was denied long term disability benefits despite her ongoing medical problems and their accompanying restrictions. In its initial denial le...

Our client, Ms. L, formerly worked as a Control Officer for a large financial services institution. In May 2016 a number of medical issues, including Lyme Disease, babesiosis, Fibromyalgia, CFS, vertigo, vestibular dysfunction migraine headaches forced Ms. L to stop working and submit her claim for disability benefits, first under her employer’s short-term disability (STD) policy and then continuing under it...

Insurance companies often deny benefits based on an inability to complete a preexisting condition investigation without any consideration to the merits of the disability claim. Unfortunately, an insurance company’s inability to complete a preexisting investigation is often due to its own mismanagement of the claim file and lack of due diligence.Prior to becoming disabled, our client worked as a Police Of...

Throughout our website there are multiple articles and videos regarding the seemingly endless stream of disability insurance claim denials from the Life Insurance Company of North America, or more commonly known in the disability insurance realm as Cigna. We have often said that dealing with an insurance company to secure a disability insurance benefit can be a war of attrition. If that is the case then our cl...

In 2016, Cathy, a Quality Assurance Manager for a medical device company, sought surgery for a tear in her right rotator cuff. Cathy fully expected to heal, recover and return to work. However, disappointingly, things did not turn out quite like she expected. After continuing to experience pain, discomfort and restriction in her right shoulder range of motion, she discovered that her shoulder did not heal prop...

Alan, a 56 year old welding foreman was forced to stop working due to severe neurological symptoms stemming from polycythemia vera, recurrent seizures and hemochromatosis. Prudential initially approved Alan’s claim, but later terminated his benefits stating that he was purportedly capable of performing the duties of his regular occupation as a welding foreman.Alan symptoms included partial complex seizurs an...

In 2011, Kris was involved in a serious motor vehicle accident which resulted in a severe closed head injury, hangman’s fracture (fracture of the C2 spine), and multiple orthopedic fractures including a femur fracture. He required multiple surgeries and was placed in a medically-induced coma for 4 days. Following the accident, Kris continued to suffer from chronic daily headaches, memory and cognitive proble...

When Mr. L contacted us he had recently left a major law firm where he had been working for 27 years. Mr. L, a commercial finance and real estate transaction attorney, was forced to stop working due to debilitating symptoms from several medical conditions. He had been suffering from these conditions for several years but his symptoms had gradually worsened over time and eventually reached the point where he wa...

I recently wrote an article regarding the relationship between Rheumatoid Arthritis (RA) and Cognitive Dysfunction that discussed increasing medical literature to support verifiable cognitive deficits due to arthritic conditions. As noted in the article, when people think of RA the first thing that comes to mind is usually severe pain and swollen joints. However, within the context of a claim for disability in...

Prior to contacting Dell Disability Lawyers our client filed a claim for Short Term Disability benefits with Cigna under her employer’s group disability insurance policy due to Chronic Pain stemming from multiple degenerative conditions of her cervical and lumbar spine. Cigna initially approved her claim for disability benefits after review of her medical records, which included positive findings of impairme...

In 2016, Sarah, an Account Manager, began suffering severe abdominal pain accompanied by bloody diarrhea. The frequency and condition was so severe that she was diagnosed with anemia from the blood loss and profound fatigue from the nutrient loss. By the end of 2016 Sarah was no longer capable of effectively performing the material and substantial duties of her own occupation as an account manager and was forc...

Our client, Mr. E, formerly worked as a Sales Representative for a domestic beverage distributing company. In July 2016 a number of medical issues, including the debilitating effects of Lumbar Intervertebral Disc (IVD) Syndrome with radiculitis to his bilateral extremities forced Mr. E to stop working and submit his claim for disability benefits first under his employer’s short-term disability (STD) policy a...

Our client, a former Special Education Teacher, was brutally assaulted in a commercial gym by another gym patron that required brain surgery and resulted in a traumatic brain injury that left our client with severe cognitive problems, migraines, seizures, and post-traumatic stress disorder. Shortly after the attack our client filed a claim for disability insurance benefits through his county school district’...