Our Resolved Disability Insurance Claims

Prior to disability Sam had a rewarding career as a software engineer for a large international corporation. Sam enjoyed solving complex problems for his employer through a language that few know as well as him, software engineering. Despite the love of for his job, Sam could not help but be affected by his battles with schizophrenia. For a long time it had been a constant struggle, but was more or less contro...

Prior to disability our client worked as a Warehouse Distribution Operations Manager for Home Depot, a job that not only required supervision of employees, but a significant amount of physical ability. However, a long fight with uncontrolled diabetes and severe diabetic neuropathy reached a point where he was no longer able to meet the physical demands of his occupation leaving him with little choice but to fi...

Our client, Ms. L, formerly worked as a National Account Manager for Delphi Financial Group, the parent company of Reliance Standard Insurance Company. In 2015, a number of medical issues, namely, chronic daily pain, sleep difficulties, fatigue and cognitive and memory impairments forced Ms. L to stop working and submit her claim for long-term disability benefits. In addition to these symptoms her doctors susp...

Prior to filing for disability our client worked as a Tugboat Captain on the Mississippi River, responsible for tugging large vessels in narrow waters to ensure the safety of the vessel, and also to prevent potential accidents and environmental disasters. However, due to loss of vision in his left eye, migraines and chronic back pain requiring use of narcotic medication that affected his ability to concentrate...

Prior to filing for disability our client worked as a Surgical Services Director for a large hospital system. Her occupation came with an incredible amount of responsibilities relating to the efficient and safe operation of the surgical department of a hospital- requiring her to not only have to be mentally alert, but also physically available on a moment’s notice throughout the hospital. This was a tall ord...

Like many disability claimants, our client’s experience in dealing with Sedgwick was less than a pleasurable experience. After finding himself unable to continue to perform the very physically demanding duties of his occupation as a Traveling Field Engineer for Avaya due to Chronic Pain stemming from multiple lumbar and thoracic spine conditions he filed a claim for short and long term disability benefits un...

At age 67 Mr. H continued to maintain the desire to work in his occupation as a circuits designer for wireless telecommunication giant, Qualcomm. Unfortunately, his career was cut short after suffering a bad fall resulting in a broken rib severely puncturing his lung. Due to complications, Mr. H was placed in a medically induced coma for 34 days. Making matters worse, while in the coma Mr. H contracted viral p...

As one can imagine, the occupational requirements of a Corrections Deputy Sheriff are physically and mentally difficult. Due to the risks of working in such a field, the Palm Beach County Sheriff's Office provides a long term disability (LTD) insurance policy for all sworn Law Enforcement Division Deputy Sheriffs, Sergeants, Lieutenants and other qualified employees. Since 2004, this LTD policy has been with t...

Due to conditions that included Polyneuropathy, Encephalopathy, Osteomyelitis, Radiculitis, and Degenerative Disc Disease with Myelopathy, a Registered Nurse of Fresenius Medical Care North America was forced to stop working in June of 2012. Luckily for her, her employer provided coverage under a Long Term Disability (LTD) Insurance policy with CIGNA should she be unable to perform the material duties of her r...

It is no secret that insurance companies perform routine surveillance to confirm the authenticity of the claim under review. The last thing a disabled claimant wants to worry about is being secretly followed by an undercover investigator especially on his or her birthday. Unfortunately, this is a pattern we have been seeing in disability claims with Hartford. Disability carriers will most often perform surveil...

Ms. H contacted our firm following her receipt of a letter from her disability carrier, Hartford, terminating her disability claim after being paid disability benefits for nearly 8 years. Ms. H had been receiving long term disability (LTD) benefits since 2008 due to Severe Major Depression, Major Depressive Affective Disorder and a panic disorder. Before going on disability, Ms. H had worked as a Case Speciali...

Our Client, a successful Business Development Manager began experiencing severe physical limitations resulting from fibromyalgia, low back pain, L4-5 spondylolisthesis, L4-5 degenerative disc disease and chronic fatigue. As a result she was unable to perform with reasonable continuity at least one of the material duties of her regular occupation on a part-time or full-time basis.Denial Based Solely on Nurs...

Cigna insurance company made a horrible decision to deny long term disability benefits to a former Palm Beach County corrections officer. Multiple doctors supported her claim for benefits, but Cigna made a decision to deny long term disability benefits. Faced with the only option of filing an ERISA appeal, the claimant hired Attorney Alex Palamara.In this vi...

A former PACE Site Manager for Sentara Healthcare contacted our office after being referred to us by her Social Security Disability Attorney. After 4.5 years of being on claim, out of nowhere CIGNA denied her continued long term disability (LTD) benefits. She came to us after an appeal she filed on her own had been denied. Fortunately, the LTD Policy governing her claim through Sentara Healthcare allowed her t...

A former employee of the Visiting Nurse Association contacted our office after the Life Insurance Company of North America (aka CIGNA) sent her a letter in May of 2015 advising her that after a new review was conducted on her claim they now agreed that she was disabled and eligible for benefits for the limited time period of 09/04/2009 through 12/03/2009. As such, CIGNA told her it would pay benefits in the am...

Disability attorney Alex Palamara wins appeal for an individual suffering with diabetes, back pain, and liver disease. This claimant was cutoff after 7 years of payments. Within months of hiring Alex, we were able to file an ERISA appeal and win a reversal of the denial....

Our client, Ms. V, came to us after being denied continued Long Term Disability ("LTD") benefits by Prudential Insurance Company of America. Ms. V had been receiving LTD benefits for 24 months when Prudential stopped paying her benefits and requested that she undergo an 8-hour psychological evaluation. Ms. V did not understand why Prudential was requiring her to submit to the evaluation when her disability was...

A former employee of Critigen, Inc. contacted our office after the Life Insurance Company of North America (aka Cigna) denied her claim for Short Term Disability (STD) Benefits. This Client Services Manager had previously worked at Critigen since 2011 but found herself unable to continue to perform the material duties of her regular occupation due to serious neck issues. In fact, she had 3 prior surgeries that...

Pre-disability and initial disability claimBefore contacting our firm, Ms. Z had been on claim for long term disability ("LTD") benefits for 3 years. Ms. Z was an IT Support Specialist for the county library system where she lived when she was forced to go on disability due to severe right hip dysplasia, osteoarthritis of the right hip, chronic pain and a number of other medical issues that collectively ma...

Our client was a former public school teacher in South Florida who was forced to file for long term disability benefits under her school district's disability policy with Prudential due to debilitating Chronic Pain stemming from multiple disc herniations in her neck and lower back and osteoarthritis of the knees. Like the vast majority of Prudential disability insurance policies our client's policy contained a...