Our Resolved Disability Insurance Claims

Browse our resolved disability insurance claims. Each case study details how we helped our client overcome their insurer's tactics and secure the disability benefits they deserved.

Showing 201–220 of 401 Resolved Claims

Palm Beach County Sheriff's Deputy's Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara

As one can imagine, the occupational requirements of a Corrections Deputy Sheriff are physically and mentally difficult. Due to the risks of working in such a field, the Palm Beach County Sheriff's Office provides a long term disability (LTD) insurance policy for all sworn Law Enforcement Division Deputy Sheriffs, Sergeants, Lieutenants and other qualified employees. Since 2004, this LTD policy has been with t...

Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA

Due to conditions that included Polyneuropathy, Encephalopathy, Osteomyelitis, Radiculitis, and Degenerative Disc Disease with Myelopathy, a Registered Nurse of Fresenius Medical Care North America was forced to stop working in June of 2012. Luckily for her, her employer provided coverage under a Long Term Disability (LTD) Insurance policy with CIGNA should she be unable to perform the material duties of her r...

Hartford has a Pattern of Conducting Surveillance on a Claimant's Birthday

It is no secret that insurance companies perform routine surveillance to confirm the authenticity of the claim under review. The last thing a disabled claimant wants to worry about is being secretly followed by an undercover investigator especially on his or her birthday. Unfortunately, this is a pattern we have been seeing in disability claims with Hartford. Disability carriers will most often perform surveil...

Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Former Excel Energy Employee

Ms. H contacted our firm following her receipt of a letter from her disability carrier, Hartford, terminating her disability claim after being paid disability benefits for nearly 8 years. Ms. H had been receiving long term disability (LTD) benefits since 2008 due to Severe Major Depression, Major Depressive Affective Disorder and a panic disorder. Before going on disability, Ms. H had worked as a Case Speciali...

Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits

Our Client, a successful Business Development Manager began experiencing severe physical limitations resulting from fibromyalgia, low back pain, L4-5 spondylolisthesis, L4-5 degenerative disc disease and chronic fatigue. As a result she was unable to perform with reasonable continuity at least one of the material duties of her regular occupation on a part-time or full-time basis.Denial Based Solely on Nurs...

Attorney Alex Palamara Helps Correction Officer to Win Cigna Disability Appeal

Cigna insurance company made a horrible decision to deny long term disability benefits to a former Palm Beach County corrections officer. Multiple doctors supported her claim for benefits, but Cigna made a decision to deny long term disability benefits. Faced with the only option of filing an ERISA appeal, the claimant hired Attorney Alex Palamara.In this vi...

Disability Benefits Reinstated: Dell Disability Lawyers Appeal Gets CIGNA to Admit its Decision to Deny was Wrong

A former PACE Site Manager for Sentara Healthcare contacted our office after being referred to us by her Social Security Disability Attorney. After 4.5 years of being on claim, out of nowhere CIGNA denied her continued long term disability (LTD) benefits. She came to us after an appeal she filed on her own had been denied. Fortunately, the LTD Policy governing her claim through Sentara Healthcare allowed her t...

After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement

A former employee of the Visiting Nurse Association contacted our office after the Life Insurance Company of North America (aka CIGNA) sent her a letter in May of 2015 advising her that after a new review was conducted on her claim they now agreed that she was disabled and eligible for benefits for the limited time period of 09/04/2009 through 12/03/2009. As such, CIGNA told her it would pay benefits in the am...

Alex Palamara Wins Another Hartford Disability Appeal

Disability attorney Alex Palamara wins appeal for an individual suffering with diabetes, back pain, and liver disease. This claimant was cutoff after 7 years of payments. Within months of hiring Alex, we were able to file an ERISA appeal and win a reversal of the denial....

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company

Our client, Ms. V, came to us after being denied continued Long Term Disability ("LTD") benefits by Prudential Insurance Company of America. Ms. V had been receiving LTD benefits for 24 months when Prudential stopped paying her benefits and requested that she undergo an 8-hour psychological evaluation. Ms. V did not understand why Prudential was requiring her to submit to the evaluation when her disability was...

Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits

A former employee of Critigen, Inc. contacted our office after the Life Insurance Company of North America (aka Cigna) denied her claim for Short Term Disability (STD) Benefits. This Client Services Manager had previously worked at Critigen since 2011 but found herself unable to continue to perform the material duties of her regular occupation due to serious neck issues. In fact, she had 3 prior surgeries that...

Dell Disability Lawyers Successfully Appeals Denial of Benefits to IT Support Specialist

Pre-disability and initial disability claimBefore contacting our firm, Ms. Z had been on claim for long term disability ("LTD") benefits for 3 years. Ms. Z was an IT Support Specialist for the county library system where she lived when she was forced to go on disability due to severe right hip dysplasia, osteoarthritis of the right hip, chronic pain and a number of other medical issues that collectively ma...

Prudential Reinstates Disability Benefits To School Teacher

Our client was a former public school teacher in South Florida who was forced to file for long term disability benefits under her school district's disability policy with Prudential due to debilitating Chronic Pain stemming from multiple disc herniations in her neck and lower back and osteoarthritis of the knees. Like the vast majority of Prudential disability insurance policies our client's policy contained a...

Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations

Mr. P was employed with Kemper Corporation ("Kemper") when he was diagnosed with severe coronary artery disease and was forced to undergo a quintuple bypass surgery, leading to his total disability and complete inability from performing the material duties of his occupation as an insurance sales manager. Kemper insured all of its full-time employees, including Mr. P, under a group long-term disability insuranc...

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Inventory Control Specialist

Pre-disability and initial disability claimOur client contacted us for assistance with her claim against Liberty Mutual after receiving a denial of her Long Term Disability ("LTD") benefits. Ms. M had been working as an inventory control specialist with her employer until June 2014 when her doctor advised her to stop working due to various medical conditions including pseudoarthrosis, post-laminectomy synd...

Prudential Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy

Mr. S was working as a certified public accountant (CPA) when he purchased his long-term disability insurance policy through the American Institute of Certified Public Accountants (AICPA). The AICPA had contracted with Prudential Insurance Company of America (Prudential) to provide long-term disability insurance to any actively working CPA members.At the age of 45 Mr. S began experiencing a sudden onset of...

Sun Life ignored its own medical expert's opinions supporting registered nurse's inability to work in a sedentary occupation due to severe rheumatoid arthritis

Sun Life reinstated LTD benefits after Dell Disability Lawyers appealed wrongful termination of LTD benefits of registered nurse suffering from rheumatoid arthritis demonstrating Sun Life ignored the overwhelming volume of objective evidence supporting the claim for total disability including their own peer review physician's opinions that the claimant could not perform sedentary work.At the time of the on...

MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara

A Florida Anesthesiologist contacted our office after being denied long term disability benefits by MetLife. Prior to making a claim for such benefits, our client had worked as an Anesthesiologist since the early 1980's. Unfortunately for our client, she began suffering from various health conditions which left her unable to engage in her regular occupation. Her conditions included: Left Shoulder Arthritis, Os...

Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker

Ms. M was employed as a personal banker with JP Morgan Chase when he began experiencing debilitating diabetic symptoms, diabetic retinopathy and peripheral neuropathy. JP Morgan Chase provided its employees with group long-term disability insurance with Hartford Life and Accident Insurance Company ("Hartford"). By 2010, Mr. M's diabetes was out of control despite his attempts to control it through medication. ...

Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records

Prior to his disability, Mr. F was employed as a Contractor Field Service Representative with a large aerospace company. As one of his employee benefits, Mr. F was provided with group long-term disability insurance through CIGNA. In 2011, Mr. F was involved in a motor vehicle accident and suffered fractures and injuries to his head, neck, back and femur. The doctors treating Mr. F decided to place him in a med...