MetLife approves long term disability benefits for senior sales manager in the medical supply industry

Our client, a Senior Sales Manager for a large medical supply company, was suffering from severe spinal stenosis and an injury to her ulnar nerve following an epidural steroid injection. As a result of these disabling conditions, our client suffered from a multitude of physical problems, which included: loss of range of motion in the neck and shoulders; loss of grip strength of the left hand; numbness, tingling, and burning of the left forearm, extreme sensitivity to cold temperatures or light touch, and constant pain. The only way to provide some relief to the constant pain was through prescription pain killers, which left our client groggy and unable to focus or concentrate fully.

As a Senior Sales Manager, our client’s occupation required meticulous attention to detail, the analysis of complex data and the ability to effectively present informational findings in order to increase revenue for the company. Our client was responsible for directing the development of the business and marketing strategies for a division of her company that was worth in the hundreds of millions of dollars.

While on short term disability, our client contacted our office as a result of the nonstop barrage of information requests and deadlines from MetLife regarding long term disability benefits. Forms sent from MetLife appeared at first glance to be redundant, but just different enough to cause our client concern that MetLife’s intention may be finding a way to deny long term disability benefits. The same day Attorneys Dell & Schaefer was retained to represent our client in her application for long term disability income benefits, we contacted MetLife to notify them of our representation, and to request that all written and oral communications are handled exclusively through our office.

We immediately obtained all of the application materials, and began to collect and request all the information pertinent to ensuring our client’s claim would be approved the first time. Working closely with our client, Attorneys Dell and Schaefer, submitted a thorough, twenty-six page application packet to MetLife that was in far greater detail and depth than the initial 6 page application MetLife sent. By gaining a detailed knowledge of our client’s occupational duties, day to day schedule, and a thorough understanding of our client’s medical condition, combined with our knowledge and experience in dealing with disability insurance companies, Dell and Schaefer was in a much better position to preempt any arguments or additional requests for information MetLife might make under the terms and conditions of the policy.

MetLife approved our client’s claim for long term disability income and Dell & Schaefer will continue to handle all issues of her disability claim on monthly basis.

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FAQ

Do you help MetLife claimants nationwide?

We represent MetLife clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a MetLife disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from MetLife. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by MetLife.

How do you help MetLife claimants?

Our lawyers help individuals that have either purchased a MetLife long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with MetLife:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Sabrina J.

Rachel, Anneli, Carolyn… They were all WONDERFUL! I never would have gotten anything accomplished without their superior knowledge and worth! I would recommend this law firm to everyone needing assistance with long term disability trials! Thanks you all!

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