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Jefferson Pilot

Mergers and acquisitions of insurance companies is a fairly common practice. In 2006 Jefferson-Pilot Corporation was purchased by the Lincoln Financial Group. For detailed information about the handling of Jefferson Pilot disability claims we suggest you visit our page discussing Lincoln Financial Group. All Jefferson Pilot policies are now administered and disability benefits are paid by Lincoln.

Throughout the years our law firm has represented numerous doctors, dentists, financial professionals and other business owners that had purchased Jefferson Pilot disability policies.

Despite the merger between Jefferson and Lincoln, the policies remain valid and in-force as long as premiums continue to be paid.

Compared to most of the other disability insurance companies Jefferson Pilot has been reasonable in their evaluation of disability claims. The majority of appeals we have filed on behalf of our clients have resulted in the reinstatement of benefits without the need to file a lawsuit.

Contact us for a free consultation to discuss your disability claim options.

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There are 3 comments

  • I disagree whole-heartedly. I worked for Freeman Hospital from 1994-2002 or 2003. I had Jefferson Pilot long term disability insurance. I was working in urgent care and emergency room as my fibromyalgia was becoming progressively worse. I was also having recurring bouts of tonsillitis which eventually led to need for surgery. I had hoped that it was feeding the fibromyalgia and that getting the “infection” out of my body would help my cognitive dysfunction. Unfortunately, I eventually ended up having to take prescription pain meds regularly for a couple of years to get my pain under control and get the fibromyalgia to a point I could return to less stressful work. I was unable to improve during my short-term sick leave and finally had to resign my job and apply for disability. I had to get a lawyer to get my social security benefits but was repeatedly denied by Jefferson Pilot.

    I had offered to return to work for Freeman if they would okay me working while on prescription pain meds. I knew I should not be working in such a state and they denied that, but at the time I really was not in a place I should have been working. I finally got well enough on disability and did the back to work program to return to work as a teacher at the community college level. I was told I should not have been denied by Jefferson Pilot, but no lawyer was willing to move forward in the area I live. So basically, I was robbed.

    I consider private disability insurance a waste of money. I think Jefferson Pilot Disability should never have been allowed to practice. Because I was denied what I was promised, I did have to eventually declare bankruptcy. The only positive is teaching allows me to use my clinical experience.

    Mary G.Aug 26, 2018  #3

  • James,

    You will need to contact Jefferson Pilot to inquire about the status of any life insurance policy you might have.

    Stephen JessupApr 6, 2014  #2

  • In 2005-2006 I started receiving disability insurance through a claim with Jefferson-Pilot. The disability claim was settled, but from what I understand I still had a life insurance policy that is part of the claim benefit. Please send me any information you have. Up until two years ago I was receiving a form to be completed by my doctor (which I have no problem doing) but I have not received any correspondence.

    James WebbApr 5, 2014  #1

FAQ

Do you handle ERISA Jefferson Pilot appeals?

If your disability income claim has been denied by Jefferson Pilot and your disability income policy has been offered through your employer, then federal ERISA law requires you to file an appeal with Jefferson Pilot. Our law firm has handled thousands of ERISA appeals against Jefferson Pilot and we will prepare a very strong appeal on your behalf.

Do you help with Jefferson Pilot applications?

The application for disability benefits with Jefferson Pilot is the foundation of your claim. One mistake can result in your claim for disability insurance benefits being denied by Jefferson Pilot. Our lawyers will guide you through the entire application process and make sure you are in the best possible position to have your claim approved by Jefferson Pilot. We welcome you to contact our attorneys to discuss important information about applying for disability benefits with Jefferson Pilot.

Do you file Jefferson Pilot lawsuits?

If Jefferson Pilot has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Jefferson Pilot. An ERISA disability lawsuit is different than any other type of lawsuit and you should hire a attorney that has handled thousands of disability denial lawsuits against Jefferson Pilot. Our disability insurance lawyers know what to expect with the challenges filing a federal lawsuit against Jefferson Pilot.

Can you help with a Jefferson Pilot disability Insurance denial?

We have helped thousands of individuals collect long term disability benefits from Jefferson Pilot and we know the unreasonable denial tactics used by Jefferson Pilot to deny disability insurance benefits. Our experienced attorneys know the many options available to get your disability benefits paid by Jefferson Pilot.

Do you manage Jefferson Pilot monthly claims?

Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Jefferson Pilot disability benefits continue for as long as you need them. Many claimants either don't trust or experience aggravation dealing with Jefferson Pilot. Disability Insurance Attorneys Dell & Schaefer manages every aspect of your claim for disability income benefits from (Jefferson Pilot. Jefferson Pilot only interacts with our law firm. Contact Disability Insurance Attorneys Dell & Schaefer to learn how we can manage your disability claim.

Can you negotiate a Jefferson Pilot lump sum buyout?

Lump sum buyouts and disability buyouts are occasionally offered by Jefferson Pilot. Our disability lawyers have established relationships with the people at Jefferson Pilot that make the decisions on disability buyouts. We have negotiated hundreds of lump settlements with Jefferson Pilot. Our goal is to get you the highest buyout possible.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Dawn P.

I had to quit working after 8 years of dealing with chronic pain from 2 bulging and torn discs from an injury and failey back surgery. I was approved for Long term disability through my employer benefits, with Unum. They covered me with payments for one year, and suddenly sent a letter that their doctors disagreed with my surgeon and pain management doctors, and they felt I could go back to work full time. I hired a local attorney, trying to save some money, but I don’t think he had much experience dealing with big LTD companies such as Unum. He filed terrible appeals on my behalf with little to no effort on his part of building a good case for me. After a year of dealing with his condescending attitude and loosing my final appeal, I decided to call up Dell & Schaefer. I had contacted them a year prior when searching for an attorney. Cesar was willing to take my case and felt I had a good one. But I didn’t want to pay the percentage he was asking for if we won back then. The old saying, “you get what you pay for”, proved to be true in this case and I regretted not hiring him from the beginning!

Once I did hire him, and thank goodness he was still willing to take my case even though he was dealing with defending poor appeals by my previous lawyer, things got moving along for me. Because of his years of experience dealing with Unum, and his record of wins against them, within 6 months we had a settlement I could live with! The stress I suffered before Cesar and weight on my shoulders was gone! Cesar is a kind, caring, attorney who will fight for your rights! His assistant Michal always talked to me when I called in with questions or to check up on my case and never made me feel bad for calling. It was nothing like the previous relationship I had with my other attorney and his staff, who avoided me. Cesar explains the process well and keeps you updated on your options throughout the process. He was worth every penny!

I am grateful for their representation and would recommend anyone with an ERISA case to call him!

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