• Boston Mutual Life Insurance Company Disability Claim Tips

Boston Mutual

Disability insurance claimants are often seeking information regarding Boston Mutual long term disability reviews. We have created a forum where insurers can post reviews and comments about Boston Mutual short term and long term disability claims. Our lawyers respond to most comments posted by our visitors.

Founded in 1891 Boston Mutual Life Insurance Company is a Private-Mutual Company that sells traditional group and individual life insurance, disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products. Boston mutual sells Group short-term and long-term disability coverage.

The long-term disability policies sold by Boston Mutual offer the following features:

Additional Features:

With over one million clients, Boston Mutual’s total assets are nearly $750 million, while their total insurance in force is $260 million. Boston Mutual is rated A- by A.M. Best and A by Fitch Ratings and is a member of the Insurance Marketplace Standards Association.

As disability insurance attorneys, Dell & Schaefer have represented clients with their long-term disability claims against Boston Mutual Life Insurance Company. Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Boston Mutual Life Insurance Company:

Cases & Claim Tips (4)

Comments (7)

  • Deb, I assume you mean the maximum benefit period for a disability benefit which can be either Age 65 or Social Security Normal Retirement Age (SSNRA), which is based on your date of birth. You should check your policy to determine which applies in your case.

    Jay Symonds Jan 21, 2023  #7

  • What is Boston Mutual full retirement age? Social Security says mine is 66 years and 8 months and they are telling me 65 years.

    Deb Jan 20, 2023  #6

  • Jerald: You will need to contact the insurance carrier to request any applicable forms.

    Jay Symonds Oct 15, 2020  #5

  • I need a 3 month survivor’s benefit form for the LTD policy.

    Jerald M. Oct 15, 2020  #4

  • Kenneth, was your claim denied because the carrier does not believe you are disabled, or because you had a policy that only paid a year? Please contact our office to discuss your claim in greater detail to determine what your rights are under the policy and how we may be able to assist you.

    Stephen Jessup Feb 17, 2017  #3

  • I have been off work now since July of 2015 due to workplace injury and was collecting the short-term disability then when it ran out I collected the long-term coverage only until Jan. How come I could only collect it for one year, now I am still out of work due to a workplace injury and I have no income, what can I do?

    Kenneth D. Feb 14, 2017  #2

  • I am in the process with my claim, I was on medical leaves for 2 weeks n will i get a partial of my disabilty.

    lilballer680 Sep 27, 2016  #1

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Questions About Hiring Us

Do you handle ERISA Boston Mutual appeals?

If your disability income claim has been denied by Boston Mutual and your disability income policy has been offered through your employer, then federal ERISA law requires you to file an appeal with Boston Mutual. Our law firm has handled thousands of ERISA appeals against Boston Mutual and we will prepare a very strong appeal on your behalf.

Do you help with Boston Mutual applications?

The application for disability benefits with Boston Mutual is the foundation of your claim. One mistake can result in your claim for disability insurance benefits being denied by Boston Mutual. Our lawyers will guide you through the entire application process and make sure you are in the best possible position to have your claim approved by Boston Mutual. We welcome you to contact our attorneys to discuss important information about applying for disability benefits with Boston Mutual.

Do you file Boston Mutual lawsuits?

If Boston Mutual has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Boston Mutual. An ERISA disability lawsuit is different than any other type of lawsuit and you should hire a attorney that has handled thousands of disability denial lawsuits against Boston Mutual. Our disability insurance lawyers know what to expect with the challenges filing a federal lawsuit against Boston Mutual.

Can you help with a Boston Mutual disability Insurance denial?

We have helped thousands of individuals collect long term disability benefits from Boston Mutual and we know the unreasonable denial tactics used by Boston Mutual to deny disability insurance benefits. Our experienced attorneys know the many options available to get your disability benefits paid by Boston Mutual.

Do you manage Boston Mutual monthly claims?

Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Boston Mutual disability benefits continue for as long as you need them. Many claimants either don't trust or experience aggravation dealing with Boston Mutual. Disability Insurance Attorneys Dell & Schaefer manages every aspect of your claim for disability income benefits from (Boston Mutual. Boston Mutual only interacts with our law firm. Contact Disability Insurance Attorneys Dell & Schaefer to learn how we can manage your disability claim.

Can you negotiate a Boston Mutual lump sum buyout?

Lump sum buyouts and disability buyouts are occasionally offered by Boston Mutual. Our disability lawyers have established relationships with the people at Boston Mutual that make the decisions on disability buyouts. We have negotiated hundreds of lump settlements with Boston Mutual. Our goal is to get you the highest buyout possible.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Marna L. (Tennessee)

When the letter arrived from the insurance company that they would no longer be making payments to my disabled spouse our world came to a stop. This is a devastating moment. Rather shocking since we had complied with all the requirements. Shortly, thereafter I started researching to find the best legal firm to represent my spouse. After reading the numerous ads for legal firms I came across Dell & Schaefer. Read the material, listened to the you tube and read the booklet. The process was fast once I place the call.

Attorney Jay Symonds returned my call. He was amazing and talked me through the process. He went through the details as to what would be needed several times. He has patience which is needed when dealing with people under stress. Mr. Symonds was open to different types of communication and at odd times of the week and day. He was understanding of my time as a full time caregiver. Through the process Mr. Symonds and his staff stayed in contact with me. End Result: My spouses insurance was reinstated. We are very grateful to Jay Symonds and his team.

***** 5 stars based on 202 reviews

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