Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 701–720 of 739 Answered Questions

Q: Should I accept Unum's lump sum pay off on a lifetime policy? How do I determine if the offer is fair?

Answered on February 16th 2012 by Attorney Gregory Dell

A: Young Doc, Unum will continue to monitor you for the rest of your life, especially if you have a lifetime disa...

Q: What % offer (for a lump sum buyout) would you consider low, average, and high?

Answered on February 11th 2012 by Attorney Gregory Dell

A: Roger, Great question. In some situations Hartford will engage in a disability lump sum buyout negotiation. Th...

Q: I meet 20 of LFG's requirments for disability but was still denied. What do I do?

Answered on February 6th 2012 by Attorney Gregory Dell

A: Candi, If you have exhausted all your appeals then your only option is to file a lawsuit. Please contact us if...

Q: Can MetLife end my beneifts without verifying my diagnosis (that is an exception to their 24 month clause)?

Answered on February 4th 2012 by Attorney Gregory Dell

A: Bobby, You need to file an appeal of your denial within the timeline that MetLife has given you. You have the ...

Q: What does Aetna mean when they say I must find a job that is at least 70% of my work pay? What should I do if I don't think I can work?

Answered on February 9th 2012 by Attorney Gregory Dell

A: Gene, You need to continue treating with your doctors and documenting your medical conditions that prevent you...

Q: Am I required to pay Prudential for the SSDI attorney fee I paid?

Answered on February 2nd 2012 by Attorney Gregory Dell

A: Nicole, You are not required to pay Prudential for the $6000 SSDI attorney fee you paid.

Q: Can Hartford spy on me again?

Answered on January 27th 2012 by Attorney Gregory Dell

A: Sarah, They can video you at anytime and they will likely do it again. You may want to review our FAQ section ...

Q: Can Hartford count all the money my ex received from SST as income to me if I do not live with her?

Answered on January 24th 2012 by Attorney Gregory Dell

A: Jerry, This situation can be legal if your Hartford disability policy contains language which includes SSDI of...

Q: If I drop SSDI, will Standard still offset the benefit?

Answered on January 16th 2012 by Attorney Gregory Dell

A: Lana, even if you drop SSDI then Standard will still offset the benefit.

Q: Is it legal for Cigna to requent my tax returns as a condition of profit or loss?

Answered on January 16th 2012 by Attorney Gregory Dell

A: T, It is legal for them to request your tax returns as a condition of profit of loss. You can cross out all in...

Q: Is it normal for MetLife to take 130 days to respond to my appeal?

Answered on January 11th 2012 by Attorney Gregory Dell

A: 130 days is an unacceptable long time, even for MetLife. Your only option at this point would be to sue them. ...

Q: If you are denied short term and long term through Hartford, how long does it take to file a lawsuit?

Answered on December 31st 2011 by Attorney Gregory Dell

A: Alison, Once all administrative appeals have been exhausted, then a lawsuit can be filed. Most ERISA disabilit...

Q: Could I sue Prudential for the money I paid to my attorney? I had to wipe my 401K, was almost evicted, etc

Answered on December 7th 2011 by Attorney Gregory Dell

A: Nicole, I am glad to hear that you were able to win your Appeal against Prudential. Unfortunately the law does...

Q: Can I hold Unum accountable for terminating my benefits after 24 months if I was physically disabled – not mentally – first and foremost?

Answered on December 1st 2011 by Attorney Gregory Dell

A: Lisa, We have handled numerous cases against UNUM dealing with the 2 year mental nervous limitation. If you ha...

Q: Does anyone know for how long Hartford is paying LTD due to a major depression?

Answered on November 28th 2011 by Attorney Gregory Dell

A: Alex, The amount of the time that Hartford will pay disability benefits for major depression is stated in your...

Q: Can LFG deny my LTD coverage because it's "not portable" while STD is?

Answered on November 18th 2011 by Attorney Gregory Dell

A: Suanne, If you were disabled and not working at the time you were terminated, then you still may be entitled t...

Q: Will moving to a different state disrupt my LTD? Am I eligible if I am not bedridden?

Answered on November 10th 2011 by Attorney Rachel Alters

A: Debbie, You can live anywhere in the USA and it will not interrupt your long term disability insurance payment...

Q: Does Prudential LTD insurance have annual cost of living increases?

Answered on October 20th 2011 by Attorney Gregory Dell

A: Dan, Most Prudential long term disability policies do not provide for cost of living increases. If you have a ...

Q: How long does it take for Hartford to gather paperwork regarding a settlement? Do they offer decent ones?

Answered on October 17th 2011 by Attorney Gregory Dell

A: Tim, Occasionally a claimant will receive a Hartford lump sum buyout offer of a long term disability insurance...

Q: Is is strange that LFG scheduled an IME without requesting medical records for the past 6 months?

Answered on September 28th 2011 by Attorney Gregory Dell

A: Janey, It is somewhat unusual that Lincoln Financial Group has not requested any medical records, but they may...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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