Who Makes The Decision To Deny A Long Term Disability Insurance Claim?- Lincoln Financial Group Disability Insurance Claim Trends
- Unum ERISA Disability Lawsuits
- MetLife Relationship with Brighthouse Financial
Disability Insurance Attorney Stephen Jessup
Stephen Jessup (stephen@diattorney.com) is a Partner in the Disability Income Division of Dell & Schaefer, Chartered. Stephen’s practice is comprised solely of representing disabled claimants throughout all stages of a disability insurance claim with a large percentage of his work dedicated to ERISA based administrative appeals and litigation. Stephen has been instrumental in assisting thousands of claimants to recover both short and long term disability benefits.
Stephen's Recently Resolved Cases (81)
- Unum Lifts Mental Health Limitation on Disability Claim
- Hartford Overturns Denial of Disability Benefits on Appeal
- Hartford Approves Disability Claim After Appeal Deadline
- Aetna Removes 24 Month Limitation for Mental Health Conditions
- MetLife Approves Long Term Disability Claim For Executive Assistant with Neck Pain
- Dell & Schaefer Wins Short Term Disability Appeal Against Lincoln
- Liberty Mutual Approves Disability Benefits to Senior Vice President
- Prudential Overturns Disability Denial to Chiropractor
- Prudential Approves LTD Claim on Voluntary Appeal
- MetLife Approves Disability Benefits to Dentist With De Quervain’s
- Prudential Approves Disability Claim on Appeal
- Federal Court Overturns Aetna Denial Of Disability Benefits
- Northwestern Mutual Approves Claim For Disability Benefits
- Liberty Reinstates Long Term Disability Benefits for the Second Time
- Unum Approves Long Term Disability Application to a Program Manager
- Berkshire Approves Application for Disability Benefits to Sales Manager
- Cigna Overturns Denial of Long Term Disability Benefits
- Cigna Overturns Denial of Long Term Disability Benefits On Appeal
- Standard Approves Disability Benefits to Attorney with Fibromyalgia
- Cigna Approves Disability Benefits to Doctor with Ehlers-Danlos
- Unum and Sun Life Approve Disability Benefits to OB.GYN
- Lincoln Approves Disability Benefits Following Second Appeal
- Reliance Standard Reinstates Disability Benefits to Project Manager
- Cigna Reinstates Disability Benefits to Project Manager on Appeal
- Cigna Approves Disability Benefits After Two Years of Fighting
- Hartford Reinstates Disability Benefits to HR Manager
- Cigna Approves Disability Claim Following Multiple Denials
- Lincoln Financial Reinstates Disability Benefits To School Teacher
- Cigna Approves Disability Benefits to International Sales Manager
- Lincoln Overturns Denial of LTD Benefits After Two Appeals
- Standard Overturns Denial of Disability Insurance Benefits
- Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
- Cigna Reinstates Long Disability Benefits to a Tugboat Captain
- Sun Life Approves Disability Benefits to Surgical Services Director
- Sedgwick Reinstates Long Term Disability Claim Following Appeal
- Prudential Reinstates Disability Benefits To School Teacher
- MetLife Reinstates Disability Benefits to Attorney on Appeal
- Standard Overturns Denial of Disability Benefits to Chiropractor
- Cigna Overturns Denial of Benefits to Data Center Manager
- Cigna Approves Any Occupation Disability Benefits After Two Appeals
- Cigna Reinstates Long Term Disability Benefits to Medical Coder
- Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
- Prudential Overturns Denial of Long Term Disability Benefits to College Professor
- Hartford Buys Out Disability Policy Following Appeal
- Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
- MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
- Principal Approves Long Term Disability Benefits for Surgeon
- Sun Life Approves Claim for Long Term Disability Benefits
- Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
- Lincoln Approves Disability Claim After Multiple Appeals
- Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
- Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
- Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
- Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
- Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
- Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
- Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
- Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
- Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
- Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
- Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
- Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
- Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
- Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
- MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
- Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
- Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
- Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
- Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
- Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
- Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
- CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
- MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
- Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
- Liberty Mutual reverses decision to terminate disability benefits
- Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
- Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
- A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
- Aetna approves disability benefits for dentist following brain surgery to remove a tumor
- AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
- Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
Stephen's Videos
Stephen's Articles (31)
- Cigna Admits Error In Denying Disability Benefits
- Beware of Traveling While on Disability with Unum
- Doctors with “Own Occupation” Group Disability Policies Beware
- Missouri Court Rules Cigna Wrongfully Terminated Disability Benefits
- California Court Overturns Prudential Denial of LTD Benefits
- New Department of Labor Regulations for ERISA Disability Claims
- Substance Abuse Disability Insurance Claims Are Challenging when the Claimant is a Doctor
- Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
- Long Term Disability Claims Due to Back Pain
- First Unum Cannot Extend Disability Appeal Review Indefinitely
- Neuropsychological Testing in Long Term Disability Insurance Claims
- California Court Overturns Prudential Denial of Disability Benefits
- Prudential Denies Long Term Disability Claim Due to Insurance Fraud
- Federal District Court Overturns Hartford’s Denial of Long Term Disability Benefits
- Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
- The Dangers of Social Media and Disability Insurance Claims
- Cigna’s latest strategies for handling and denying disability benefit claims
- Is Reliance Standard Wrongfully Offsetting Your Disability Insurance Benefit?
- Federal Court Examines Vocational Reviews and ERISA Disability
- Statute of Limitations Provision In Disability Policy Enforceable under ERISA
- Court Allows Additional Evidence at Trial in ERISA Disability Case
- Cancer and Long Term Disability Insurance Policies
- MetLife Improperly Applies Limitation For “Neuromusculoskeletal and Soft Tissue Disorder” to Long Term Disability Claim
- Insured’s Lawsuit Dismissed By Massachusetts Federal Court For Being Filed Too Late
- CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials
- Aetna and The Rawlings Company LLC Seek to Reduce Your Disability Benefit
- To Remand or Not to Remand: One Court’s Opinion on When to Remand a Claim for Long Term Disability Benefits under an ERISA Aetna Policy
- MetLife Ordered to Pay Disability Insurance Benefits to MetLife Employee with Lyme’s Disease
- Mutual of Omaha disability denial remanded for wrongful evaluation of occupation
- Six year disability lawsuit against Sun Life: long term disability claimant wins benefits plus interest
- Hartford abused its discretion by relying on video surveillance and ignoring medical evidence
Fun Facts About Stephen
We are not your typical law firm. We are always thinking outside of the box so that we can keep our clients a step ahead of the insurance companies. Customer service with our clients is an essential element as we want every case handled as if it was our own. Since the lawyer that you work with at our firm will need to know a lot about your life, we think it is important that you have the opportunity to learn more about the lawyer(s) working on your case. Here are some interesting and fun facts about Stephen Jessup:
- Describe yourself in three words: Honest, hardworking, loyal
- Best to do in your free time: Exercise
- Favorite places to travel: Cleveland (hometown), Utah
- Favorite Food: Steak
- Favorite TV Show: Seal Team
- Favorite Movie: Saving Private Ryan
- Favorite Musician: Face to Face
- What do you like about your job: It allows me to connect with people from all over the country and from across all walks of life, and in doing so I am able to act as a voice for those who are in need of help and assistance with an ultimate goal of making a positive impact in their lives.
Stephen takes great pride in his work and is always willing to go the extra mile for all of his clients. The testimonials on our website from some of his clients will give you a good understanding of the high level of service you get when Stephen is handling your claim. Stephen has handled disability claims against every major disability insurance company and has obtained a great understanding of the different claims handling practices of each company. This knowledge is essential in order to for a claimant to have the best possible chance of securing disability benefits.
Stephen received his B.A. in Psychology from the University of Miami and his J.D. from St. Thomas University School of Law in Miami, Florida. Following law school, Stephen obtained his initial courtroom and trial skills by working as an Assistant Public Defender in Broward County, Florida where he handled thousands of cases. After several years of working for the government, Stephen joined the disability income division of our firm. Within a few years of joining our firm, it was obvious that Stephen was a superstar and someone that we wanted to be a Partner. Stephen shares our firm’s commitment to provide five star customer service and do whatever it takes to help our clients obtain disability insurance benefits.
Stephen is admitted to the Florida bar as well as multiple federal district courts. Stephen is a member of the American Bar Association Health and Disability Insurance Law Committee. Stephen represents claimants throughout the nation and is available for a free phone consultation regardless of where you live..
Questions About Hiring Us
Do you work in my state?
Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.
What are your fees?
Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.
The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.
In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.
Do I have to come to your office to work with your law firm?
No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.
How can I contact you?
When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.
Dell & Schaefer Client Reviews *****
Curt P.
Before my disability, I was an attorney with a successful energy and telecom practice. I know what it means to provide quality legal service: it entails expertise in the area(s) of law in which the lawyer practices; zealous advocacy on behalf the client, subject always to a professional tone and demeanor; objectivity and considered judgment; responsiveness in real-time; and last but not least, a great staff.
Steven Dell and his firm have demonstrated all of these qualities. They’ve been with me since the beginning, and nothing they have done has ever caused me concern. Quite the opposite. On my behalf, they take care of all communications with the disability insurance carrier and provide me such other expert advice as I have needed over what is now a five-year period. When you no longer have good health, I have found it to be a great relief to have them deal with the insurance company and to know I can rely on their wise counsel.
I also appreciate the firm’s technical sophistication. We communicate chiefly by email, which is not only efficient but less intrusive. When I’m having a particularly bad health day, I can always get to their emails after the storm has passed.
Anyone with claim with their disability insurance carrier would do well to hire Steven and his firm.
Speak With An Attorney Now
Request a free legal consultation: Call 800-682-8331 or Email Us
- We respond the same day.
- No fee / cost unless you get paid.
- No office visit necessary.
- We represent disability insurance claimants nationwide.
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