Our Resolved Disability Insurance Claims

Our client was a Territory Sales Specialist for a major medical supply company, responsible for sales spanning a large geographic area with incredibly high sales quotas. Physical requirements of her occupation required here to travel extensively, drive long distances on a day to day basis, carry samples and products that could weigh in excess of thirty pounds, and give presentations and demonstrations. Her job...

Medical Condition and Occupational DutiesOur Client, an OBGYN (hereinafter referred to as "Dr. OBGYN"), was employed by a hospital when he began to experience anxiety and depression following the filing of a malpractice lawsuit. Our client began drinking alcohol on a daily basis and was subsequently hospitalized for three months as a result of alcoholism, anxiety, depression and suicidal thoughts. Prior to...

Dell Disability Lawyers successfully negotiated a $340,000 long-term disability insurance lump sum buyout for a psychiatrist suffering from major depressive and anxiety disorder. After practicing for 20 years, our client began to suffer from the same condition which he had helped thousands of patients to overcome. The claim was resolved for 70.2% of the present value of future benefits. The client received a m...

After UNUM Provident denied a real estate agent's third claim for income policy replacement benefits, she hired Dell Disability Lawyers to help her secure the benefits to which she was entitled under the terms of her income replacement policy.For a number of years prior to her filing this particular claim for benefits, our client received benefits from UNUM Provident for two accidents. Initially she was un...

Our client, a former employee of the State of Colorado, suffers from AIDS and various secondary AIDS related diseases. His condition has severely affected his short-term memory and caused the "brain fog" that many AIDS patients are plagued with, and further affected him with sudden, explosive diarrhea, and chronic pneumonia.Our client was initially notified by phone that his claim was approved, and almost ...

Our client, a 48 year old dentist, began to experience difficulty performing the substantial and material duties of his occupation as a result of anxiety and neck pain. Our client contacted our firm in order to assist him with his application for long-term disability benefits. At the time we were contacted, our client was having difficulty performing his duties as a dentist on a full time basis and was unsure ...

Our client, a trial attorney representing parents and children in dependency, delinquency, and guardianship cases contacted Dell Disability Lawyers to see if she would be eligible for long-term disability benefits under her individual disability income and business overhead expense policies purchased from Unum. Upon consultation with attorney Robert Kerr, the client retained Dell Disability Lawyers to assist w...

Our client, a 58 year old ophthalmologist, was forced to stop working as a result of rheumatoid arthritis and cervical herniations in his neck. Prior to filing for disability, Dell Disability Lawyers was retained in order to assist with the application for long-term disability benefits and the transition from working full-time to total disability. Our client's policy stated that he would be considered total di...

Our client, a window coverings salesman, began developing significant vision loss in November 2006 and approached Dell Disability Lawyers for assistance in applying for long-term disability benefits with Unum. His policies stated that he would be entitled to benefits for the rest of his life if he were totally disabled prior to his 65th birthday or if he qualified as totally disabled under the "Presumptive Tot...

Ever since our client was in junior high school, he had dreamed of being a dentist and opening his own dental practice. Through years of hard work and loyal dedication to the field of dentistry, he achieved this dream. Being one of only a small percentage to receive a Mastership from the Academy of General Dentistry, our client successfully maintained his own practice for several years. Unfortunately, in 2000,...

Following bilateral hip surgery, a physiologist that had an "own occupation" disability policy hired our firm to help him better understand the terms of his policies and see if he was eligible for benefits. While he was no longer able to perform the substantial and material duties of his specialty, this doctor did not want to sell or forego his practice. Instead, he planned to hire another doctor and simply mo...

Our client, an advertising executive with cognitive deficiencies as the result of mercury poisoning, hired us prior to filing his claim for total disability benefits with UNUM Provident. We advised him on closing his business and assisted him throughout the entire application process. This included helping him to complete the application for benefits, attending all in-person and telephonic interviews with him,...

Our client, a chiropractor, suffered from post-mastectomy related struggles, upper neck and back pain, as well as chronic pain in her hands, fingers, thumbs, and wrists caused by Osteoporosis and Arthritis. This pain made working on patients impossible, as bending and twisting caused severe mid back pain which would radiate through her mid-sternum area. Furthermore, upon her attempt to adjust patients, our cli...

Prior to becoming disabled, Mrs. C was an eighth grade English literature teacher in southern California. In 1996, Mrs. C began experiencing pain in her muscles and joints as well as fatigue and disturbed sleep.Her physicians soon diagnosed her with various connective tissue disorders, including: Sjogren's syndrome, rheumatoid arthritis, atypical lupus, Raynaud's phenomenon, fibromyalgia and muti-nodular g...

Our client was a top selling account manager in the advertising department of one of the country's largest companies, in one of the company's most demanding regional markets. Over the course of her career she exceeded sales quotas that were in the upper six figures, year in, year out.In mid 2008, our client began suffering from severe anxiety and depression. Unable to handle the tremendous pressure and str...

Our client, a Texas resident, contacted Dell Disability Lawyers following her initial application denial and first appeal of her disability denial by a prior law firm. This woman, suffering from chronic neck and back problems, a stroke, depression, headaches, and memory loss, had been a quality control manager for a large corporation. The client was unable to perform an work and was seeking total disability be...