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Lloyd’s of London

Disability claimants are often seeking information about Lloyd’s of London long term disability reviews. We have created this page where insurers can post reviews and comments about Lloyd’s of London disability claims. Our attorneys respond to most comments posted by our visitors.

Lloyd’s of London was founded in the late 17th century and was incorporated in 1871 as Society of Lloyd’s. Lloyd’s of London is a uniquely organized British insurance market. It does not sell insurance per se, but regulates a market through which insurance contracts are transacted. It serves as a meeting place where multiple financial backers, underwriters, or “members”, whether individuals (traditionally known as “Names”) or corporations, come together to pool and spread risk. Unlike most of its competitors in the reinsurance market, it is not a company.

The organization is a society of individuals and, since 1994, corporations that accept liability for claims under insurances accepted on their behalf. Lloyd’s brokers act on behalf of their clients. Underwriters accept risk from the brokers for the syndicates, which, in turn, are the actual business units that sell insurance they provide insurance after a premium is paid in the Lloyd’s market.

Lloyd’s syndicates write a diverse range of policies, direct insurance and reinsurance, covering property, motor, liability, long-term disability insurance, marine, aviation, catastrophe and many other risks. Lloyd’s has a unique niche in unusual, specialist business such as kidnap and ransom insurance, fine art insurance, aviation insurance, marine, etc. In the disability insurance industry Lloyd’s is known for selling long-term disability insurance policies that are generally only 5 year terms and offer benefits that are in excess of any other disability insurance coverage that a person may have already own. Lloyd’s also writes disability buyout policies for companies in the event that one of the business owners were to become disabled. As of December 31, 2008 Lloyd’s posted profits of £1.9 billion British pounds.

As disability insurance attorneys, Dell & Schaefer have represented numerous clients with their long-term disability claims against Lloyd’s of London and its affiliated companies. Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Lloyd’s of London:

For assistance with your Lloyd’s of London disability insurance claim, please fill out our contact us form or call Attorneys Dell & Schaefer for a free consultation at 800-682-8331.

Cases & Claim Tips (2)

Comments (2)

  • Sean: You should contact the carrier directly and request claim forms. If you continue to experience problems, I suggest you contact our office and speak with one of the attorneys to discuss in more detail your circumstances and your options.

    Jay Symonds Sep 29, 2020  #2

  • Hello,

    I have a private policy written by the Matt Bloch Agency. I have recieved no acknowledgment of my claim submitted JUNE 2020. Numerous emails to the agent have been lodged, and replied with “covid logjam, staff on VAC, etc”. I feel like there is no process on my case, especially from the underwritter. Please assist.

    Sean K. Sep 29, 2020  #1

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Questions About Hiring Us

Do you handle ERISA Lloyds Of London appeals?

If your disability income claim has been denied by Lloyds Of London and your disability income policy has been offered through your employer, then federal ERISA law requires you to file an appeal with Lloyds Of London. Our law firm has handled thousands of ERISA appeals against Lloyds Of London and we will prepare a very strong appeal on your behalf.

Do you help with Lloyds Of London applications?

The application for disability benefits with Lloyds Of London is the foundation of your claim. One mistake can result in your claim for disability insurance benefits being denied by Lloyds Of London. Our lawyers will guide you through the entire application process and make sure you are in the best possible position to have your claim approved by Lloyds Of London. We welcome you to contact our attorneys to discuss important information about applying for disability benefits with Lloyds Of London.

Do you file Lloyds Of London lawsuits?

If Lloyds Of London has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Lloyds Of London. An ERISA disability lawsuit is different than any other type of lawsuit and you should hire a attorney that has handled thousands of disability denial lawsuits against Lloyds Of London. Our disability insurance lawyers know what to expect with the challenges filing a federal lawsuit against Lloyds Of London.

Can you help with a Lloyds Of London disability Insurance denial?

We have helped thousands of individuals collect long term disability benefits from Lloyds Of London and we know the unreasonable denial tactics used by Lloyds Of London to deny disability insurance benefits. Our experienced attorneys know the many options available to get your disability benefits paid by Lloyds Of London.

Do you manage Lloyds Of London monthly claims?

Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Lloyds Of London disability benefits continue for as long as you need them. Many claimants either don't trust or experience aggravation dealing with Lloyds Of London. Disability Insurance Attorneys Dell & Schaefer manages every aspect of your claim for disability income benefits from (Lloyds Of London. Lloyds Of London only interacts with our law firm. Contact Disability Insurance Attorneys Dell & Schaefer to learn how we can manage your disability claim.

Can you negotiate a Lloyds Of London lump sum buyout?

Lump sum buyouts and disability buyouts are occasionally offered by Lloyds Of London. Our disability lawyers have established relationships with the people at Lloyds Of London that make the decisions on disability buyouts. We have negotiated hundreds of lump settlements with Lloyds Of London. Our goal is to get you the highest buyout possible.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Leza A.

Desperarate & feeling like I was on a raft floating farther… out to sea. By the time I was diagnosed (it was close to a year) with fibromyalgia. I was in so much pain “ALL” over my body, feeling desperate for relief of my pain and the feeling of foggy headed (foggy headed is one of the conditions of Fibro). I wasn’t getting better instead my pain was getting worse. I was thinking about my career that I worked so hard to get where I was. I more than missed and loved my career.

My husband used to say that I loved my career more than him (so wasn’t true) but, I would do things like cancel a trip (40th birthday trip) in order to get the job done at work/make it happen (New Home R/E Sales). My career was a “very” physical and also required to be mentally sharp at all times.

What I thought at the beginning of feeling ill was going to be out from work for maybe a few days to a week, didn’t happen. Then I got to the point of being out from work for a year and realizing this was going to be a challenging and long road. In dealing with the short/long term disability company was getting to the point I couldn’t handle it. So… I got on the computer when I had short breaks from being foggy minded (took weeks of searching). So the search for someone/company who could take the challenge to keep up with the demands of paper work from the disability company with my short/long term disability company and who was successful at fighting this kind of case and with my medical diagnoses of fibromyalgia (I had been denied after the first few months of short term disability). I found Dell & Schaefer Law Firm who had a successful out come with not only the disability company that I had but, also against working with a fibromyalgia case.

I am blessed to have come across Dell & Schaefer and then I was blessed to have/be working with Rachel Alters! I found it was/hasn’t been easy in any way to deal with a case of fibromyalgia but, I am so more than happy I have/am working with Dell & Schaefer “Rachel Alter”. If I was up to it (not with fibro) I would be dancing all night long celebrating (I loved to dance all the time before fibro)! The many… appeals, time and all the hard work it took, my/our case has been over turned! I was caught off guard when I received the call from Rachel Alter! When I answered it I was thinking we were needing more documentation or another specialists to state where I am with my illness but, I got the best news in years and I just started crying out of control with tears of happiness! Tears of happiness have not been a part of my life in many years. Yea!!!!!! FYI… This was a challenge for me to write due to not being able to sit or type due to my pain of fibromyalgia but, so worth sharing my experience with choosing Dell & Schaefer “Rachel Alter & Team” ! Again… I am so blessed to have contacted Dell & Schaefer!!! Thank You Dell & Schaefer “Rachel Alter & Team”… :-)

***** 5 stars based on 202 reviews

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