Disability Insurance Lawsuit Stories

Illinois Court holds that an Actively at Work clause includes being at work on Saturday, Sunday and holidays.

California Court ordered Unum to pay LTD benefits to Plaintiff who proved by a preponderance of the evidence that he was unable to perform the duties of his own occupation.

Pennsylvania Court found Reliance's termination of total disability benefits was arbitrary and capricious and ordered it to pay back benefits plus prejudgment interest.

Kentucky Court finds Western & Southern Financial Group's denial of short term disability benefits was arbitrary and capricious and orders it to pay benefits plus prejudgment interest.

A Utah Court ordered Unum to pay disability benefits to Plaintiff when Plaintiff proved by a preponderance of the evidence that he was entitled to benefits.

A Maryland Court held Boston Mutual abused its discretion by requiring objective tests to prove disability due to a fibromyalgia diagnosis when no such tests exist.

Ohio Court held Standard's denial of LTD benefits to financial planner was not arbitrary and capricious when it provided reasoned explanations for its actions.

A Minnesota Court found Unum abused its discretion in terminating benefits after paying Plaintiff for 15 years when Unum ignored opinions of treating physicians.

California Court finds Systems Programmer, who was fired from his job, was not disabled during a time when he was eligible for LTD benefits.

A Louisiana Court held Cigna did not abuse its discretion when it denied shop manager LTD benefits even though it relied on the opinions of reviewing physicians instead of the opinion of the treating physician.

Court orders Liberty to pay LTD benefits to Plaintiff when its denial was full of errors and not based on substantial evidence.

Cigna was deemed to have wrongfully denied disability benefits to insured suffering from chronic back problems after having initially paid benefits.

Plaintiff did not exhaust her STD benefits before filing for LTD benefits, so her lawsuit filed past the contractual time established in the policy was untimely.

Missouri Court orders New York Life to pay a medical sales executive long term disability (LTD) benefits for her back condition.

Kentucky Court dismissed Plaintiff's Complaint holding that all seven causes of action arose under state law so were preempted by ERISA.

Oklahoma Court holds that MetLife did not abuse its discretion in denying Plaintiff's clam for LTD benefits when the treating physician failed to provide requested medical evidence.

Minnesota Court ruled standard of review for Unum's termination of Plaintiff's LTD benefits for fibromyalgia after 15 years would be for abuse of discretion.

A district court judge granted judgment in favor of claimant based on Reliance Standard’s failure to properly consider claimant’s travel requirements in evaluating her regular occupation.

Claimant's application for long term disability (LTD) benefits due to peripheral neuropathy was denied when he failed to present medical documentation of the condition.

Ohio National has been in the news lately and not in a good way. Despite a contract the company had with its agents and brokers who sold variable annuities (VA) for many years, in September 2017, it sent a letter to its brokers-dealers informing them that effective December 13, 2017, “any and all servicing agreements” would be terminated.