Disability Insurance Lawsuit Stories

Disability denial lawsuit decisions from courts nationwide, reviewed by our attorneys. Learn how policyholders fought back against wrongful claim denials and won.

Showing 20 of 766 Lawsuit Stories

Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support

Reliance Standard’s denial of LTD benefits was not arbitrary and capricious when Florida Plaintiff’s medical evidence did not support her claim.
Unum Denied Disability Benefits to Lawyer After Paying for 18 Years

Unum Wrongfully Terminated Disabled Lawyer’s Disability Claim of Depression and Anxiety Despite Improvement in His Condition

Unum denies benefits to a lawyer after paying for 18 years and the appellate court reverses Unum’s wrongful disability denial.
Can A Severance Package Prevent Me From Getting Long Term Disability?

SunLife Released From Any Lawsuits Due To Claimant Giving Up Right To Sue In Severance Agreement

Never sign a severance agreement without considering the impact it will have on either your short or long term disability benefit claim.

Federal Court Overturns Aetna Denial Of Disability Benefits

In the recent case of Ferrin v. Aetna Life Ins. Co. a federal judge from the Northern District of Illinois determined that Aetna improperly terminated Ferrin’s...

Court Finds Irregularities in Procter & Gamble Disability Insurance Benefit Denial

A Missouri Court granted Plaintiff’s discovery motion finding Proctor & Gamble had a conflict of interest and may have committed procedural irregularities.

Federal Judge Makes Companion Life Insurance Pay Disability Benefits

Companion Life denied disability benefits three times and then a Federal Judge made them pay disability benefits and attorney fees.

NFL Disability Review Board Ignores Evidence of Disability and Appeal Court Reverses Lower Court Decision

The Seventh Circuit remanded to the Florida District Court with instructions to consider a NFL player’s disability claim based the cumulative effect of multiple orthopedic injuries and cognitive impairment.

Judge Agrees that MetLife's Denial of Long Term Disability Benefits was Reasonable

Massachusetts Court finds MetLife's denial of LTD benefits was not an abuse of discretion when Plaintiff failed to prove she was unable to perform the duties of her own occupation.

Can Standard Insurance Company’s Failure to Raise an Issue be Considered a Waiver?

Standard Insurance Company waived its right to argue Plaintiff had not proved he was unable to work at any occupation when it failed to request proof of disabilty under that standard during the adminstrative review or first court case.

Court Ordered Aetna to Pay LTD Benefits to Computer Engineer

A California Court held Plaintiff met his burden of proving he was disabled by presenting medical evidence that rebutted Aetna’s conclusion that he could return to work.

California Federal Judge Orders Standard Insurance Company to Pay Disability Benefits to Teacher with Lyme Disease

A California court ordered Standard Insurance Company to pay disability benefits to teacher who provide by a preponderance of the evidence that she was unable to work due to Lyme disease.

Court Orders Aetna to Pay LTD Benefits to Plaintiff Suffering from CFS

California court orders Aetna to pay LTD benefits to Plaintiff suffering with CFS and unable to perform specific duties of her own occupation.

Reliance Standard Wrongfully Denies Life Insurance Waiver of Premium and Must Pay $188,000

A New Jersey Court held that Reliance’s denial of a life insurance waiver of premium application was arbitrary and capricious. Accordingly, Reliance was ordered to pay the $188,000.00 policy offered to the Plaintiff’s late husband.

Court Upholds Aetna’s Denial of LTD Benefits Under the “Any Occupation” Disability Definition

When the policy definition changed from “own occupation” to “any occupation,” Aetna denied LTD benefits, finding Plaintiff could work in a sedentary position.

A Judge’s 8 Reasons that Aetna Reasonably Denied Disability Benefits to Bank of America Employee

A North Carolina judge upholds a denial of long-term disability insurance benefits to a Bank of America employee suffering with multiple medical conditions.

Court Rules Plaintiff's Medical Records Was Replete With Evidence Supporting Claim of MS & Was Not A Pre-Existing Condition

U.S. District Court in Louisiana granted judgment in favor of Plaintiff based on Unum’s failure to conduct a full, fair and thorough investigation of Plaintiff’s alleged pre-existing medical condition.

Court Rules That Aetna’s Failure To Consider Plaintiff’s Actual Job Duties Was Arbitrary And Capricious

3rd Circuit Court of Appeals affirmed District Court’s grant of judgment in favor of Plaintiff based on Aetna’s failure to consider whether Plaintiff could perform his actual job duties rather than his occupation as it was performed in the national economy.

Court Rules That MetLife Improperly Limited Proof Of Claim To Only Objective Data

A district court judge granted judgment in favor of claimant based on MetLife’s failure to properly consider claimant’s subjective pain complaints and treating physician’s opinions in evaluating his ability to perform any gainful occupation.

Hartford Admits to Improper Offset, Agrees to Reimburse 10 Years of Wrongfully Withheld Money

Hartford, reimbursed 10 years of a wrongfully withheld Social Security Offset and then after 25 years of finding the man to be disabled, Hartford made the determination that our client had recovered and was now able to work.

Was Eaton’s Denial of LTD Benefits for Ehlers-Danlos Syndrome Arbitrary and Capricious?

Appeals Court remands finding Plan Administrator acted arbitrarily and capriciously in failing to consider all evidence presented by Plaintiff supporting her claim for LTD benefits.