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  • Union Central Insurance Disability Benefit Application, Appeal, Denial, Lawsuit, ClaimUnion Central Insurance Disability Benefit Application, Appeal, Denial, Lawsuit, Claim

Union Central

Disability claimants are often seeking information regarding Union Central long term disability reviews. We have created a forum where insurers can post reviews and comments about Union Central short term and long term disability claims. Our attorneys respond to most comments posted by our visitors.

On January 1, 2006, Union Central merged with the Ameritas Acacia Mutual Holding Company to form the UNIFI Mutual Holding Company (UNIFI Companies). By combining at the holding company level, Ameritas Life (est. 1887), Acacia Life (est. 1869) and Union Central Life (est. 1867) benefit from their combined financial strength, while providing a full range of insurance and financial products and services to individuals, families and businesses. Union Central sells individual, group long-term disability insurance, and business overhead expense coverage. The UNIFI Companies have approximately 2,500 employees, 435,000 policyholders and $29.5 billion in assets under management.

Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Union Central:

Read 3 Lawsuit Summaries

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FAQ

Do you handle ERISA Union Central appeals?

If your disability income claim has been denied by Union Central and your disability income policy has been offered through your employer, then federal ERISA law requires you to file an appeal with Union Central. Our law firm has handled thousands of ERISA appeals against Union Central and we will prepare a very strong appeal on your behalf.

Do you help with Union Central applications?

The application for disability benefits with Union Central is the foundation of your claim. One mistake can result in your claim for disability insurance benefits being denied by Union Central. Our lawyers will guide you through the entire application process and make sure you are in the best possible position to have your claim approved by Union Central. We welcome you to contact our attorneys to discuss important information about applying for disability benefits with Union Central.

Do you file Union Central lawsuits?

If Union Central has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Union Central. An ERISA disability lawsuit is different than any other type of lawsuit and you should hire a attorney that has handled thousands of disability denial lawsuits against Union Central. Our disability insurance lawyers know what to expect with the challenges filing a federal lawsuit against Union Central.

Can you help with a Union Central disability Insurance denial?

We have helped thousands of individuals collect long term disability benefits from Union Central and we know the unreasonable denial tactics used by Union Central to deny disability insurance benefits. Our experienced attorneys know the many options available to get your disability benefits paid by Union Central.

Do you manage Union Central monthly claims?

Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Union Central disability benefits continue for as long as you need them. Many claimants either don't trust or experience aggravation dealing with Union Central. Disability Insurance Attorneys Dell & Schaefer manages every aspect of your claim for disability income benefits from (Union Central. Union Central only interacts with our law firm. Contact Disability Insurance Attorneys Dell & Schaefer to learn how we can manage your disability claim.

Can you negotiate a Union Central lump sum buyout?

Lump sum buyouts and disability buyouts are occasionally offered by Union Central. Our disability lawyers have established relationships with the people at Union Central that make the decisions on disability buyouts. We have negotiated hundreds of lump settlements with Union Central. Our goal is to get you the highest buyout possible.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Paul D., MD

Mr. Dell has represented me in my dealings with Unum Provident for over four years. When Unum tried to deny my claim he was able to make Unum understand that I was still disabled and unable to do my job. He has been most effective and honest. I recommend him unequivocally.

Read 426 reviews

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