• Heart Disease Disability Insurance Claim Information & HelpHeart Disease Disability Insurance Claim Information & Help

Long Term Disability Insurance Benefits for Heart Disease or Cardiac Issues

Heart disease is a common cause of short and long-term disability insurance claims and one that our disability insurance lawyers deal with on a daily basis. Heart condition claims can be difficult to pursue because many disability insurance providers believe that you should be able to return to work immediately following a heart surgery, or maintain continual employment if the heart disease symptoms can be controlled by medications. The difficulty with heart disease disability claims is that the stress of the work environment contributes significantly to a claimant’s cardiac condition. Many claimant’s feel they can control their symptoms by modifying their lifestyle and daily activities, but returning to their job places them at substantial risk for increased cardiac symptoms and risk of relapse. Most doctors will agree with the risk of a repeat cardiac event caused by stress. The challenge is that following an event such as heart surgery, most claimants will have normal objective cardiac test results. A normal stress test or echocardiogram does not mean a claimant is fit to work. Unfortunately, most disability companies will ignore a claimant’s symptoms and focus only on the cardiac test results. Our disability lawyers have dealt with these arguments on hundreds of occasions and we have strategies which we use to counter the disability insurance company’s unreasonable arguments.

Our disability insurance attorneys have assisted claimants that have suffered a single or multiple heart attacks, but a subsequent stress test showed normal results. We have helped numerous claimants with uncontrolled hypertension, as well some very rare cardiac conditions. Our firm can evaluate your claim and work with you in obtaining disability benefits. We help claimants in all states and at all stages of a claim for disability insurance benefits. We always offer a free initial phone consultation.

What are the Common Disabling Symptoms of Heart Disease?

There are numerous disabling symptoms associated with heart disease that are often ignored by disability insurance companies. This includes the fatigue, adverse effect of stress in the work environment and serious side effects caused by heart disease medications. Because the measurement of your pain is subjective, insurance companies will find any excuse to limit or refuse disability benefits. Our lawyers will work closely with you and your doctors to make sure your medical records are properly documented in order to support your claim for benefits.

Our Experience with Heart Disease Disability Claims

We are experienced in helping individuals with heart disease to receive the disability benefits they deserve. Here are a few examples of some cardiac cases we have handled:

Check out our resolved cases and client testimonials to learn more about how we can assist you. You can also read cases summaries on our website about court decisions around the country dealing with cardiac disability claims. Sign up for our email newsletter to receive weekly email updates about disability insurance claims.

Cardiac and Heart Disease Resources

If you are looking for more information about heart disease, this website is useful for reference:

Our firm regularly updates this page regarding changes to disability laws that may affect the outcome of your disability benefit claim. Stay updated by visiting the site frequently.

Recently Resolved Cases (12)

Cases & Claim Tips (36)

Leave a comment or ask us a question

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Lesley C. (Washington)

This was a very stressful time in my life. The disability company to whom my employer and I had paid premiums to for 30 years and who had paid me disability benefits for the past 12 years had closed my case and denied my appeal. I wasn’t sure what to do.

Following in depth research, endless phone calls and phone interviews of potential representation, I chose Dell & Schaefer to represent me. I am very happy I made that decision.

Rachel and Sonia at Dell & Schaefer listened to my concerns and reasons for wanting to appeal my claim. They requested my personal statements and files from the disability company for their review. I felt they always kept me updated as things progressed and requested additional info when necessary.

This is not a quick nor easy ordeal to have to go through. However, having Rachel and Dell & Schaefer behind me, I felt I had the best representation possible on my side.

Read 429 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us