Dell Disability Lawyers Client Testimonials
Achieving our clients' goals is very important to us and we want to earn your five star review. Upon request we can connect you with numerous clients that are willing to discuss their experience of working with our firm.

Michael C.
Dell & Schaefer is very easy to work with. My attorney gave me guidance with obtaining medical support that the disability insurance companies were looking for. Alex, always kept in contact to let me know what’s going on with the case. Alex always kept me informed of my option and how he thought to proceed. I never even met my Alex in person but felt he always had my best well being in mind.
In the time of my case I worked with three other attorneys who were not as personable as Dell & Schaefer. I had let my attorney go and had a week to file an appeal and Alex took on my case.
William A.
I was hoping for some sort of settlement with my long term disability insurance company but to be honest I didn’t expect to win my case. I contacted Dell & Schaefer in hopes of at least pleading my case. Mr. Gavidia took my case and to his credit and the firm settled for an amount that was more than I expected. Hats off to Mr. Gavidia and his fine staff. Really great people, and so professional.
Why would you recommend Dell Disability Lawyers?
U.S. News ranks them as one of Americas best law firms. I agree. Without their expertise, I would not have won my case.
Harry K.
Dell & Schaefer has earned a reputation as a top notch law firm specializing in disability insurance claims. I understand why. My personal experience was nothing short of fantastic. I was overwhelmingly impressed with the professional manner of both my attorneys and their staff. Rachel Alters, my lead attorney, is an incredibly detail oriented and experienced attorney who specializes in litigation. She guided me through the claim process with expert precision. I was extremely pleased with every step and the ultimate outcome of my claim. All of my expectations were not only met, but exceeded. Hiring Dell & Schaefer was one of the best decisions I have ever made.
Why would you recommend Dell Disability Lawyers?
Filing a disability claim is complex. My experience indicates that having Dell Disability Lawyers engaged clearly improves the chances of a successful outcome.
What could we do to improve?
Nothing.
Mauricio B.
I always had access to my attorney on a personal basis. She adviced me thru the whole process of applying for disability insurance payments. Her advise was clear and concise. She continued to help me after the initial disability claim was approved by the insurance company. The billing process from the part of the law firm was clear and straightforward. I wholly recommend the law firm of Dell & Schaefer and in particular my attorney Mrs. Rachel Alters.
Why would you recommend Dell Disability Lawyers?
Because they delivered exactly on what they promised.
What could we do to improve?
Emphasize to your clients that any communication to the insurance company should go thru the attorneys first. I made the mistake more than once of contacting or sending information to the insurance company directly.
Marcy M.
When I first called Dell & Schaefer my call was answered promptly. My attorney reviewed the details of my case and assured me that he thought they could help. All conditions were detailed and explained. Any concerns were answered promptly. When a small discrepancy arose, it was settled to my satisfaction. Eventually (it took over a year) Metlife agreed to pay the benefits. I do not believe that Metlife would have paid any benefits without attorney Alex Palamara’s involvement.
Communication with Dell & Schaefer has mainly been through email which, is my preference.
Why would you recommend Dell Disability Lawyers?
I would recommend them because they answered all concerns promptly. I also do not like wasting time on the phone and prefer email. Also, and most importantly, my case was resolved in my favor and they continue to monitor my communications with Metlife to maintain my ongoing disability benefits. I believe their fee is standard for the industry.
Joe C.
After being denied twice for my short term disability benefits I called Dell & Schaefer. Then I filed my appeal on my own and was once again denied.
After the denial, I then spoke to Dell & Schaefer and they looked at my case and informed me of a couple wrong doings from Lincoln Financial Group. With only a short time frame, they appealed and won my short term & 1 year back pay long-term and now I am to receive monthly payments of my long term pay.
If not for Dell & Schaefer I would not have received a dime! Thank you!
What could we do to improve?
I can’t think of anything.
Sabrina J.
Rachel, Anneli, Carolyn… They were all WONDERFUL! I never would have gotten anything accomplished without their superior knowledge and worth! I would recommend this law firm to everyone needing assistance with long term disability trials! Thanks you all!
Why would you recommend Dell Disability Lawyers?
Superior Knowledge.
What could we do to improve?
No improvement needed.
ShaRhonda D.
Rachel Alters and her assistance Michal Mizrahi were a godsend. When I contacted their office, Metlife denied my appeal and I was too sick to get out of bed, let alone try and fight the a giant insurance company! I was so lost and confused, I had all of my doctor’s saying I was disabled, I was taking the medication for my disability, Metlife said they covered my illness in their policy, so I couldn’t understand what the problem was! Further more, I didn’t have the energy to try and figure it out on my own.
Luckily, I didn’t have to. From the first day I spoke with Rachel, she was my David verses my Goliath, MetLife. Having her represent me was the best thing that could have ever happened for my family. She took over all correspondence with Metlife and her team answered ALL of my questions thoroughly and promptly. They were professional, courteous, and best of all, they understood how to fight Metlife and win.
Because of Rachel’s hard work with MetLife, I was able to focus my energy back on my family and trying to heal instead of answering stupid questions and jumping through bureaucratic hoops. My settlement was above and beyond my expectation and I am so grateful that I had such an ally in Rachel Alters.
Why would you recommend Dell Disability Lawyers?
I would recommend Rachel Alters because she knows how to fight for you! Metlife is too big, too powerful, too intimidating to take on alone. I also LOVED how professional, patient, and caring the office was. All of my emails were answered within 24 hours, usually sooner. Every question I had, even if it was the same question multiple times a week, was answered with kindness, understanding, and full disclosure. I always felt like I knew EXACTLY what was going on with my case.
What could we do to improve?
Maybe offer help on settlement options and taxes.
Esha P.
Just when I thought all hope of collecting on my LTD policy was over I came in contact with with Ms. Alters. She worked to get me a settlement that previous lawyers where unable to achieve. Ms. Alters and her staff exhibited professionalism and great knowledge of the law. I truly appreciate Ms. Alters & the staff at Dell & Schaefer!
Why would you recommend Dell Disability Lawyers?
The staff represented me and work diligently until I was truly satisfied.
What could we do to improve?
Nothing.
Jill L.
As an attorney who found herself in the shoes of a litigant against an insurer on a disability policy, I found Cesar Gavidia and his assistant Michal, wonderful. I was distraught with grief over losing a child. Proceeds from my disability policy were keeping my practice afloat until the insurer turned on me and not only terminated my benefits but was demanding tens of thousands of money back. It was a terrible time for me and my family (losing our child is still devastatingly difficult). Once Cesar took my case, I was able to let him take care of the battle with the insurer so that I could focus on other issues: my grieving, my family, and trying to stay in practice. My family and I are grateful for his representation.
Why would you recommend Dell Disability Lawyers?
I would recommend Cesar Gavidia because he is bright, caring, informed, and knowledgeable. He and his staff are always professional and caring. I do not hesitate in recommending him. You will be in good hands and lucky to have him take your case.
Teresa P.
The process seemed to go very smoothly. The attorney took care of everything. I just had to sit back and wait. I had to rely solely on the attorney and he took care of everything.
Ed T.
Mr. Dell and paralegal Merlin Bryan are an excellent team. It was a pleasure to have them working for me under what was a very stressful personal situation. They kept me fully informed. I was completely confident that they were looking out for my best interests at all times. They were responsive to all my inquiries at all times. The fact that they achieved an excellent result is an added plus.
Ron K., Georgia
I was on disability with a major insurance company for five years without any problems, upon a field rep’s visit to my home, I let him know that I was planning to try to go back to work. I did try to go back to work but with my severe sleep apnea and depression and several medications that made me very tired, the work day became impossible, when I let the case manager know that I couldn’t work without getting very tired and having to take a nap after a few hours on the job, he told me that the claim would be reexamined. I waited 9 months without any monthly benefit benefits being paid to me, the company gave me several excuses and I was in a real pickle, I researched disability attorney’s since I was in the insurance business and was told that the very best in the business for representation of my issues was a firm called Dell & Schaefer.
I reached out to the firm and was put in touch with an attorney named Steve Jessup, from that point forward, my problems seemed to fall off my shoulders and into the firms hands, I can’t explain in words what this firm did for me and my family.
Steve Jessup & Gregory Dell began working on my case immediately and I felt confident with every action they took. The insurance company as most wanted to settle my case for pennies on the dollar, but with the skill of the two attorneys, I was able to settle my case for a once in a lifetime lump sum payment from the disability insurance company that will take care of me and my family for life. All I can say is that these guys were like a machine grinding away in the trenches agains the insurance companies attorneys and getting me a great settlement. I would highly recommend this firm for anyone who felt like I did up against bad odds with a large insurance company and no where to turn to.
Why would you recommend Dell Disability Lawyers?
The best experience I have ever had with any attorneys…
RA client
Being disabled is difficult on many levels so the importance – and peace of mind – that comes with having advocates and advisers who not only provide legal expertise and assistance but also genuine care and support is quite literally invaluable. Having attorney Rachel Alters and her paralegal Anneli DeCardenas to help deal with complicated insurance issues has been a true blessing that has made this unfortunate period of my life so, so much easier.
They are not only experienced, talented and incredibly responsive professionals but they have always made me feel like a person who matters and not just a client to be dealt with as part of a daily to-do check list. I’m not someone who usually provides references but I really can’t say enough to express just how wonderful these two incredible women are or how grateful I am that they are on my side.
O. Lee
My experience with Dell & Schaefer has and continues to be, outstanding. First, I would personally like to thank Cesar for his experience and expertise in handling my case in addition to his wonderful “legal – eagle” assistant Michal. All communication was handled as though he was across the table from me as he was consistently available whenever I needed him to explain the process and steps regarding the awarding of my LTD benefits that were denied after my in-house appeal.
He was ON MY SIDE the entire time and believed in my case from the beginning and fought for it. I am extremely happy and satisfied with the outcome and if it weren’t for him and his team’s efforts, persistence and preservation, I would have given up. Please do not engage in a LTD denial alone without contacting this firm. They will not sugarcoat anything and they are honest and their integrity is impeccable. You are not alone. They are here for you and I am so glad I made the phone call. Again my deepest thanks to Cesar. You and the Dell & Schaefer team have unlocked the bars of cage I thought I was in.
Why would you recommend Dell Disability Lawyers?
They are the BEST at what they do and the most knowledgeable of the LTD laws and regulations. They know what it takes to conquer the giants. As they say – “Whatever it takes!”.
What could we do to improve?
Nothing.
Wade S.
My experience could not have been better. I was instantly made to feel and to know that my best interest was important, that I would be informed of all development in the process and that I retained the final decision which was important. My case was favorable, quite frankly it went better than what I had expected. I am grateful.
Why would you recommend Dell Disability Lawyers?
Because I am very confident that if this firm take on a case, that the odds of a successful outcome for the client will be highly likely. The Attorney(s) are very professional and truly care about helping those of us that are in need of help.
What could we do to improve?
I have only words of wisdom to offer. Continue to embrace your passion, acknowledge the gift and see the grace.
Leza A.
Desperarate & feeling like I was on a raft floating farther… out to sea. By the time I was diagnosed (it was close to a year) with fibromyalgia. I was in so much pain “ALL” over my body, feeling desperate for relief of my pain and the feeling of foggy headed (foggy headed is one of the conditions of Fibro). I wasn’t getting better instead my pain was getting worse. I was thinking about my career that I worked so hard to get where I was. I more than missed and loved my career.
My husband used to say that I loved my career more than him (so wasn’t true) but, I would do things like cancel a trip (40th birthday trip) in order to get the job done at work/make it happen (New Home R/E Sales). My career was a “very” physical and also required to be mentally sharp at all times.
What I thought at the beginning of feeling ill was going to be out from work for maybe a few days to a week, didn’t happen. Then I got to the point of being out from work for a year and realizing this was going to be a challenging and long road. In dealing with the short/long term disability company was getting to the point I couldn’t handle it. So… I got on the computer when I had short breaks from being foggy minded (took weeks of searching). So the search for someone/company who could take the challenge to keep up with the demands of paper work from the disability company with my short/long term disability company and who was successful at fighting this kind of case and with my medical diagnoses of fibromyalgia (I had been denied after the first few months of short term disability). I found Dell & Schaefer Law Firm who had a successful out come with not only the disability company that I had but, also against working with a fibromyalgia case.
I am blessed to have come across Dell & Schaefer and then I was blessed to have/be working with Rachel Alters! I found it was/hasn’t been easy in any way to deal with a case of fibromyalgia but, I am so more than happy I have/am working with Dell & Schaefer “Rachel Alter”. If I was up to it (not with fibro) I would be dancing all night long celebrating (I loved to dance all the time before fibro)! The many… appeals, time and all the hard work it took, my/our case has been over turned! I was caught off guard when I received the call from Rachel Alter! When I answered it I was thinking we were needing more documentation or another specialists to state where I am with my illness but, I got the best news in years and I just started crying out of control with tears of happiness! Tears of happiness have not been a part of my life in many years. Yea!!!!!! FYI… This was a challenge for me to write due to not being able to sit or type due to my pain of fibromyalgia but, so worth sharing my experience with choosing Dell & Schaefer “Rachel Alter & Team” ! Again… I am so blessed to have contacted Dell & Schaefer!!! Thank You Dell & Schaefer “Rachel Alter & Team”… 🙂
Why would you recommend Dell Disability Lawyers?
I would recommend Dell & Schaefer “Rachel Alters my Atty” for many reasons… Top reason is Dell & Schafer is the Best to work with & especially when you are not able to get a positive out come of winning a more than great challenge (I did try to handle it on my own with just getting denied over & over again and dealing with the disappointments and frustrations of losing each time trying so hard to get a winning out come). All the communication between Rachel and her team was always a positive look at pushing forward and gave me always the confidence in Rachel and her team. It is a great thing when you know they are not going to stop at a denial. The challenge of a denial to come out with a winning case !
Rev D.
I contacted Dell & Schaefer after a second denial by my disability insurance company. Initially, I approached the insurance company by myself and my case was denied. I then hired a lawyer who had convinced me that I have a good chance of winning but that she was willing to take my case only on an hourly basis. I felt that I had no choice and I took the chance. Not only that my second appeal was denied (again!) but also I ended up paying double the price that I was offered in the quotation while I received a very poor service from that lawyer.
At this point I was about to give up. What gave me the hope and the power to proceed forward to another appeal was a phone call from Rachel Alters who contacted me immediately after I have filled an online form requesting a free consultation with Dell & Schaefer attorney. It turned out to be a very good decision!!! In relatively short time, I finally received my benefits for my disabling condition. Benefits that I was about to give up. Not only that Rachel and her paralegal, Danielle turned out to be super professional, practical and dedicated, they also did everything in a very pleasant way and invested any needed time and effort in responding my questions or any related issue of my case.
My experience with Dell & Schaefer was beyond expectation. I would not hesitate to recommend this firm as they are highly knowledgeable on the law and are very professional. I wish I would have found Dell & Schaefer sooner than I did.
Katherine K.
My experience was great. My attorney treated me with respect, kept me informed, and acted in my best interest.
Why would you recommend Dell Disability Lawyers?
They are experts in what they do, professional and respectful.
What could we do to improve?
Nothing.
Ron G.
My experience of working with this firm was incredible! I can’t begin to tell you how easy it is to talk with these guys. I personally had Stephen Jessup assigned to my case. Stephen explains everything very well. He reviewed my case. He explained my options. Absolutely no pressure one way or the other from Stephen. I felt Stephen cared for me, my situation and worked through my case in the same manner. He answered all calls and my emails every time and unbelievably quick! Also, the secretaries are nice and wonderful. I felt that I was “in the loop” the entire process.
My case was a LTD with Cigna. I was on STD and then LTD for two years. All I can say is that I was very happy and grateful on the process and my outcome. Stephen is a great negotiator and can make things happen and DID!
Why would you recommend Dell Disability Lawyers?
I would recommend this firm to anyone who needs great help. I worked in a District Attorney’s Office as a Criminal Investigator for most of my law enforcement career. I worked around attorneys on a daily basis (mostly criminal cases). I can tell you that there’s no one who didn’t trust and have reserves more towards attorneys than I did. BUT, these guys are super honest, caring, hard working, ethical and stride hard to help you with the utmost Integrity. I wouldn’t want anyone else other than these guys!
What could we do to improve?
I can’t think of anything on what you guys could improve on. I love the videos on your website. It helped me a great deal. Matter of fact, I made my decision on calling you guys based off the videos.
