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Attorneys for American United Life Disability Claims

  • An American United Life Insurance Company Disability Lawsuit

Disability claimants are often seeking information regarding American United Life Insurance Company long term disability reviews. We have created a forum where insurers can post reviews and comments about American United Life Insurance Company short term and long term disability claims. Our attorneys respond to most comments posted by our visitors.

American United Life Insurance Company sells disability insurance and is an affiliated company of OneAmerica Financial Partners, Inc. American United is a multi-billion dollar insurance company that claims to have been selling insurance since 1877. American United sells and underwrites short term and long term group disability insurance policies through an agreement they have with Illinois Mutual Insurance Company and Principal Life Insurance Company. A claimant with a group disability policy issued by American United Life Insurance needs to take caution as it is likely the disability policy is governed by ERISA. The company is based in Indianapolis, Indiana. In 2003, American United significantly increased their disability insurance portfolio by purchasing the group life and disability business from The Union Central Life Insurance Company. In past claims that we have seen from American United, they usually use a third party administrator to evaluate the disability insurance claim, which means that American United may not be making the final decision to approve or deny disability benefits. American United has assets under management in excess of 14 billion dollars.

Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from American United Life Insurance:

  • Application for long-term disability benefits with American United Life Insurance
  • Application for short-term disability benefits with American United Life Insurance
  • Monthly claim handling of American United Life Insurance long-term disability insurance claims
  • Appeal of an American United Life Insurance denial of long-term disability benefits
  • ERISA appeal of a American United Life Insurance denial of long-term disability benefits
  • Lawsuit against American United Life Insurance for denial of long-term disability benefits
  • Lump-sum buyout of a American United Life Insurance long-term disability insurance policy
  • Department of Insurance complaints against American United Life Insurance for wrongful delay and denial of long-term disability benefits

There are 8 opinions so far. Add your comment or complaint below.

Resa W.:

Hello Sirs

I have American United Life. I have a phlethoria of injuries and too many doctors to count. I have CTcscans, MRI’s, body scan, etc…. However, AUL stopped paying January 2016 with no good reason. The attorney I had wants to know if Inwant to file a federal lawsuit. But, he was so incompetent, I had rather have you who I know can win. This attorney tells me what I cannot do and what the insurance company can reading from the insurance’s letter, not the policy. I know that policy backwards and forward, and I know I am due much back pay and continuing disibility payments including the 25% extra. Please consider my case. I was approved for SSD in five months in 2013. I was approved for ST and LT with AUL, but what I feel their feeling of attorney weakness, AUL just stopped paying. I have even worse conditions now. Please help me, no one else has the foresight or intelligence to take this company on. Both my husband and I are disabled and I paid fully for this policy for almost two decades. The state has declared me totally and permanently disabled, but the insurance I paid for to protect me will not. Please consider my request.

Attorney Stephen Jessup:

Resa, please feel free to contact our office to discuss your claim in further detail to determine how we may be able to assist you in filing a lawsuit.

Alphonzo A.:

I have been out on leave from work since dec 2017 because my job said that it wasn’t safe for me to work. I have type 1 diabetes and have had constant low blood sugars while at work. The disability company that has been taking money from my paychecks, said that I wasn’t eligible once I filed a claim.

Attorney Cesar Gavidia:

Alphonzo, please contact our office and ask to speak with a disability insurance attorney to discuss your denial.


I have been on medical leave since 8/20/2018. They still have not approved my claim. They have medical records from ALL my specialist including primary care. I’ve list my hine and I’m homeless now. When I call they just tell me they need more info from doctors but they yave received everything. I need help and fast.

Attorney Alex Palamara:

Rebecca, under the ERISA laws, insurance companies I believe have 105 days to provide an answer on your application. I believe its 45 days and they can take two extensions of 30 days each. However, this time period can be tolled if there are outstanding requests. Please remember its ultimately your duty to provide the “Proof” of your claim. You may want to get all your medical documentation together and send it in to the insurance company yourself so you can 100% without question know what information was sent and went it was received. If you rely upon your doctors to send the info in, the insurance companies might play games and say they never received it.

If you would like to discuss your claim or potential representation, please do not hesitate to contact me.

Lura C.:

Hi. My name is Kevin, I am trying help my mother. I pick her up 7 years ago from my dad house after her divorce. I took her to my house on Dallas. I have to go to Miami for my business. I ask her will she be okay, she said yes, I left. I call her every day check on her. One day I call her, she did not answer. I keep call her no answer, after 3 days I call my brother go check on her. He did, my dad drive him from Oklahoma to Dallas.

He went knocked on the door no body ansswer. He call me told me I told him go to office tell them open the door for you, he did, he find her uncoous in my bed room floor. He call 911, they took her Parkland Hospital in Dalls, they put her in icu, she was in ICU for 6 months. After 6 months doctor wany send her home, we got her of bed but she could not walk. I took her to rehab, she was in rehab for 2 years after 2 years I took her to my house in Dallas. It has been 6 years, she still can not walk. I need help to apply for her disability. She work as register nurse for 24 years. Let me know if you can help her. Thank you

Attorney Jay Symonds:

Kevin, this sounds as though it would be a Social Security Disability claim. I suggest you contact an SSDI attorney.

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