Disability Insurance Claims Is What Our Lawyers Do

While every case is unique, there is a high likelihood that we have handled numerous disability claims just like yours.

The disability income division of Attorneys Dell & Schaefer, led by managing attorney Gregory Michael Dell, focuses exclusively on the representation of long term disability insurance claimants in both private policy and group disability (ERISA) claims.

We currently have ten disability insurance lawyers, a staff of 30, and an established network of disability lawyers in every state.

Insurance companies have paid our clients over $800 million dollars.

Through our 25+ years of litigation against every major disability insurance company in courts throughout the country we have achieved successful outcomes for thousands of clients and obtained invaluable inside disability company information that benefits our future clients.

We encourage you to review the hundreds of client reviews we have received and our resolved case summaries.

After making the companies spend millions of dollars to defend wrongful disability denials we have established a working relationship with most of the major disability companies. Our relationship usually gives our clients the opportunity to resolve a disability benefit denial in an expedient and cost efficient manner.

In the last ten years we have reviewed over 120,000 disability insurance claims at various stages and helped over 5,000 people to collect benefits.

In the legal world a lawyer learns from hands-on experience, and we are unaware of any law firm that has been involved with more disability insurance claims than our lawyers.

We have the financial resources, skill and experience to battle the multi-billion dollars disability companies that we face on a daily basis. It is the size and resources of our law firm that allows us to provide clients with the highest quality legal work that smaller firms just don 't have the time to offer.

A client's eligibility for long term disability benefits is evaluated on a monthly basis and therefore every claim requires constant attention to make sure benefits either continue or are reinstated.

While we review thousands of cases every year, we accept less than five percent of cases and only help the claimants that we think can recover benefits.

We believe experience in handling long term claims is the most important factor in evaluating a disability attorney; yet we have also received numerous awards and established ourselves as leaders in the disability insurance world.

While we have been selected for many years as a top disability insurance law firm by the leading lawyer rating companies, we are not impressed by designations such as "Best", "Super", "Top 100" , or "AV" that require us to spend thousands of dollars annually for the privilege to mention their top rating for our law firm.

Beyond the so called awards, our lawyers have earned our qualifications as disability industry leaders by:

• Authoring a text book sold annually to lawyers and judges on Individual Disability Insurance Law and ERISA Disability Claims;
• Being selected Vice Chairperson of the American Bar Association Health and Disability Insurance Law Committee;
• Speaking at numerous national disability insurance law conferences;
• Speaking at numerous financial advisor and insurance agent conferences;
• Hosting and presenting a legal seminar titled "Disability Law from Start to Finish";
• Hosting and presenting a continuing legal education disability law course for lawyers;
• Participating in numerous national radio interviews as an authoritative source on disability insurance claims;
• Authoring long term disability articles published in national legal and medical journals;
• Meeting with government officials to seek better disability insurance laws for claimants;
• Lecturing at St. Thomas Law School;
• Hosting a YouTube channel with 500+ videos, 3 million+ views and 5000+ subscribers.

You should listen to some our radio interviews or read some of our published articles.

We are the leading resource on the internet for disability insurance information with over 890 pages of original content, 550+ original videos, 12,000+ public comments, continually updated and detailed information about 46 specific disability companies, and 260+ answers to frequently asked questions. We want our clients to have the best understanding possible about a disability insurance claim so that we can work together to make sure benefits are paid. We encourage you to select your disability company below to learn more about our experience in handling claims against your disability company.

As one of the first disability insurance law firms to appear on the Internet in 2001, we have not only built a national law practice, but our lawyers with the help of disability insurance claimants nationwide have used our website to publicly keep a watchful eye on the claim handling tactics of every disability insurance company.

We have expanded our reputation as highly skilled disability insurance attorneys through the disability benefit education we have provided to the millions of people that have visited our website and watched our hundreds of YouTube disability videos.

Several of the disability companies have unsuccessfully hired lawyers to try to get us to stop publishing information about their claim handing tactics and claimant's experiences; yet we won 't stop the truth from being told.

Whether you are hiring us to help you apply, manage your claim, appeal a denial or file a lawsuit, we are committed to delivering you the highest quality legal work and client service.

We understand that not receiving monthly disability benefits will create a financial hardship for most clients. Our lawyers must do everything possible to put you in the best position to get paid.

For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know.

Our office has been 100% paperless since 2009 and this allows our disability attorneys to work on our client 's file from any location in the world. The internet and e-mail has changed most of our lives and the way that most law firms operate. We no longer need to maintain office locations all over the country.

Our law firm operates from our 17,000 square foot national headquarters located at 2404 Hollywood Blvd., Hollywood, FL 33020. We have satellite office locations available in all fifty states, but if any of them are used more than five times a year it would be a lot!

A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

Once we are hired, we always schedule all of our phone calls with clients so that we avoid phone tag and your lawyer will always be prepared to discuss your claim without interruption. Lawyer and staff must return all client calls within 24 hours. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Gregory Dell has zero tolerance for phone calls or emails that are not responded within a reasonable time frame as he believes that every client should be treated the way he wants to be treated. The client is the Boss and our job is to provide you with the best legal service that we can.

On every case we believe in a team approach, which means that your case will be assigned to two long term disability attorneys and a paralegal. Long-term disability cases are challenging, and we believe it is important for your case to have input from multiple Dell & Schaefer disability lawyers.

We have assembled a team of nationwide medical experts that advise us on the medical evidence that our clients need in order to support their disabling complaints. We also work with vocational consultants to create reports analyzing medical restrictions and the ability to perform occupational duties with reasonable continuity. We have an in-house medical records department that allows us to get medical records in a prompt manner. Our disability benefits team is responsible for making sure that all clients receive their monthly benefit check timely.

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible. The following is a general summary of the attorney fee options we offer.

The three available fee options are a contingency fee agreement, hourly fee or fixed flat rate.

The majority of our clients retain us on a contingency fee basis and it is our preferred method of working with clients. We want our clients to know that we have a vested interest in them getting paid benefits every month.

The contingency fee provides our clients with certainty and eliminates any concerns regarding unpredictable hourly attorney bills.

The contingency fee means that we do not charge any attorney fees or costs unless we recover disability benefits.

During a contingency fee agreement our clients are never required to come out of pocket with any money in order to hire us. If successful, our attorney fee is calculated as a percentage of the monthly disability benefit that is collected by the client each month.

The amount of the contingency fee percentage varies based upon the amount of the monthly benefit, duration of remaining benefits and the specific facts of each client 's claim.

Our hourly attorney fee ranges from $400 to $650 depending on the attorney working on the claim. We request an initial retainer and we bill our hourly clients every 30-45 days.

Our hourly rate is billed in six minute increments and we provide an itemized statement every month which explains the work that has been performed.

In most claims we are able to give our clients an accurate estimate as to the number of hours that will be involved. In cases that require the filing of a lawsuit we only offer a contingency fee agreement as the number of hours involved in litigation is unpredictable and usually cost prohibitive for our clients.

In certain circumstances such as an application, monthly claim handling or appeal of a claim denial we can offer a fixed flat rate. The fixed flat rates are different on every claim due to the different facts and circumstances of each claim. The fixed fee agreement requires a client to pay the full agreed upon attorney fee in advance.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

On a regular basis we are contacted by other lawyers asking us to help their client with a disability insurance claim. We have built a nationwide network of lawyers that rely on our law firm to represent their clients seeking disability insurance benefits.

Most lawyers refer their client to us because we are one of the only nationwide law firms that limits our practice to disability insurance claims.

We offer co-counsel fees in accordance with local bar rules on all cases. Our video below discusses how we can work with your law firm.

If you are attorney that would like to establish a referral relationship with our law firm, please contact our Managing Attorney, Gregory Dell.