This website was created by Attorneys Dell & Schaefer Chartered (“DNS”) so that you could learn more about our law firm and the legal services we offer. According to laws of many states our website is considered a legal advertisement and you should be aware of the State Legal Advertisement Disclaimers listed below. All of the information contained in this website is for informational purposes only. You should contact us or call us at 800-682-8331, if you have specific questions about your disability insurance claim. None of the information at this website is intended to constitute, nor does it constitute, legal advice, and not all of the information reflects the opinions of DNS, its attorneys or clients.
The information is not intended to create an attorney-client relationship between DNS and the visitors of the website. An attorney-client relationship with us cannot be formed by reading the information at this website. The only way to become our client is through a mutual signed agreement in a formal letter. This website is not soliciting clients and does not propose any type of transaction. You should not act or rely on any information at this website without seeking the advice of an attorney. Neither the transmission nor receipt of this website material will create an attorney-client relationship between sender and receiver.
The material contained herein is general in nature and may not apply to particular factual or legal circumstances. The federal and state laws and statutes are constantly changing; therefore internet subscribers and online readers should not act on the information at this website without seeking professional counsel. The information is not guaranteed to be correct, complete, or current. We make no warranty, expressed or implied, about the accuracy or reliability of the information at this website or at any other website to which this site is linked.
Legal Notice and Disclaimers
THIS SITE IS PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS AND DNS EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON INFRINGEMENT.
DNS DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS SITE AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEBSITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THIS SITE OR ANY PORTION THEREOF, (D) YOUR USE OF THIS SITE, OR (E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THIS SITE.
State Legal Advertisement Disclaimers
Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Colorado: Colorado does not certify attorneys as specialists in any field.
Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
Iowa: The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa.
NOTICE TO THE PUBLIC: Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice do not mean that a lawyer is a specialist or expert in a field of law, nor do they mean that such a lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa.
Kentucky and Oregon: THIS IS AN ADVERTISEMENT.
Mississippi: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements.
Missouri: Neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations.
Nevada: The State Bar of Nevada does not certify any lawyer as a specialist or expert.
New Mexico: LAWYER ADVERTISEMENT.
Tennessee: None of the attorneys in this firm are certified as a Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor’s Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Estate Planning or Elder Law specialist by the Tennessee Commission on Continuing Legal Education and Specialization. Certification as a specialist in all other listed areas is not currently available in Tennessee.
Texas: Unless otherwise stated, our attorneys claiming certification in an area of law are not certified by the Texas Board of Legal Specialization.
Wyoming: The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability, and not rely upon advertisements or self-proclaimed expertise.
DNS has taken all necessary precautions to protect personal information. DNS makes EVERY effort to protect personal information submitted by users of the website, including through the use of firewalls and other security measures on our servers. However, no server is 100 percent secure, and you should take this into account when submitting personal or confidential data about yourself on any website, including this one. Any information that you send us in an email message or submit at this website might not be confidential or privileged. Our law firm will never disclose your information to any third party.
Additionally, while the website does not gather your name, email address or similar information about you without your knowledge or consent, the website does permit you to voluntarily submit data about yourself so that we can provide you with requested services. The information gathered will be incorporated into our mailing database and will not be sold to third parties for marketing purposes. At your request, we will remove your personal information from our files.
If you are interested in having us represent you, you should call us so we can determine whether the matter is one for which we are willing or able to accept professional responsibility. We will not make this determination by email communication.
The telephone numbers for our office are listed in this website. We reserve the right to decline any representation. We may be required to decline representation if it would create a conflict of interest with our other clients.
Public Comments on This Site
This DNS site allows visitors of the site to provide anonymous public comments or feedback about a particular insurance company, legal case, or blog entry. The views and public comments on this website are not endorsed by DNS and DNS cannot verify the accuracy of these comments. Any information posted as a public comment on this site is not confidential or protected information.
DNS periodically changes, adds, or updates the material in this website without notice. DNS assumes no liability or responsibility for any errors or omissions in the contents of this website. Your use of this website is at your own risk. Under no circumstances shall DNS or any other party involved in the creation, production or delivery of this website be liable to you or any other person for any indirect, special, incidental, or consequential damages of any kind arising from your access to, or use of this website.
Legal and Ethical Requirements
DNS has tried to comply with all legal and ethical requirements in compiling this website. We do not want to represent clients based on their review of any portion of this website that does not comply with legal or ethical requirements.
To the extent that the professional responsibility rules of any jurisdiction require us to designate a principal office or an attorney responsible for this website, DNS designates its National Headquarters, 2404 Hollywood Blvd, Hollywood, FL 33020, Attorneys Dell & Schaefer.
Ownership, License & Restrictions On Use
As between DNS and you, all right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this website belongs to DNS, its licensors, or listees. In addition, the names, images, pictures, logos and icons identifying DNS products and services are proprietary marks of DNS and/or its subsidiaries or affiliates. Except as expressly provided below, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. DNS is not affiliated and does not represent any of the insurance companies discussed or mentioned at this website. DNS only represent individuals.
You are hereby granted a nonexclusive, nontransferable, limited license to view and use information retrieved from this website provided solely for your personal, informational, non-commercial purposes, and provided you do not remove or obscure the copyright notice or other notices. Except as expressly provided above, no part of this website, including but not limited to materials retrieved there from and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means. In no event shall materials from this website be stored in any information storage and retrieval system without prior written permission from DNS.
Use, duplication, or disclosure by or for the United States Government is subject to the restrictions set forth in DFARS 252.227-7013 (c)1)(ii) and FAR 52.227-19.
Limitation Of Liability
A covered party (as defined below) shall not be liable for any direct, indirect, incidental, special, or consequential damages of any kind whatsoever (including, without limitation, attorneys’ fees and lost profits or savings) in any way due to, resulting from, or arising in connection with this site, including its content, regardless of any negligence of any covered party. “covered party” means DNS, its affiliates, its listees, and any officer, director, employee, subcontractor, agent, successor, or assign of DNS, its affiliates, and its listees.
Governing laws in case of dispute; jurisdiction
Entire Agreement; Severability
Material available in this website is protected by copyright law. © Attorneys Dell & Schaefer. All rights reserved.