We constantly monitor the actions of every disability insurance company nationwide.
Watch a US Senator's view of long term disability claims.
Disability companies love to use video surveillance to deny disability benefits.
Attorneys Gregory Dell & Stephen Jessup discuss 20 reasons why ERISA is unfair to claimants.
We discuss why applying for disability benefits is complex and should not be handled alone.
Gregory Dell discusses the advantage of having a disability attorney continuously handle your disability claim.
The Appeal of a disability denial must be strategic and complete in order to win.
Instead of monthly payments you may be interested in a lump sum buyout of your policy.
Often these exams are not independent and you should know what to expect.
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Ken, If the policy allows for an offset of your wife’s benefit by SSDI benefits and there is an outstanding overpayment resulting from the lump sum SSDI... → go to page
My wife went on disability from work in late 2007 and was being paid LTD by the insurance company until 2010. In 2011 she was awarded SSDI and was paid a large... → go to page
I received short term and long term disability. After two years, my contract with the company I worked, Hartford, stated that I was not considered disabled... → go to page
Thank you Stephen, I am to be paid a portion (%) of my "pre disability earnings" ---- a glossary if STD & LTD states: The glossary of insurance terms... → go to page
Barbara, Please be reminded that FMLA is not the same as short or long term disability, as such, if your condition is such that you intend to file for... → go to page
Robin, I would recommend either trying to contact the agent who sold you the policy, which may be difficult, or in the alternative request from MetLife copies... → go to page
Ray, In most ERISA based long term disability policies provided by your employer there are no adjustments to the benefit due to a COLA increase. The language... → go to page