Kentucky Disability Insurance Attorneys
- Do I Need To Come To Your Office In Order For Your Firm To Evaluate My Claim?
- Do I Have to File My Disability Denial Lawsuit in Kentucky?
- Kentucky Courts, Government and Kentucky Department of Insurance Information
Our Kentucky Disability Attorneys assist disability insurance claimants during all stages of a claim for disability insurance benefits. Since 1979, our disability law firm has represented disability claimants against every major disability insurance company. We have earned our reputation in both Kentucky and Nationwide as aggressive, competent, and reliable disability insurance lawyers.
It is essential to hire a disability insurance law firm that has the resources, co-counsel network and experience to effectively represent disability insurance claimants against these nationwide disability insurance companies. We have relationships with lawyers throughout Kentucky and if we are not able to assist you with your disability claim, then we may be able to recommend a Kentucky disability lawyer. If you have a disability insurance claim in either Kentucky or any other state, contact our disability insurance attorneys for a free consultation.
Kentucky residents that have had their disability insurance benefits denied can file a lawsuit in the Kentucky District Court or Circuit Court under a limited set of circumstances. Kentucky’s state appellate courts includes the Court of Appeals and the Kentucky Supreme Court. If the disability claimant resides in Kentucky and the disability insurance company is located in a different state, and the amount of disability benefits payable is greater than $75,000, then the lawsuit can be filed in Kentucky Federal District Court. If the disability insurance policy is an employer provided policy governed by ERISA, then the disability claim must be filed in federal court. Kentucky has two Federal District Courts, which are the Eastern and Western District of Kentucky Federal Courts. An ERISA governed disability claim denial lawsuit can usually be filed in any state that the insurance company conducts business. According to the Kentucky Department of Insurance there are more than 1,600 insurance companies that sell insurance products in Kentucky.
No. We are certainly available to meet with you at any of our satellite offices located in either Kentucky or another state, however following a review of your disability policy or any other pertinent documents and a free telephone conversation we are usually able to make a determination. It is our job to try to get our clients paid their disability insurance benefits as quick as possible; therefore we prefer to have an initial consultation via telephone.
In the event of a disability claim denial, our disability attorneys will usually have the option of selecting one of several states to file the disability lawsuit. More than 80% of short term and long term disability insurance policies are governed by a federal law called ERISA, which means that a Kentucky disability insurance attorney can usually file a lawsuit in any federal court in any state.
- Administrative Office of the Kentucky Courts
- Kentucky Court Structure Chart
- Official Government Website of the State of Kentucky – Information regarding the State of Kentucky governmental entities resources.
- Kentucky Department of Insurance – Regulates all insurance companies that do business in Kentucky.
- U.S. Court of Appeals (6th Circuit) – This court has jurisdiction over appeals from United States District Courts located in Colorado, Michigan, Ohio, Kentucky and Tennessee.
- Eastern District of Kentucky Federal Court
- Western District of Kentucky Federal Court
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We represent disability insurance claimants all over the United States.
We have handled thousands of disability claims and you can read about them.
- Sun Life Approves Disability Benefits to Surgical Services Director
- Sedgwick Reinstates Long Term Disability Claim Following Appeal
- 67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
- Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
Read what our clients say about us.
- Dawn P. ·I had to quit working after 8 years of dealing with chronic pain from 2 bulging and torn discs from an injury and failey back surgery. I was approved for Long term...› continue
- BK. K. ·After my claim was denied I was at a standstill. Not knowing what to do next, I happened upon Dell & Schaefer on an Internet search...skeptically I investigated and did...› continue
- Kelly P. ·Mr. Palamara and his staff were professional and personable. I am pleased that I got to meet the staff and the mediator in person. After meeting the staff and Mr...› continue