Reliance Standard

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• Disability Claim Forms

• Reliance Standard Long Term Disability Application
• Reliance Standard Short Term Disability Application

Disability Claim Cases Involving Reliance Standard

Reliance Standard Life Insurance Company (Reliance Standard) is an insurance carrier that sells disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Almost all of the disability policies sold by Reliance are governed by ERISA since the disability plans are offered as employee benefits. Reliance Standard markets these insurance products through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard is an established company and began its first year of business in 1906. Reliance has over $150 billion of insurance in force and assets of over $4 billion.

Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Reliance Standard Life Insurance Company is a wholly-owned subsidiary of Delphi Financial Group, Inc. (NYSE:DFG). Delphi Financial Group, Inc. is an integrated employee benefit services company. Delphi provides group insurance coverages: long-term and short-term disability, life, excess workers’ compensation for self-insured employers, large deductible workers’ compensation, travel accident, dental and limited benefit health insurance. Delphi’s asset accumulation business emphasizes individual annuity products. Delphi’s common stock is listed on the New York Stock Exchange under the ticker symbol DFG.

As disability insurance attorneys, Dell & Schaefer have represented numerous clients with their long-term disability claims against Reliance Standard and its affiliated companies. Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Reliance Standard:

• Application for long-term disability benefits with Reliance Standard
• Application for short-term disability benefits with Reliance Standard
• Monthly claim handling of Reliance Standard long-term disability insurance claims
• Appeal of a Reliance Standard denial of long-term disability benefits
• ERISA appeal of an Reliance Standard denial of long-term disability benefits
• Lawsuit against Reliance Standard for denial of long-term disability benefits
• Lump-sum buyout of a Reliance Standard long-term disability insurance policy
• Department of Insurance complaints against Reliance Standard for wrongful delay and denial of long-term disability benefits

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Disability benefits cases involving Reliance Standard:

• ERISA disability claimants can receive attorney fees with “some degree of success”
• Are attorney fees payable in long term disability insurance cases governed by ERISA?
• Reliance Standard long-term disability benefits decision affirmed by Circuit Court
• Reliance Standard makes disability claimant take them to court twice in 5 years
• Reliance Standard is ordered by Arizona Court to pay long-term disability benefits to technology consultant with fibromyalgia
• Reliance Standard denies Diversified’s Director of National Account Sales long-term disability benefits despite long history or cardiac problems