CIGNA
Disability Claim Forms
- CIGNA DISABILITY QUESTIONNAIRE DAILY ACTIVITIES
CIGNA (NYSE: CI) generally only sells long-term disability insurance plans to trade associations, professional associations, unions and affinity groups. The CIGNA disability policies usually do not cover monthly disability benefits in excess of $6,000. Most CIGNA long-term disability policies offer a 2 year “own-occupation” disability definition and then the definition of disability changes to “any-occupation”.
After a series of meetings in Philadelphia’s Independence Hall, a group of prominent citizens formed the Insurance Company of North America (INA). INA is the first marine insurance company in the United States, and it will remain the nation’s oldest stockholder-owned insurer. In 1981 INA announces the intent to combine Connecticut General Corporation and INA Corporation. “CIGNA” is chosen as the name for the new concern, a combination of its predecessors’ initials. In March of 1981, the formation of CIGNA receives final regulatory approval. The Insurance Company of North America and Connecticut General Life Insurance Company become CIGNA’s chief operating companies.
In 1989 CIGNA acquired the MCC Companies, a managed mental-health care and substance-abuse programs. These companies are rebranded as CIGNA Behavioral Health, Inc. in 1999. In 1990 CIGNA acquired EQUICOR, the nation’s sixth-largest provider of employee benefits. In 1993 CIGNA purchases Tel-Drug, it merges with Rx PRIME, a CIGNA-managed pharmacy-benefit program formed in 1992. In 1997 CIGNA acquires Healthsource, a New Hampshire-based health care company. In 1998 CIGNA sells its individual life insurance and annuities businesses to Lincoln National Corporation. Also in 1998, CIGNA sells its property-casualty domestic and international businesses to ACE Limited of Hamilton, Bermuda. In 2000 CIGNA launches Times Square Capital Management, Inc. as the company’s independent, dedicated asset-management operation. In 2000 CIGNA sells its U.S. accidental death, individual life and group life reinsurance businesses to a subsidiary of Swiss Reinsurance Company. In 2000 CIGNA launched Times Square Capital Management, Inc. as the company’s independent, dedicated asset-management operation. CIGNA sells its U.S. accidental death, individual life and group life reinsurance businesses to a subsidiary of Swiss Reinsurance Company. In 2002 CIGNA was the first company to enter into the Chinese life insurance market.
CIGNA provides health care and related benefits in the United States and internationally. It operates in two segments, Health Care, and Disability and Life. Disability and Life segment provides various insurance products and related services, including group long-term and short-term disability insurance, as well as case management and related services to workers’ compensation insurers and employers; group life insurance products comprising group term life and group universal life; and personal accident insurance consisting of accidental death and dismemberment, and travel accident insurance. The company also offers corporate-owned life insurance, which are permanent insurance contracts sold to corporations to provide coverage on the lives of certain employees. In 2008, the Company reported total invested assets of approximately $18.3 billion.
As disability insurance attorneys, Dell & Schaefer have represented numerous clients with their long-term disability claims against CIGNA and its affiliated companies. Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from CIGNA:
- Application for long-term disability benefits with CIGNA
- Application for short-term disability benefits with CIGNA
- Monthly claim handling of CIGNA long-term disability insurance claims
- Appeal of a CIGNA denial of long-term disability benefits
- ERISA appeal of a CIGNA denial of long-term disability benefits
- Lawsuit against CIGNA for denial of long-term disability benefits
- Lump-sum buyout of a CIGNA long-term disability insurance policy
- Department of Insurance complaints against CIGNA for wrongful delay and denial of long-term disability benefits
For assistance with your CIGNA disability insurance claim, please fill out our contact us form or call Attorneys Dell & Schaefer for a free consultation at 800-682-8331.