Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Facebook Twitter Get Updates

Free Phone Consultation Nationwide
CALL (800) 682-8331
Click to be called now

We offer no fee or cost unless you get paid

Disability lawsuit against MetLife alleges insurance company refuses to pay disabled claimant

Insurer states client should have taken strong anti-psychotic drugs during pregnancy and while breastfeeding, claims she is too “logical” and “organized” to receive benefits.

The Metropolitan Life Insurance Company, known as MetLife (NYSE: MET), is being sued in United States District Court, Southern District of Florida, for refusing to honor its contractual obligation to pay long term disability insurance benefits to a psychologically impaired woman.

According to the lawsuit, filed by the nationwide disability insurance law firm of Dell and Schafer, MetLife claims that despite the woman’s medical diagnosis of Major Depressive Disorder, Anxiety, Panic Attacks, Social Isolation, Phobias, Chest Pains, and Limb Numbness, that she is capable of performing her job as an information technology (IT) specialist for a manufacturer of dangerous chemicals.

Incredibly, MetLife claims that the client caused her own mental health issues by refusing to take potentially dangerous medication while pregnant and later breast feeding. Additionally, MetLife stated in its denial letter that the insurance company’s hired medical consultant states the woman is capable of working because she provided documents and records demanded by MetLife in a coherent manner.

“Your correspondence and communication with MetLife is neatly prepared and logical, well organized, and detailed. (Our) consultant indicated that this demonstrates that you have retained normal cognitive and organizational abilities which require consideration, focus, and fluent expression.”

Meanwhile, the client has faced foreclosure on her home, and continues to receive treatment for her psychological issues. She was forced to retain the counsel of attorneys to receive the benefits contractually owed to her under the terms of her long term disability policy.

The refusal by MetLife violates terms of her MetLife disability policy and the Employee Retirement Income Security Act of 1974, commonly referred to as ERISA.

The client seeks MetLife to pay all Long Term Disability Benefits due to her under the terms of The Plan, plus all other damages, interest, and attorney’s fees. She also seeks all damages in the form of full, past, present, and future disability insurance benefits, interests, and attorney’s fees due to her pursuant to 29 U.S.C. 1132(g)(1).

The lawsuit was filed in United States District Court, Southern District of Florida, Fort Lauderdale Division.

There are 2 opinions so far. Add your comment now.

Kim:

Metlife is refusing to pay me for my other 7 days disability. They are scam artists putting in wrong dates, when you have the paper work to prove they are wrong. I have been back to work for over a month and still haven’t received my money!

Don Gouch:

MetLife is large scam company, you pay ur bi-weekly dues and expect them to cover you when you’re sick or injured, and they refused to uphold their end, by refusing coverage or just flat-out refusing to assist. They are getting away with fraud by using non medical personnel to determine the legitimacy of client’s claims. Dig this, when claim does go through, they want to pay them back. How crazy is that!?

By the very definition: Insurance – an agreement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.

Step up MetLife, stop ripping people off!

Add your comment

Please be advised that your comment will be public. Any information contained on our website is for informational purposes only and not legal advice. If you are seeking assistance with your claim, then please use our confidential Free Consultation form.



Your name will appear with the comment


Your email address will not be published

Please note: The comments are moderated.
Your comment will need to be approved before it will appear on this page. No off topic post will be accepted. Our attorneys may respond to your comment.

Subscribe without commenting:


Request a Free Consultation

Click here or call 800-682-8331 now!

We respond the same day.
We represent disability insurance claimants all over the United States.

Testimonials

Read what our clients say about us.

  • Ron K. I was on disability with a major insurance company for five years without any problems, upon a field rep's visit to my home, I let him know that I was planning to try to...› continue
  • O. Lee My experience with Dell & Schaefer has and continues to be, outstanding. First, I would personally like to thank Cesar for his experience and expertise in handling my...› continue
  • Wade S. My experience could not have been better. I was instantly made to feel and to know that my best interest was important, that I would be informed of all development in...› continue

More Testimonials