The Frequently Asked Questions (FAQ) section of our website was designed to provide general information regarding long-term disability insurance claims. The information is not legal advice and is for informational purposes only. We have listed below the 10 most recent questions and you can view additional Frequently Asked Questions by either selecting one of the FAQ Categories on the right side of the page or using the SEARCH FAQ box. We welcome you to contact Attorneys Dell & Schaefer for a free consultation to discuss your disability insurance claim.

Recently added:

• What are self reported condition limitations in a group long term disability insurance policy?

  Disability attorney Stephen Jessup discusses the definition of “self reported condition limitations” in a group long term disability insurance policy. » Click to continue reading

• Can my long term disability claim be denied for a pre-existing condition?

  Disability attorney Stephen Jessup discusses if a claimant’s disability claim can be denied due to a pre-existing condition. » Click to continue reading

• What is a residual disability income claim?

  Disability attorney Gregory Dell discusses what a residual disability income claim is. and what a claimant should be aware of before filing a residual disability income claim. » Click to continue reading

• Can I do volunteer work while I am collecting long term disability benefits?

  Disability attorney Gregory Dell discusses if a claimant is able to participate in volunteer work while collecting disability benefits from their disability insurance company. » Click to continue reading

• Does Social Security always deny disability claimants the first time they submit a claim?

  We regularly hear, I think, whether it’s from clients or anyone who is filing for social security disability claims that social security never approves anybody the first time. Is there any choice to that or... » Click to continue reading

• Can the disability insurance company require me to have surgery in order to collect disability benefits?

  Disability attorney Gregory Dell discusses whether a disability insurance company can require a claimant to undergo surgery in order to collect disability benefits. » Click to continue reading

• How often does the Social Security Administration evalaute a claimant’s eligibility for SSDI benefits?

  On long term disability claims, insurance companies, whether it’s on a private claim or on a group claim, they will require the claimant to turn in a form on a monthly basis and the doctor... » Click to continue reading

• How often does the disability insurance company expect a disability claimant to treat with a doctor?

  Disability attorney Gregory Dell discusses how often a disability insurance company requires a claimant to treat with a doctor. » Click to continue reading

• How does the Social Security Administration determine if a person is eligible for social security disability benefits?

  One of the things that happens, that’s most common, is that, we see claimants that are approved for social security disability, yet they are denied on their long term disability claim and we wanted to... » Click to continue reading

• What are the five most common reasons for a long term disability insurance claim denial?

  Disability attorney Gregory Dell discusses the five most common reasons a long term disability insurance claim is denied. » Click to continue reading