Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease

Our client, a general surgeon for 25 years, was forced to stop performing surgery due to chronic degenerative cervical disc disease. Fortunately, our client had purchased a long-term disability policy from Paul Revere Insurance Company (acquired by Unum), during the early years of his career. The Unum long-term disability policy provides a monthly disability benefit in excess of $12,000 in the event our client is unable to perform the substantial and material duties of his occupation.

Disability insurance attorneys Dell & Schaefer were retained in order to advise our client of his contractual rights to long-term disability benefits and to assist with the submission of his application for benefits. Through a coordinated effort led by Attorney Gregory Dell, our client’s physicians, employer, and accountant provided all of the information necessary to submit the application for long-term disability benefits. Once the application was submitted, Unum requested to speak with our client, and that conference was attended by Attorney Gregory Dell and his client.

Within 30 days of submitting the application for long-term disability benefits our client’s claim for long-term disability benefits was approved. Dell & Schaefer was able to assist our client in obtaining a quick approval for long- term disability benefits, as Dell & Schaefer has submitted disability applications on behalf of hundreds of disability claimants. Attorneys Dell & Schaefer continues to handle our client’s long-term disability claim on a monthly basis and Unum is required to direct all communications directly to our office.

Attorney Gregory Dell stated, “It is important to anticipate and be prepared to submit every relevant document the disability carrier may request, otherwise a claimant’s application process can take six months to a year to obtain a claim decision. After deposing the claim representatives and reviewing the internal claims handling manuals of every major long-term disability insurance company, my team of lawyers has a great understanding of exactly what the disability insurance companies need to see in order to approve a claim.”

Disability Attorneys Dell & Schaefer, established in 1979, have represented thousands of clients with their claims against disability insurance companies. The firm’s disability income division, managed by Gregory Michael Dell, is comprised of eight attorneys who represent claimants nationwide, throughout all stages (i.e. applications, denials, appeals, litigation, & lump-sum policy buyouts) of a claim for individual or group (ERISA) long-term disability benefits. For a free consultation, please call 800-828-7583 or use our contact page.

Please share your thoughts:

Your message:

Your name:

Your email: (will not be displayed)

Please note: This is a moderated blog.
Your comment will need to be approved by our staff before it will appear on this page. The name you provided will be displayed with your comment. The email you provided will not be dispalyed.

Send me an email each time there's a new comment on this page

Subscribe without commenting:

Please enter your email to be notified each time there's a new comment on this page:

Similar / Related:

• Unum approves long term disability benefits for a financial advisor diagnosed with multiple disc herniations in her neck
• AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
• $4.3 million in disability benefits for general surgeon following UNUM jury verdict
• General surgeon files lawsuit against Provident Life and UNUM for disability benefits award
• Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease

---

« More resolved cases

« More disability cases & news