- Application Process for Short Term and Long Term Disability Insurance Benefits
- Long Term Disability Insurance Application Process for Doctors, Surgeons and Dentists Video
- Three Important Things to Consider When Applying for Disability Insurance Benefits
- Residual Disability Insurance Claims and Applying For Disability Benefits
The most important aspect of filing a claim for either short term or long term disability benefits is the information contained within the initial disability benefits application submitted to the disability insurance company. Disability insurance companies wrongfully treat every disability with the ultimate goal of returning the disability claimant back to work.
The disability benefits application process is complex and most applicants applying for disability benefits do not realize the manner in which disability insurance companies scrutinize and investigate claims for disability insurance benefits. Filing for disability requires a coordinated effort between your treating physicians, employer, accountant and past co-workers. Whether you are a physician, business owner, teacher, engineer, manager, lawyer, financial planner, or a salesperson, you should not assume that you know how to apply for disability benefits.
Our law firm has counseled and guided hundreds of applicants throughout the disability application process and we know how to file for disability. We always recommend that a claimant speak to a disability benefits lawyer before they even notify the insurance company of a potential claim for disability. Anticipating all of the insurance company’s future actions before filing a disability claim will put a claimant in the best position to secure long-term disability benefits.
Always keep in mind that the long-term disability benefits application is drafted by the insurance company. The disability benefits application is often drafted with vague questions which can both mislead the claimant and the claimant’s treating doctors that complete the disability application claim forms. It is in your best interest to work with disability benefit attorneys that have reviewed thousands of long term disability applications.
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We represent disability insurance claimants all over the United States.
We have handled thousands of disability claims and you can read about them.
- Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
- Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
- Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
- CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
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- Harry K. ·Dell & Schaefer has earned a reputation as a top notch law firm specializing in disability insurance claims. I understand why. My personal experience was nothing short...› continue
- Joe C. ·After being denied twice for my short term disability benefits I called Dell & Schaefer. Then I filed my appeal on my own and was once again denied.After the denial...› continue
- Sabrina J. ·Rachel, Anneli, Carolyn... They were all WONDERFUL! I never would have gotten anything accomplished without their superior knowledge and worth! I would recommend this...› continue