Prudential Insurance Company sued for denying claim for disability benefits to disabled individual suffering from chronic back and leg pain
A lawsuit seeking to recover monetary damages from Prudential Insurance Company (Prudential) was recently filed at the Supreme Court of the state of New York. In the lawsuit, the plaintiff Robert Hamil, through his New York disability attorney, alleged that Prudential’s termination of his long term disability claim was in violation of his benefit rights that were protected under the Employee Retirement Income Security act of 1974 (ERISA).
Background of the Case Against Prudential
The plaintiff Robert Hamil was a General Manager employed by Modell’s II Inc. While employed at Modell’s II Inc, the plaintiff Robert Hamil participated in a Group disability insurance policy (DBA Modell’s Sporting Goods Group Contract G-46597-NY) issued and maintained by Prudential.
As a result of chronic back and leg pain caused by herniated and bulging disc, despite two attempts at corrective operative procedures, the plaintiff Robert Hamil was forced to stop work on January 8th 2009. The plaintiff then filed a notice and statement of claim notifying Prudential of his disability. As required under the plan maintained by Prudential, the plaintiff provided all the necessary medical documentations regarding his disability. In addition, several statements of claims and disability forms which verified and confirmed the disability suffered by the plaintiff, apart from the verification from his attending physician, were also submitted to Prudential.
However, despite the legitimacy of Robert Hamil’s claim for long term disability benefits, Prudential refused to pay and denied Mr Hamil the benefits that he was entitled to under the plan maintained by Prudential. Robert Hamil then appealed to Prudential regarding their denial to pay him any long term disability benefits but was unsuccessful in his appeal. As a result the plaintiff was forced to sue Prudential for his entitlement.
First cause of Action
Through the lawsuit, the plaintiff alleged that Prudential had acted in bad faith and was in violation of the provisions under ERISA. Because of these violations by Prudential, the plaintiff is now seeking through his lawsuit for judgment to compel Prudential to pay him all long terms benefits plus interest that he is lawfully entitled to from August 2009.
In addition, the plaintiff is seeking further relief in the form of the award of attorney fees which the court may deem proper and equitable due to the bad faith actions by Prudential. The lawsuit by the plaintiff also requested a jury trial on all triable matters.
Removal of the lawsuit to Federal Court
In response to the lawsuit, Prudential removed the lawsuit to be the heard from the Supreme Court of the State of New York to the Federal district court of New York. Prudential argued that because the lawsuit involved claims for long term disability benefits under a group employee benefit plan, this is governed by the provisions under ERISA. This is because ERISA preempts any state law claims and provided the exclusive federal remedies for the resolution of claims of disability benefit plans that comes under the domain of ERISA. Hence, Prudential argued that the Federal court has original jurisdiction over this civil lawsuit and may remove the case from the Supreme Court of the State of New York to be heard in the district court of New York.
The New York disability lawyer that filed this Prudential disability claim denial in state court should have been aware that Prudential was going to move the case to Federal Court. The removal of the case from state to Federal court will delay the action by 30-60 days.
There is one opinion so far. Add your comment now.
Request a Free Consultation
Click here or call 800-682-8331 now!
We respond the same day.
We represent disability insurance claimants all over the United States.
We have handled thousands of disability claims and you can read about them.
- Prudential Overturns Denial of Long Term Disability Benefits to College Professor
- Hartford Buys Out Disability Policy Following Appeal
- Dell & Schaefer Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
- Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
Read what our clients say about us.
- Leza A. ·Desperarate & feeling like I was on a raft floating farther... out to sea. By the time I was diagnosed (It was close to a Year) with Fibromyalgia. I was in so much pain...› continue
- Rev D. ·I contacted Dell & Schaefer after a second denial by my disability insurance company. Initially, I approached the insurance company by myself and my case was denied. I...› continue
- Katherine K. ·My experience was great. My attorney treated me with respect, kept me informed, and acted in my best interest. Why would you recommend Attorneys Dell &...› continue