Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
Our client was a top selling account manager in the advertising department of one of the country’s largest companies, in one of the company’s most demanding regional markets. Over the course of her career she exceeded sales quotas that were in the upper six figures, year in, year out.
In mid 2008, our client began suffering from severe anxiety and depression. Unable to handle the tremendous pressure and stress from her occupation, she made a claim for short-term disability benefits under her company’s salary continuation plan. Less than a month later Liberty Mutual denied her claim for disability benefits. It was around that time, our client relocated to be closer to family, and in the process of doing so learned of the law firm of Attorneys Dell and Schaefer. She contacted Dell and Schaefer to assist her in appealing her claim denial.
Review of Liberty Mutual’s denial letter made it clear to Dell and Schaefer what course of action needed to be taken to combat Liberty Mutual’s denial of disability benefits. The first course of action was to assist her in finding appropriate medical providers to treat with for her medical conditions. We explained to the client that medical support and documentation were going to be of the utmost importance in overturning Liberty Mutual’s denial of benefits. Corresponding with our client’s treating physicians, Dell and Schaefer was able to clarify and properly document the nature of our client’s disability in order to present the disability insurance carrier with evidence that our client could no longer perform her pre-disability occupation in light of her medical conditions.
An appeal for disability benefits was filed in February 2009, and approximately a month later Liberty Mutual overturned their initial denial of benefits. During the period of time it took to file the appeal, our client’s short-term disability period expired and her eligibility for long term disability benefits began. Dell and Schaefer continued to contact Liberty Mutual regarding long-term disability benefits during the time Liberty Mutual was making a determination for short term disability benefits.
Approximately two weeks after the favorable determination of short-term disability benefits, Liberty Mutual advised that based upon the appeal filed for short term disability benefits, long term disability benefits were approved as well. This claim was handled by Attorneys Stephen Jessup and Cesar Gavidia.
About the author: Gregory Michael Dell is an attorney and managing partner of the disability income division of Attorneys Dell & Schaefer. Mr. Dell and his team of disability lawyers have assisted thousands of long-term disability claimants with their claims against every major disability insurance company. Attorney Gregory Dell is a nationally recognized disability insurance attorney and the author of a long-term disability insurance law book published by Thomson Reuters, which is a legal reference for attorneys and judges. For a free consultation, please call 800-828-7583 or use our contact page.
Request a Free Consultation
Click here or call 800-682-8331 now!
We respond the same day. We represent disability insurance claimants all over the United States.
There are 4 comments so far. Add yours ↓
Similar / Related:
- Liberty Mutual reverses decision to terminate disability benefits
- Liberty Mutual is sued for denial of long term disability benefits to woman suffering with fibromyalgia
- Liberty Mutual must consider disability appeal submitted 2.5 years after denial
- South Carolina disability attorneys sue Liberty Mutual three times in one week for denial of disability insurance benefits
- Liberty Mutual sued in Tampa Federal Court for denying long term disability insurance benefits
Search Our Resolved Cases
Featured Resolved Cases
- Disability lawyers win ERISA long term disability appeal against Hartford
- A general surgeon and his legal team at Dell & Schaefer win disability insurance jury trial against Unum
- Attorneys Dell & Schaefer win long-term disability trial against Prudential Insurance Company Of America on behalf of time-share salesperson suffering from cervical disc disease
I am currently going through a tough time with Liberty Mutual and my short-term disability claim. While searching, I came across some horrible stories on the website “Complaints about Liberty Mutual”. Fortunately, I came across your website. I intend to share this site on my Facebook page because I can imagine there are many more out there who can use this information.
Marcia,
We are glad you find the information on this site helpful. You can also keep track of the latest disability insurance information by liking us on Facebook at Facebook.com/diAttorney. If you need assistance with your Liberty Mutual Claim, please let us know.
I have had nothing but grief from Liberty Mutual in regards to short-term disability. Now they tell me that I will qualify for social security disability easier than long-term disability through them. How can that be? What have I been paying premiums for? What states do you represent clients in? I’m interested in talking to someone about this. Thank you.
Chris,
We represent disability claimants nationwide. Please contact us to discuss your claim.