A National Disability Insurance Law Firm

Nationwide Leaders In Protecting Your Disability Insurance Benefits | Est. 1979

No Fees or Costs Unless You Collect Benefits

Disability Insurance Lawyer Services
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Disability Insurance Attorney Representation Nationwide
  • How We Help
    Our Lawyers Get Your Long-Term Disability Benefits Paid

    98% percent of our clients collect disability insurance benefits. We have helped thousands of disability insurance claimants throughout the USA to collect hundreds of millions of dollars of disability insurance benefits. Thank you for considering our law firm to help you.

    Disability Denial Options
    Submit A Strong Appeal Package
    We work with you, your doctors, and other experts to submit a very strong appeal
    Sue Your Disability Company
    We have filed thousands of disability insurance lawsuits in federal Courts nationwide against every major disability insurance company.
    Protect Your Benefits
    Get Your Disability Application Approved
    We help claimants throughout the entire application process
    Prevent A Disability Benefit Denial
    We manage every aspect of your disability claim following benefits approval
    Negotiate a Lump-Sum Settlement
    Our goal is to negotiate the highest possible buyout of your long-term disability policy
    Other Insurance Claims
    Long Term Care Benefits
    We help you apply for long term care benefits, manage your claim on a monthly basis, and handle denials
    Life Insurance Benefits
    We help families & beneficiaries to collect life insurance death benefits as result of the loss of a loved one or life insurance policy holder
  • Your Disability Company
    Learn How Your Disability Company Acts and Thinks

    You can greatly increase your chances of long term disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company.

    View All Disability Companies

    Select your disability company below:
    Aetna
    AIG
    American United
    Ameritas
    Anthem
    Assurant
    Assurity Life
    AXA Equitable
    Berkshire
    Boston Mutual
    Broadspire
    Chubb
    Cigna
    Colonial
    Companion
    Davies
    Dearborn
    DMS
    Great West
    Guardian
    Hartford
    HM Life Insurance
    Illinois Mutual
    Jefferson Pilot
    Liberty Mutual
    Lincoln Financial
    Lloyd's of London
    Mass Mutual
    MetLife
    Monarch
    Mutual of Omaha
    New York Life
    Northwestern Mutual
    Ohio National
    Paul Revere
    Principal
    Provident
    Prudential
    Reassure
    Reliance
    Sedgwick
    Standard
    Sun Life
    Trustmark
    Union Central
    Unum
    Voya
  • Your Disabling  Condition
    Discover How Your Disabling Condition Should be Presented to Your Disability Company

    Disability insurance companies always argue that diagnosis does not equal disability. Proving that your medical condition is disabling is the most challenging aspect of any long term disability insurance claim.

    View All Disabling Medical Conditions

    Select your disabling condition below:
    Anxiety / Depression
    Ataxia
    Back Disorders
    Bipolar Disorder
    Cancer
    Carpal Tunnel Syndrome
    Cerebral Atrophy
    Chronic Fatigue Syndrome
    Chronic Pain
    COPD
    Cognitive Limitations
    Covid-19
    Crohn's Disease
    Diabetes
    Ehlers-Danlos Syndrome
    Epilepsy
    Epstein-Barr Virus
    Eye Disorders
    Fibromyalgia
    Gastrointestinal Disorders
    Headaches & Migraines
    Hearing Impairment
    Heart Disease
    Hepatitis C
    HIV / AIDS
    Insomnia
    IBS
    Kidney Disease
    Knee Disorders
    Lupus
    Lyme Disease
    Macular Degeneration
    Macular Edema
    Meniere's Disease
    Multiple Sclerosis
    Neck / Cervical Disorders
    Osteoarthritis
    Parkinson's Disease
    Peripheral Neuropathy
    Psychosis
    PTSD
    Rheumatoid Arthritis
    RSD
    Non-Epileptic Seizures
    Shoulder Disorders
    Sleep Apnea
    Speech Disorders
    Stroke
    Substance Abuse Disorder
    Syncope
    Vestibular Dysfunction
  • Your Occupation
    Explore How Disability Companies Evaluate Your Occupation

    Disability insurance companies are notorious for minimizing your occupational duties. This technique is used as a tool to prove that you can perform duties which differ from the job you actually performed while working.

    View All Occupations

    Select your occupation at the time you became disabled:
    Accountant & AICPA
    Airline Pilot
    Anesthesiologist
    Business Owner
    Cardiologist
    CEO, CFO & Director
    Consultant
    Dentist
    Doctor
    Emergency Room Doctor
    Engineer
    Family and Internal Medicine Doctor
    Financial Advisor & Planner
    Insurance Claim Adjuster
    IT Professional
    Law Enforcement Officer
    Manager
    NFL Player
    Nurse
    OBGYN
    Ophthalmologist
    Otolaryngologist
    Pediatrician
    Pharmacist
    Physician Assistant
    Podiatrist
    Psychologist & Psychiatrist
    Radiologist
    Real Estate Broker
    Salesperson
    Software Developer
    Surgeon
  • Resources to Help You Win
    Knowledge is Power. Learn Everything About Disability Insurance Claims

    We hope you enjoy these great resources and we invite you to ask our disability insurance lawyer any questions or to leave a review about your experience with your disability insurance company

    View All Resources

    Select from these categories to learn more:
    Disability Company Reviews
    Read reviews or write a review about your disability insurance company
    Disability Company Comparison Tool
    Select Disability Insurance Companies to Compare
    Dell Disability Cases
    Learn how we helped our clients to win long-term disability benefits
    Answered Questions
    Ask or search questions answered by our disability insurance attorneys
    Disability Lawsuit Stories
    Review disability denial lawsuit decisions from courts nationwide
    Disability Benefit Tips
    Helpful tips to get your disability insurance benefits paid and prevent denial
    Helpful Videos
    Watch or search hundreds of disability insurance claim videos. New videos weekly!
  • Ask Our Lawyers
  • About Us
    Experienced, Reliable, Compassionate

    Established in 1979, we are a national disability insurance law firm that helps individuals collect disability insurance benefits. We have helped thousands of claimants throughout the USA collect over $800 million in disability benefits and we know exactly what it takes to get your benefits paid. We welcome you to contact us for a free phone consultation with one of our disability insurance lawyers.

    Get to Know Us
    Overview
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    Our Youtube Channel
    Locations
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    Publications & Lectures
    Awards & Recognition
    Community & Charity
    Our Lawyers
    Gregory Dell
    Steven Dell
    Alex Palamara
    Cesar Gavidia
    Jay Symonds
    Rachel Alters
    Stephen Jessup
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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Related:  Stephen Jessup
Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Related:  New York Life | Alex Palamara
Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Related:  Jay Symonds
Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Related:  Stephen Jessup
Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Related:  Alex Palamara
Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

Related:  Alex Palamara
G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Related:  Gregory Dell
Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

Related:  Alex Palamara
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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability insurance benefits approved. Applying for disability insurance benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their hired gun doctor.

Through our experience of having helped thousands of disability insurance claimants, our disability insurance lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

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Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our disability insurance lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of disability. We encourage you to contact any of our long-term disability attorneys for a free immediate review of your disability denial.

Learn More Contact Us
Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability insurance attorneys have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the little guy against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Learn More Contact Us
Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our disability insurance law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Learn More Contact Us
Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our disability insurance lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Learn More Contact Us

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance attorneys that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

Our attorneys have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement in more than 98% of our cases. Our disability insurance lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We offer disability insurance attorney representation nationwide and we welcome you to contact any of our LTD lawyers for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 900 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our disability insurance attorneys help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability insurance lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, or video conferencing sessions. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability insurance attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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