Unum approves dentist for residual/partial long-term disability benefits

Our client, a 48 year old dentist, began to experience difficulty performing the substantial and material duties of his occupation as a result of anxiety and neck pain. Our client contacted our firm in order to assist him with his application for long-term disability benefits. At the time we were contacted, our client was having difficulty performing his duties as a dentist on a full time basis and was unsure of his rights under his long-term disability policy.

We advised the client that he may be able to cut back his work significantly and collect either the full or partial amount of his monthly long-term disability benefit. We also advised the client that he may have the option to hire another doctor to treat the patients and he could collect his long-term disability benefit while managing the practice.

In order to evaluate our client’s eligibility for either total disability or residual/partial disability we advised the client that we would need to complete the following actions in order to reasonably determine the likelihood of being approved for long-term disability:

After completing our analysis of the above information and several phone conferences with our client, his treating physicians, and accountant, we were able to advise our client that he had a strong claim for residual/partial disability. We assisted our client with the completion of his application for disability benefits and within a few months our client was approved. We continue to represent our client on a ongoing basis with his submission of monthly claim forms, monthly profit and loss statements, and attending physician statements.