• Mutual of Omaha Reverses Long Term Disability Benefit DenialMutual of Omaha Reverses Long Term Disability Benefit Denial
  • Mutual of Omaha - Disability Insurance Benefit Denials, Appeals, Lawsuits & ClaimsMutual of Omaha - Disability Insurance Benefit Denials, Appeals, Lawsuits & Claims

United of Omaha Life Insurance Co. Denial of Long Term Disability Benefits Reversed By Alabama Judge

A recent disability insurance court decision against United of Omaha Life Insurance Company, and affiliate of Mutual Of Omaha Insurance Company is a great victory for claimants suffering with either fibromyalgia or rheumatoid arthritis. The Alabama Federal Judge states in her 39 page written opinion that it was abuse of discretion for United of Omaha to deny disability benefits during the any occupation stage of benefits. The court further states that Omaha’s action do not pass the “smell test” as Omaha ignored the claimant’s approval of SSDI disability benefits, yet took the offset for SSDI benefits that had been paid. Omaha argued that the claimant had a somatization disorder and does not have any objective evidence of her condition. The court correctly states, “If the court were to require objective facts such as lab tests or an x-ray to support a diagnosis, no patient would ever be disabled based on fibromyalgia.” The court defers to the American College of Rheumatology criteria for fibro.

This case was not handled by our law firm but it is important for a disability claimant to read the full court opinion to learn how a disability insurance company can try to take advantage of a disability claimant.

Our disability attorneys have helped numerous claimants to obtain disability benefits from Mutual of Omaha and United of Omaha Life. We welcome you to contact us for a free consultation.

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FAQ

Do you help Mutual Of Omaha claimants nationwide?

We represent Mutual Of Omaha clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Mutual Of Omaha disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Mutual Of Omaha. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Mutual Of Omaha.

How do you help Mutual Of Omaha claimants?

Our lawyers help individuals that have either purchased a Mutual Of Omaha long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Mutual Of Omaha:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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My single best decision regarding my disability claim was to retain Dell & Schaefer from the beginning. From initial claim submission to claim maintenance they have been my teammates throughout the entire process. This is their area of expertise, and in my opinion, they are great at it. They are extremely professional. They are on top of every aspect of my claim. They respond to all of my questions in a timely manner and they handle all correspondence with the insurance company. I have found that filing a disability claim is not a smooth process and having the professionals at Dell & Schaefer on my team has been priceless. I have referred friends and colleagues to this law firm and without exception, we all are happy with our representation. Without equivocation, if you are going to file a disability claim, you want Dell & Schaefer on your team.

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