• Top 5 Reasons for Disability Insurance DenialTop 5 Reasons for Disability Insurance Denial

Top Five Reasons for Disability Insurance Denials

Nationwide Disability attorneys Gregory Dell and Rachel Alters discuss the top five reasons that Disability Insurance Claims are denied.

The information in this video applies to both ERISA and Non-ERISA disability insurance policies.

The top five reasons for denial are:

  1. Claimant is videotaped by the insurance company’s private investigator;
  2. Claimant is sent to a Compulsory Medical Exam by Insurance Company;
  3. Claimant has a change in Disability Definition from Own Occupation to Any Occupation;
  4. Treating Physician does not properly document Claimant’s Medical Condition in Medical Records;
  5. Treating Physician or Claimant Makes a Mistake with a Claim Form;
  6. Change of disability claim rep handling the claim.

Please note: Disability insurance attorney Gregory Michael Dell created Disability Insurance Law TV in order to educate long term disability claimants about common issues related to long term disability insurance claims. New episodes are filmed on regular basis. Our disability videos are for informational purposes only and they are not legal advice.

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews   *****

Barry D., DC

It was bad enough not being able to work and having health problems but then having the insurance company question me and stop my disability benefits was too much. Greg Dell did a good job of fighting them and all of the delay tactics they had. We prevailed following the filing of a lawsuit and now I can move on with life. My disability benefits were reinstated and I have continued to be paid. The insurance company sucks and it sucks that I needed a great hired gun like Greg to make those asshole robbers give me my money.

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