Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Free Phone Consultation Nationwide
CALL 800-682-8331

We offer no fee or cost unless you get paid

Submit A Review

Reviews From Our Clients


  • Attorneys Dell & Schaefer Client Testimonials

We are committed to providing the highest level of legal representation and treating our clients in the same manner that we would want to be treated if it was our own case. For privacy purposes the full name of each person listed below has not been disclosed.

The ethic rules regulating attorneys require us to state that you should not create any unjustified expectations based upon the information listed below. Upon request we can provide you with the name of numerous past clients in order to discuss their experience of working with our firm.


Attorney Gregory DellAttorney Gregory Dell worked on this case

First of all, may I say this: If you are a professional and find yourself in the unfortunate position of having to file a claim against your disability carrier – Do not try this on your own! HIRE A PROFESSIONAL! This was advice that I was given and I am very great full I was smart enough and followed it. Your next decision is whether to hire a ‘disability claims consultant’ or an attorney which specializes in professional disability claims. I decided upon the later. The reason being an attorney has ‘power’ and ‘authority’ and actually ‘represents you’. He/she has authority (power of attorney) to actually communicate with your insurance company and do ‘Whatever It Takes’. A disability claims consultant does exactly that… they ‘consult’ with ‘you’ (not the insurance company) and make recommendations … they tell you what to do. Mr. Dell actually told my insurance company that my claim was legitimate and justified and that they were simply going to pay my claim.

Why would you recommend Attorneys Dell & Schaefer?
If you have not decided yet… please listen to me. You are about to step on the field with Goliath. You must never forget that these insurance companies are good… very good. They know what they are doing. All day long claims adjusters look for ways to deny claims. They know all the tricks. You are going to need much more than a rock.

It has been my experience that once you call your insurance carrier and tell them you are sick, or injured you are no longer a ‘asset/client’! You now become a ‘liability’. Your insurance carrier knows that they will never make another dime from you. From now on you will only cost them money… perhaps for the rest of your life. Personally, I will only place my families future in the best hands. I did my due diligence. Gregory Dell was certainly not the first attorney I called… he was, however the last. I live on the west coast and Attorneys Dell & Schaefer have their main office on the east coast (3 hour time difference). I received a return phone call from Mr. Dell on Friday night at 10 pm (PST). These people are serious when they say “Whatever It Takes”! If you are just entering this horrible world of dealing with disability insurance companies you will soon find that your whole world is turned up side down. It is one of the most stressful experiences of my entire life. You feel as if you have lost total control of your life and future. From my first phone conversation with Mr. Dell I knew I was in good hands. He ‘held my hand’ throughout this whole ordeal. The staff, from Merlin to Liz is extremely well trained and they know what they are doing. Phone calls are almost immediately returned. Emails, faxes, questions… all answered when they say they will. With that said, I did not need a friend… I needed an advocate. I needed someone that was going to see to it that everything was done appropriately and that my case was approved. My wife and I will never forget the moment, about 11 weeks later, when Mr. Dell informed us “I have authorization that your claim was approved”! Dealing with this stuff is still a horrible experience. Having Attorneys Dell & Schaefer on my team made it much bearable.

What could we do to improve?
Actually, I can not think of anything you could have done different or certainly better. You did what you said you would do. Although you could not guarantee claims approval you certainly instilled confidence. My case was approved in about 11 weeks so I see no way you could improve unless you got my case approved in less than 10 weeks. But I’m happy with 11.

Ken A. DC

Gregory Dell reply:
Ken,
Thank you for the opportunity to allow me to help you and your family to secure your long term disability insurance benefits. I know you tried to work for a long time with your medical condition and that you were very concerned about your disability company not obligating the terms of your disability contract. I am glad we were able to get you approved quickly and we will continue to help you every month to make sure you get paid for as long your remain unable to work.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Despite the fact that I work at a law firm who handles different types of cases, I had an incredibly difficult time finding a firm that would take my disability case against Northwestern Mutual. I was so pleased when Dell & Schaefer agreed to represent me. This has been an extremely stressful and difficult time trying to receive the benefits which I was owed, while also dealing with serious medical conditions and physical limitations. My main diagnosis is fibromyalgia syndrome, which has completely changed every aspect of my life. I could not ever have imagined that I would be so lucky as to find such a firm as Dell & Schaefer and an attorney like Alex Palamara. From the very beginning, he and his staff were so very helpful, knowledgeable, kind, understanding and committed to me and my case. I have now learned that disability cases against private insurance carriers are very different than a social security disability claim. I had to completely rely on Alex Palamara’s professional knowledge and experience with my case. Alex, his firm and his staff went above and beyond to assist me in every way. They were very clear in explaining these types of cases, and my case in particular. Working in the legal field as a secretary, I know how frustrating it can be for clients when they don’t have regular communication with their attorney, or have questions that need to be answered. Alex always immediately responded to me and answered every question I had. He also always made sure that I was given any update or new information regarding my case. I could not be happier with the representation I received from Alex Palamara and everyone at Dell & Schaefer. From the very beginning, through and including mediation, Alex was completely prepared regarding every aspect of my case, medical condition, limitations, extensive documentation, and my situation in every way. I truly do not know what I would have done had I not found Alex Palamara and Dell & Schaefer to represent me in this matter. I normally hesitate to recommend a professional to others, but not in this case. I would very highly recommend Dell & Schaefer, and especially Alex Palamara, to anyone with a disability claim in need of representation. Despite the awful personal situation that brought me to Alex and his firm, he and his staff made it as stress-free as possible, and brought my case to a close in a professional and respectful manner and timeframe.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend them for their extensive knowledge, experience, communication, professionalism toward their client and all parties involved in a case, as well as kindness, patience and putting their client’s best interests ahead of anything else.

What could we do to improve?
Based on my personal experience, I cannot think of one thing that needs improvement.

Jodi C.

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

Dear Cesar,

Thank you very much for taking the time to talk to me today about my sister. I want to say how refreshing it is to speak to someone who so obviously has an interest in helping people and views his client relationships as long term. I am very impressed, and will not hesitate to recommend you to anyone I come in contact with who may need a disability insurance attorney.

Best regards

Hugh

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

With much confidence and thanks, my attorney Alex Palamara took the necessary time to understand all the key facts about my case and were able to present the best possible winning argument. Alex provides to his clients professionalism, persistence, excellent communication, kindness and a winning legal expertise. I highly recommend his services. Thanks again Alex!

Why would you recommend Attorneys Dell & Schaefer?
They help there clients.

David S.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

My Attorney in NC referred me to your group. Steve has been great! We correspond via e-mail and he answers my questions so quickly. I’m a night owl so I send my emails late at night and by the time I get up he has already emailed me back. He has been so understanding of this hardship and moving as quickly as this stuff allows. His knowledge base has been great and he can break it down to my understanding. Happy Unum is having to pay something and he has got the job done.

Why would you recommend Attorneys Dell & Schaefer?
They have helped me get what I was due.

What could we do to improve?
I can’t think of anything!

Sandra D.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

Mr Jessup and Ms Arriga were great they organized all my medical records and physican statements into an appeal package, and presented a strong case to Cigna. As a result of the package and their hard work Cigna had no choice but to reinstate my disability payments. I want to say thank you to both of them, my wife has been very sick with cancer for the last year and her condition had really got worse since November. This is going to reduce a lot of stress on both of us and allow me to concentrate on her care. The firm is very lucky to have you working for them.

Why would you recommend Attorneys Dell & Schaefer?
Yes I would recommend your firm to anyone needing help fighting the big companies.

Bart L.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

I had an amazing experience with Dell & Schaefer. The people I worked with were all interested, compassionate and extremely thorough. I had been recieving disability benefits for two years when my disability company decided to cancel my claim. I was very scared and was balancing dealing with my illness along with the loss of my benefits.

In a relatively short amount of time, my attorney was able to get my benefits reinstated. Also, Dell & Schaefer has continued to be supportive and proactive, unltimately helping me not to feel as bullied by the big insurance companies whom, I feel, treat me as a felon for daring to be sick.

Why would you recommend Attorneys Dell & Schaefer?
Not only is Dell & Schaefer one of the leading firms in the business of disability insurance claims, I never once felt like I didn’t matter. They were supportive, compassionate, and took the time to listen to me — a thing that the large insurance companies who cancel benefits never seem to do.

What could we do to improve?
I think Dell & Schaefer did everything they set out to do. For that I’m grateful. I only wish that the firm would revisit a class action law suit against the bullying tactics of the big insurance companies that cancel benefits without cause, overtly lie to their clients, and torment those who are ill–all in the name of money. I fully understand that there are those who cheat the system, however, when you are dealing with priavate DI insurance, you’re also dealing with a level of individual who would, more often than not, value their work-life and not want to be disabled.

Howard O.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Alex was a wonderful attorney. He was very professional, understanding and willing to go the extra mile to get me what I deserved. I would definitely recommend him to others in need of his services.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend this law firm because they are professional attorneys, no beating around the bush. They deliver what they promise.

What could we do to improve?
Nothing.

Gloria G.

I am a long time private practicing dentist that was stricken by a sudden and severe neurological condition, which presented with very subjective symptoms. For 6 months I resisted filing a claim due to the difficulty in verifying the presence of the illness let alone its severity. However after being recommended to Dell & Schaefer by a colleague, and consultation with Steven, I went ahead, be it with a guarded optimism.

Mr. Dell’s advice and guidance was critical in achieving the successful outcome that we did. I originally thought to “go it alone”, but in hind sight there were multiple considerations that I would have certainly missed had it not been for Steven’s acumen and experience.

Mr. Dell and his team far exceeded my expectations in every capacity. He was focused, clear, responsive, efficient and above all exceedingly knowledgeable.

I would highly recommend him to anyone seeking similar counsel. I truly feel that I could not have been better represented.

Robert A., DDS

Attorney Rachel AltersAttorney Rachel Alters worked on this case

Being very ill is extremely difficult for anyone to deal with. But trying to focus on health issues while navigating all of the complexities of STD and LTD really makes a bad situation worse and more stressful. I spoke with many lawyers before I was connected with Dell & Schaefer and they were the first and only ones to take the time to truly listen to my history and make the sincere effort to understand my situation. After that, they – specifically Rachel Alters and her brilliant team of professionals – did everything they could to support and champion my case – from dealing with insurance companies to speaking with my doctors. Rachel and her colleagues helped me when I most needed help and continue to check in on me which is wonderful. As their client, you are not just a numbered file – you really are treated as a person who matters and their care, concern and consistent follow-up has made this challenging period in my life much, much easier.

Why would you recommend Attorneys Dell & Schaefer?
The value of the personal attention, professionalism, friendliness and sincere care I have been shown by the people at D&S can’t be overstated – they are always timely in their responses and despite the fact that I live overseas, have not hesitated to call me as needed. I suppose the most basic reason I would recommend them is that I trust them – they have done everything they said they would to help me and did so in a way that makes me feel like someone who maters to them; not just a case file.

Julia R.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

My experience working with Dell & Schaefer has been excellent. Almost immediately, my disability payments were restored while more tests are performed and records gathered. My case is well represented now, and I am confident that my claim will continue to be approved. Having the right lawyer has allowed me to focus on my health and getting well.

Why would you recommend Attorneys Dell & Schaefer?
The specialization in disability cases gives Dell & Schaefer an edge over other firms.

Alan M.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Alex did a great job on my case with Unum and always was on top of eveything. Couldn’t ask for any better job.

Why would you recommend Attorneys Dell & Schaefer?
Great service.

What could we do to improve?
None.

James Maxey

Attorney Rachel AltersAttorney Rachel Alters worked on this case

I found Rachel to be a pleasure to work with. She was open and honest with me from the start regarding the expectations of settling my claim. Once the initial offer was made she kept constant communications with me to assure I was aware of the progress with the negotiations process.

Why would you recommend Attorneys Dell & Schaefer?
Not only did I find this firm to be professional but the time frame in which they reached a settlement for me was beyond my expectations.

What could we do to improve?
I have absolutely no suggestions for improvement nor any criticisms related to my case.

Darlene D.

They kept me on top of my progress throughout the process.

Why would you recommend Attorneys Dell & Schaefer?
They got me the settlement I asked for.

Marc G.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

My experience with Dell & Schaefer began after a prolonged and frustrating experience with my disability carrier subsequent to contracting an illness which left me incapacitated. As a few examples of the frustration I am referencing: I had been accused by the ‘doctors’ appointed by my carrier to review my case as being a narcissistic fraud; the carrier sent a man to my home in the country unannounced to interview me (while I was not there but my wife and small children were); the carrier seemed to be fighting my doctor’s diagnosis and statement regarding my disability and illness; the carrier was not communicating well with me and was being cryptic with responses to legitimate questions. I finally was so stressed from what should have been a simple process, and exhausted from the emotional and mental toll of filing a claim, that I was about to give up in the interest of maintaining what little health I had left and not wasting it fighting my carrier. I reached out to Greg Dell and he immediately set up a time to talk with Stephen Jessup and himself. I told them I just couldn’t keep managing the process – that the fight was taking its toll and I was inclined to either ‘tap out’ or quit altogether. After reviewing my case they were more than happy to drive their tank into the battle which I had been fighting with a handgun (Mr. Dell’s example). I signed with Dell & Schaefer, and suffice it to say this ‘tank’ comment seems to have been true as the very same day my carrier received the letter from Dell & Schaeffer saying I had engaged their services is the same day my claim was approved.

I was curious to see how service would be after they had me contractually obligated to them. I have been impressed on this front as well. Every effort to correspond receives a response within 24 hours. Mr. Jessup is my primary contact and I have received more than one personal note from him encouraging me as I battle my illness; I believe that he really does care beyond just the financial interest the firm has in my case. On the business side of my interaction with them, I have been impressed with the thoroughness and timeliness of all responses – no matter how unimportant they might seem to Mr. Jessup. On the occasion when a question is more administrative in nature and Mr. Jessup or Mr. Dell need to defer to one of their staff, the staff is equally as timely and thorough and professional in their responses.

The stress and frustration of dealing with my carrier are gone; this benefit in and of itself is priceless. To add, I feel the benefit I gain from having Dell & Schaeffer as my advocates makes their fees seem to be an excellent value.

Why would you recommend Attorneys Dell & Schaefer?
Professionalism, ability to deliver on their promises.

Patrick J.

Very professional and personal for the difficult path that comes with disability issues. Mr Kanter is not only knowledgeable in this field but extremely interested to see you receive what you deserve in disability issues. Overall I give a 10/10.

Why would you recommend Attorneys Dell & Schaefer?
Great firm all around.

What could we do to improve?
Nothing.

Frank A., New Jersey

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

My experience was good. The staff was dedicated to the client. Attorney Palamara made sure all my questions and concerns were answered.

Why would you recommend Attorneys Dell & Schaefer?
Dependable and Dedicated. Service in a timely manner.

Renee G.

When I first called Dell and Schaefer from half way across the country, Steven Dell called me backed and he took my case very seriously and acted quickly to help me apply for benefits. His work got me the benefits I deserved. When I stopped getting benefits because the insurance company thought they no longer had to pay them, Steven Dell appealed the decision in a timely fashion all the while reassuring me as I panicked. His knowledge of the law and of my policy made my appeal very strong. When they denied my appeal he was immediately on the phone with the attorneys for the insurance company and with very strong arguments, he negotiated a significant settlement for me. All during this time he responded to my emails and phone calls in a timely fashion and he was able to reassure me regarding the time that the process took. His staff was also very pleasant and helpful, especially Merlin.

I have really come to respect Steven Dell’s abilities and his integrity. My only regret is that I have never met him in person and have not been able to shake his hand and thank him for all he has done for me.

Would you recommend Attorneys Dell & Schaefer?
Most definitely!

What could we do to improve?
Can’t think of any way you can improve.

Testimonial from H. W.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Two days before Christmas, I received a call from MetLife Insurance. The woman stated to me, that my disability insurance, that I paid premiums 11 yrs through my employer was ending. She stated to me that the decision was for me to return to work. I was so upset and throughout the holidays, I spent crying. I knew I had been found disabled by the SSDI and I am in no way able to return to work. I also knew what a strain this would be on my husband, my loosing the benefits per month. We were struggling trying to get used to me drawing SSDI and not my normal salary as it was. I contacted Dell and Schaefer by email and by phone and I spoke with Attorney Alexander Palamara with Dell & Schaefer. He advised to fax all documentation I had, and they would set up a conference call. After a conference call was held I decided to hire Alex and sent him back a signed contract. All done over the phone and fax!

My appeal was submitted timely and after a small delay with Metlife, I received word that my benefits have been reinstated!! I have Mr. Palamara and his assistant Ms. Danielle Lauria to THANK for the quick, timely and efficient way, in which they handled my appeal.

I can’t thank Dell & Schaefer & their Associates enough. Maybe now, we will get our lives back to some normalcy. I am so glad I found their website and all the reviews I read were wonderful, that is the reason I chose D & S.

Again,
thank you for a job well done!!

Why would you recommend Attorneys Dell & Schaefer?
Quick, timely, and efficent. I was treated with respect and thoughtfulness.
I did not have to meet in person. My case was handled on the phone and through fax.
I would whole heartedly recommend D & S and Mr. Palamara!

What could we do to improve?
Honestly, I can’t think of ANYTHING, that needs improving. THANK YOU!!

Judy G.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

I loved working with Steve! Not only was he professional and knowledgeable but he also was kind and compassionate and really made me feel like not only my case mattered but so did I. I can not say Thank you enough for all you did and also a special Thanks to Michal she was also very kind and always made time for me. God bless you both!

Why would you recommend Attorneys Dell & Schaefer?
You bet I would!

What could we do to improve?
Honestly nothing that I can think of.

Janelle R.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

My disability insurance company gladly cashed the premium checks for 16 years, but turned a blind eye to my multiple medical disability claims. Being unemployed in constant pain for well over a year and having spinal surgery for the condition didn’t impress them, they ended up ignoring me. Having never been in involved in a contentious legal case before, it was clear I was out of my depth and needed professional legal consultation. The ERISA appeal Ms. Alters sent to the insurance company was well researched for my state’s laws (which are some of the strictest in the country) and made it clear we wouldn’t be ignored. I read it several times, appreciated it a bit more with each reading. I surely felt she was on MY side and my previously *very* high stress level dropped considerably.

Why would you recommend Attorneys Dell & Schaefer?
I shopped disability attorneys and was told by other groups they would represent me but not litigate it in court should it come to that. Ms. Alters was out-front in the likely outcomes, since I was new to all this, but clearly stated she would litigate in court if necessary, and that I needed to be satisfied. Nobody else had said that. Results were fast and satisfying. Communications was excellent. Couldn’t recommend them higher, both the company and Ms. Alters.

Even the other disability attorneys I had contacted, when told of my choice said that D&S would do a good job for me which is pretty amazing since I was calling to hire a lawyer. Reputation is everything; D&S has a stellar reputation even with their competition, can’t beat that.

What could we do to improve?
I am perfectly satisfied, can think of no improvements.

Steve L.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

I can’t say enough great things about Alex Palamara. He is very professional. Anytime I emailed him or left a message for him, he responded very quickly. I have dealt with other attorneys in the past and such is not always the case. His assistant Danielle Lauria was very pleasant and professional as well. They made me feel like they appreciated my business. I had the opportunity to meet them both during a mediation with MetLife Insurance. They were just as nice in person and very accommodating. Mr. Palamara was able to successfully negotiate a settlement between MetLife and myself. During a stressful time in my life, it was nice to know that I didn’t have to worry about the outcome because I knew I was in good hands.

Why would you recommend Attorneys Dell & Schaefer?
Absolutely! If your insurance company has terminated your long term disability benefits, then you want Dell & Schaefer on your side! Don’t be taken aback if you live in another state. When dealing with ERISA cases you want the best! Everything can be done via phone and email. If you have to meet with them in person, they will take care of the logistics. As Mr. Palamara would tell me, “No worries!”

What could we do to improve?
Honestly, I can’t really think of any improvements.

Cherie H.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

I found my attorney in the enternet. Thank God I did cause I was denied by RELIANCE STANDARD and was so unhappy after I HAD BEEN PAID SINCE 2009 And then they said I can go back to work Not knowing I was set up for surgery. So then I call attorney Alex Palamara for help And he got on my case and started on and I never Had no problem with them. Always answer my email Kept up with my case and me. And they won my case thanks to Attorney Alex. And if you want winner in your case call them.

Why would you recommend Attorneys Dell & Schaefer?
Cause they are great attorney
They get you all the answers
And they know what they doing.
And they win your case for you
They know what they doing.

What could we do to improve?
I had no problem with you all.

Thank you

Letty G.

Attorney Gregory DellAttorney Gregory Dell worked on this case

After suffering with the symptoms of ME/CFS for nearly 3 years, I was finally diagnosed with ME/CFS in August of 2011. I filed a claim and was approved by my disability insurance carrier initially. After a little over one year of not working, I started seeing some minor improvement. I told my doctor about the improvement and my carrier took that as news that I was now ready to return to work, which was far from the truth. My doctor told me not to go back to work yet, knowing it would only set me back and reverse my progress. My insurance carrier did not care and they made me attempt work. If I didn’t follow their rules they were going to drop me. I had no idea what to do or what my rights were in my disability contract. I called Greg Dell. Greg gave me great advice. He spent a great deal of time on the phone with me answering all my questions, explaining all my options and recommending the best course of action. He was able to explain things to them that just made sense. I have been working with him for well over a year. He could articulate what I and my doctors were saying that I was not able to on my own. Anyone with ME/CFS knows how incredibly hard and difficult it is to try and explain your symptoms and limitations to someone. Greg actually gets it and is who you want in your corner when you’re dealing with an insurance company that is not your friend. Greg was able to get me back on total disability with no work requirement. Unfortunately the work I had to do for those months in between did set me way back in my recovery, but that only makes me wish I had gone with Greg from the get go instead of waiting for a crisis that could have been prevented.

Why would you recommend Attorneys Dell & Schaefer?
They take the time to treat you as a person, understand you contract and defend you when you can’t defend yourself. A sick person going against a huge insurance carrier with legions of lawyers on staff is not a fair fight. You need Dell & Schaefer.

What could we do to improve?
Nothing. After dealing with my insurance carrier on my own and now having Greg, the difference is night and day. It’s a massive relief.

Josh C.

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

A year ago August I had the unfortunate situation where i injured my left hand playing in a recreational adult ice hockey game. My first reaction was fear, panic , and my work career is In danger. Having a job as a physician my hands are critical in day to day life but more important to do my job. I remembered at that point a local radio discussion about disabilty and knew that I had bought a policy 20 years ago and never thought I’d need it but always paid the policy just in case of a potential need. I contacted dell and schaefer and I must say it was one of the best decisions of my life. Now my attorney,Cesar all I can say is THANK YOU!! Michal THANK YOU!! It at times going through the process was nerve racking scary but they walked me through it and always were their for my questions and concerns. When your life changes in one second you you don’t know how to react. The group at dell and schaefer do. They understand not only what your going through but realize its individual for each client but always take a personal interest in your concerns. All I can say is my life has changed but choosing dell and shaefer to assist me in my claims process was one of the best decisions I ever made in my life

Thank you Cesar , michal, and the whole firm. I’m with you for life
Regards dr rob f

Would you recommend Attorneys Dell & Schaefer?
Absolutely !!!!

What could we do to improve?
In my personal case nothing.

Dr. Robert F.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

I was confronted with the daunting task of fighting an uphill appeal battle with MetLife, after being disabled since 2004. Metlife decided to discontinue my payments and the ERISA rules were not in my favor. After researching to find a competent law firm, I decided to engage Dell & Schaefer; the pressure of trying to personally deal with insurance company was relieved. The attorney, Alex Palamara, was very professional and insured I was kept updated every step of the process. In the end, the case was settled out of court and I am satisfied.

Why would you recommend Attorneys Dell & Schaefer?
I would definitely recommend Dell & Schaefer to anyone dealing with a disability insurance issue.

What could we do to improve?
I have no recommendations for improvement at this time; keep doing what you are doing.

Tony G.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

We need more lawyers like Rachel Alters with an understanding heart and mind. May God bless you and your staff. I enjoyed working with Rachel and thank you so very much. I’m am very happy that I chose Dell and Schaefer as my law firm to handle and monitor my claim with Hartford.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Attorneys Dell & Schaefer because they are very professional.

Michael M.

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

I contacted Dell & Schaefer after my disability claim from MetLife was denied. After researching other people’s experience with MetLife disability, I realized I needed professional help if I was going to win my claim. I contacted Dell & Schaefer and have been dealing with Cesar Gavida. Cesar is a dedicated professional with vast experience in dealing with MetLife. He is an expert at navigating the minefields and roadblocks that MetLife uses to deny claims.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Cesar Gavida and Dell & Schaefer without hesitation. Cesar did a lot of work on my claim including getting all pertinent doctors records, handling all communications with MetLife and doing everything necessary to win my case. Cesar believed in my case and worked tirelessly to gather evidence to support my claim. In dealing with MetLife. You need an advocate that will spare no effort on your behalf. MetLife spares no effort in denying your claim, therefore you need someone like Cesar on your side.

What could we do to improve?
I cannot think of anything that could be improved. Whenever I had a question or concern, someone always answered my question.

Michael K.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

When I became disabled early in my career as a dentist, I was expecting the disability insurance process to be a nightmare. With the help of Mr. Jessup and his team, it was far better than I ever thought it could be. He walked me through all the steps and made sure that we did everything that needed to be done to ensure a timely and positive response. Looking back on all the little details, I can’t see any way that I would have been able to handle it all by myself, let alone handle it in such a way to make sure everything was done in the best possible way to obtain a favorable response.

Having now gone through the process, I am certain that anyone faced with the prospect of filing a disability claim needs counsel and I can think of no better counsel than Mr. Jessup and his team and Dell and Schaefer.

Would you recommend Attorneys Dell & Schaefer?
Absolutely. They have made the process far less stressful than I ever imagined it would be. It has been a pleasure working with them and I would recommend them without hesitation.

What could we do to improve?
I can’t think of anything. They exceeded my expectations in every way.

Joseph F., DDS

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

I am very humbled to have the privilege to write this testimonial on behalf of Dell & Schaefer and more specifically, Mr. Cesar Gavidia. Unfortunately, after suffering from Essential Benign tremors for numerous years I lost a career for which I dearly loved. I was a dental implant surgeon whose accomplishments are quite humbling. I devoted my entire career to my patients, employees, colleagues and students. Upon discovery of my disability, I contacted Mr. Cesar Gavidia for professional guidance. Upon meeting Mr. Gavidia, I inquired of his knowledge, years of experience, colleagues and most importantly his “Passion” to represent each and every client. What I discovered was a very sincere Gentleman with a tremendous depth of knowledge regarding my disability policies and many others aspects of business law. During the last five (5) years of my career I could have increased the benefits of my disability policy. However, I failed to do so. I thought I had all of the answers. I was wrong! I would encourage each and every reader to consult with an expert such as Mr. Cesar Gavidia prior to entering into a “Disability Insurance Contract”. Or at least shortly thereafter. You will be enlightened to learn the details and how they will affect you if you incur a career ending disability. You owe it to yourself and your family to understand your DISABILITY POLICY. Mr. Gavidia’s ability to explain the most important details was masterful. My initial conversation with Mr. Gavidia reminds me of our patients and how we sometimes would fail to explain things in laymen’s terms. And we wondered why our patients were confused? Now I know.

I would further suggest that you conduct an annual review of your policy with Dell & Schaefer to ensure your understanding and expectations to protect yourself and your loved ones. I am fortunate. I thought I had performed my “Due Diligence”. I had to a minimal level. Had I taken the initiative to contact this excellent group of experts, early on I could have protected my wife and children like a responsible spouse and father should. However, we are fortunate and blessed in that my disability insurance covers our very nominal financial requirements. We have no additional funds for our children’s college nor do we live a lavish lifestlye. I simply receive the “minimum” to get by each month. I am very fortunate to have a “true expert” to take care of me and an insurance company, who to date has honored their contract. I thought I had performed my due diligence. In retrospect I was simply naive. While considered an “expert” in my profession with the highest accolades in the world I finally realized that it is impossible to know everything. My encouragement would be to focus on your passion and expertise and let those who are experts in their field help you.

I am very, very fortunate to have sincere and professional colleagues, Mr. Cesar Gavidia and his paralegal, Ms. Danielle Lauria help me through some very difficult times. I have returned to school and recently earned my MBA so I can “get back on my feet” and continue to help those who have blessed me so much. Dell & Schaefer helped me with this too. They encouraged me to do so when I thought the world had ended. In medicine we take an oath, “Do No Harm”. That should also apply to ourselves. Make sure you take care of yourself and your loved ones. You deserve it!

Why would you recommend Attorneys Dell & Schaefer?
> Knowledge, Expertise, Professional, Reliability, Comprehensive
> Compassion
> Personality
> Concern
> Caring
> Firm
> Logical
> Detailed
> Promptness
> Willingness
> Realistic

What could we do to improve?
Spread the word to as many colleagues as possible. Utilize someone like myself on your behalf to simply share their “story” and the truth. This has been a tremendous learning experience for me and my family.

Charles A. M.D. (Dental surgeon)



A National Disability Insurance Law Firm Since 1979

  • Call 800-682-8331