Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Free Phone Consultation Nationwide
CALL 800-682-8331

We offer no fee or cost unless you get paid

Submit A Review

Reviews From Our Clients



We are committed to providing the highest level of legal representation and treating our clients in the same manner that we would want to be treated if it was our own case. For privacy purposes the full name of each person listed below has not been disclosed.

The ethic rules regulating attorneys require us to state that you should not create any unjustified expectations based upon the information listed below. Upon request we can provide you with the name of numerous past clients in order to discuss their experience of working with our firm.


Attorney Rachel AltersAttorney Rachel Alters worked on this case

I came to Dell and Schaefer after an attorney firm in Maryland decided in August they could not win my case and decided to drop me with my Appeal for LTD with Aetna due in October. I contacted Dell and Schaefer and sent the firm my information. They assigned me to Rachel Alters who is the best. She explained to me it normally takes 4-6 months to do an appeal, but Rachel assured me she would do her very best to win my Appeal in the limited time we had remaining to submit an Appeal. Rachel worked very hard and we had some long phone calls, even though I have never met Rachel face to face I feel she is part of the family. I got a call from Rachel the beginning of December letting me know we won the case and that Aetna would be reinstating my benefits. There is nothing more I could ask for. Winning an appeal for LTD would not have been possible with out the law firm of Dell and Schaefer.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Rachel Alters to anyone who is fighting to get there LTD. Rachel, was the person on the other end of the phone who had to listen to what I had to say and to feel how angry I was. Rachel listen and help me understand that that is why she was there, so she could help get my LTD benefits from Aetna.

What could we do to improve?
The company is doing a Great Job. Special thanks to Rachel Alter and Kathleen Bordes who are great.

Lisa S.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Excellent, very professional, fast, call back with answers to all your questions by end of business day called even at night and weekends via e-mail, fight to get you everything you deserve, overnight your settlement to you. I could go on!

Scott N.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

I was extremely pleased with my experience working with Dell & Schaefer. They were prompt, efficient and honest about my case. In a very short amount of time, they were able to reverse my denial for disability benefits and reinstate my coverage.

Their empathy and professionalism were refreshing. My attorney helped me feel heard and respected, which was the complete opposite of my experience with my disability income insurance carrier.

I’m happy that I had the foresight to review Dell & Schaefer’s on-line videos and learn more about their organization before I chose them to respresent me. I definitely made the right decision.

Why would you recommend Attorneys Dell & Schaefer?:
The attorneys at Dell and Schaefer are professional, honest and empathetic. I feel like they spend the time to listen and truly care about their clients. I’ve come to realize that the disability income insurance industry doesn’t care about their policyholders’ welfare. They care about their premiums. Attorneys Dell & Schaefer care about their clients and work tirelessly to reach positive results on their behalf.

What could we do to improve?:
You’re doing just fine. Special thanks to Rachel Alters and Danielle Lauria for their excellent work.

Laurie T.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Very professional, polite, efficient. Always made time to answer my questions, always responded to my calls or emails.

Why would you recommend Attorneys Dell & Schaefer?
Great on communicating with clients and followups.

Naimah M.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

I worked with Rachel Alters at Dell & Schaefer. She took a terrible experience with an a disability insurance company and made it so easy for me. She did a wonderful job at working to get the best settlement for me. Having MS is not an easy illness and stress can really do you harm to your health. From the moment I called and spoke with Rachel she took charge and took all of the stress away from me. Thank you Rachel! I would recommend this law firm to anyone that has issues with a disability claim. My advice is not to give up and fight the insurance companies and Dell and Schaefer can do it for you. Put your case in their hands and trust them, they WILL help you!

Why would you recommend Attorneys Dell & Schaefer?:
I would recommend Rachel Alters. She worked very hard to win me my settlement and she was very down to earth and easy to work with. She made me feel like we were all a team!

What could we do to improve?:
Everything in my case was handled great! They did a great job.

Rebecca H.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

After many months of trying to reverse the denial of my claim on my own, I turned to Dell & Schaefer for there assistance. They answered all my calls and questions without hesitation. They were successful in obtaining the over-ruling of my disability denial without filing a lawsuit and I received all of my back benefits. I am glad to have found them and they continue to manage my claim for me.

Why would you recommend Attorneys Dell & Schaefer?
Because they get the job done.

Regis A.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

The firm was very professional in all dealings. They were prompt and thorough to all my requests and questions. They compiled a detailed appeal to CIGNA and upon review my claim was re-instated.

Why would you recommend Attorneys Dell & Schaefer?
The firm is results oriented and diligently pursues the best interest of the client. The appeal they filed in my behalf was truly outstanding and clearly stated my case. They get results.

What could we do to improve?
Keep up the good work. Maintain your high standards of performance.

Richard F.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

Attorney Alex Palamara was a delight, and most cordial, efficient and timely in responding to my questions and concerns. The staff was professional and also a delight to work with. The entire law firm most definitely looked out for our best interests. It was a burden lifted off us not to have to deal with the insurance company and which gave us peace of mind. There’s no price tag that could be put on that.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Attorneys Dell & Schaefer for future to our family & friends. I have them on speed dial if anyone needs to call.

What could we do to improve?
I can’t seem to come up with any improvement on the law firms policies or procedures. Please keep on representing your clients, the way you have done for my disability case now and in the future. Thank you again.

Brenda P.

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

I was reaching defeat in fighting for continuation of my benefit and contacted Dell & Schaefer hoping for one more try. From the moment I spoke to the attorney Stephen Jessup I felt relieved and hopeful. I provided the items requested and the rest was taken care of until I was one day notified that we had been successful. I was always treated with respect and kindness through the end of the case. The office was a pleasure to work with and more importantly we were successful.

Would you recommend Attorneys Dell & Schaefer?
In a minute. No hesitation.

What could we do to improve?
I can’t think of a thing. The experience was great.

Lisa L.

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

Working with Dell and Schaefer has been a consistently positive experience. My life changed precipitously as well as my career and ability to support my family. Over time, discussing simple issues with my disability insurer became more and more difficult. I reached a point of frustration one late afternoon from the west coast and decided to call and leave a message for the next day. Greg Dell actually picked up the phone ( It was 730 P his time) and was enormously helpful and thoughtful. That same thorough care has occurred in my ongoing relationship with Cesar Gavidia over the last 6+ years. He is organized, knowledgeable and accomplishes what needs to get done. Most importantly, but still surprisingly, he has been incredibly thoughtful, kind and empathetic —- all nice perks for those going through the torment of disability. I have come a long way in my ability to cope but knowing that I did not have to keep dealing and being demeaned with my disability insurer has meant the world. I know this seems overly enthusiastic, but it is all true.

Would you recommend Attorneys Dell & Schaefer?
Absolutely.

Meg N., MD

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

The best place to start is a brief background. I had incurred six spine surgeries in a span of five years taking four or nine days vacation for each. These surgeries included multi level fusions, laminectomy’s, etc. I reached the point where the physicians recommended I take a period of time (six months) off to see if the injured nerves would calm down. I filed for my short term benefit (90 days) and that was approved. I filed for my long term benefit but was denied. After six months of no improvement I was deemed permanently injured, a pain management case. No other surgeries would help. This was all fully documented and supported by the surgeon. At some point in that period I realized an attorney was the only way to take on the insurance company as I was getting absolutely nowhere. I searched locally but had no luck but was recommended to Dell and Schaefer by a local attorney.

I was hesitant at first as their main office is in Florida and I New York but realized they had to trust me remotely also. Once they obtained all the medical records and formed the first of several appeals (at their up front cost and therefore risk) I realized they had this down and they realized I had a legit case with full physician support. The people at Dell and Schaefer were always courteous and professional. They never set any false expectations about time frame and they always kept me updated as the claim status.

Dell and Schaefer at one point had to ask my surgeon to write yet another letter on my behalf. There interaction with the very busy surgeon was polite, professional and subtle. I did not want my relationship with the doctors jeopardized by this and it never was. They also updated me with a copy of all interactions with the insurance company in a timely manner.

Why would you recommend Attorneys Dell & Schaefer?
They certainly lived up to there promise so I would certainly recommend them. Without an attorney I would never have won my Appeal of the disability denial.

James S.

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

I was a physician who developed a disabling disease. I had two disability policies. My medical practice situation was a very complicated business model. Cesar Gavidia deftly navigated me through the multiple disability policy application process. He made sure everything was done correctly. Instead of having to worry about the disability process, I was (and am) able to concentrate on my health which is the most important thing. He and his staff continue to handle all communications with both disability companies and I expect them to handle them for as long as I live. His paralegal, Danielle Lauria, made sure that all communications between me and Caesar Gavidia were always done in a timely manner. She always kept me informed.

Why would you recommend Attorneys Dell & Schaefer?
When you are paying for representation a certain level of skill and what I call niceness is expected. Both Cesar and Danielle went way beyond what was expected in both areas. They helped to make me feel safe, that everything was going to be o.k. I cannot emphasize how important such a feeling is when you are struck with a disabling condition. Therefore they and the firm have my highest recommendations.

What could we do to improve?
As the saying goes, if it is not broke, do not fix it. Dell and Schaefer serve as a model for all law firms, no matter what the specialty.

Michael M., MD

Attorney Gregory DellAttorney Gregory Dell worked on this case

It has been almost 7 years since I became unable to work. I looked at the possibility of filing my disability appeal myself after Hartford Insurance Company denied my claim, but it soon became clear that I would have no chance of winning. So I started looking for an attorney. I talked to several who told me just how much work they would expect me to do on the claim. I then revisited the idea of filing by myself. Then I talked to Greg Dell. He told me not to worry about anything, that he and his firm would handle everything. The insurance company threw up every roadblock they could but we eventually prevailed and my benefits were reinstated. They have immediately jumped on any issues since then and resolved them quickly.

Why would you recommend Attorneys Dell & Schaefer?
They care.

Jim C.

Attorney Gregory DellAttorney Gregory Dell worked on this case

It is traumatic enough to endure a disability. Mr. Dell and staff’s guidance made the paper work and claim process invaluable. Many thanks to the firm.

Why would you recommend Attorneys Dell & Schaefer?
You are the professionals that know how to negotiate the claim process for disability insurance. They are very good at keeping in touch though the process and after.

CJ K.

Attorney Rachel AltersAttorney Rachel Alters worked on this case

I was getting nowhere trying to acquire the Short and Long Term Disability payments I was owed until Rachel Alters of Dell and Schaefer agreed to take the case. As is unfortunately too often the case, the insurance company used delay after delay and an initial denial even though I was clearly disabled until this law firm made them see the light. Do to the time value of money, it is impossible to ever get made whole again when insurance companies do this but without the assistance of Rachel and this law firm I have no doubt that I would still be fighting with the insurance company instead of finally receiving my benefits. Thank you Rachel!

Why would you recommend Attorneys Dell & Schaefer?
Attention to detail and persistence on my long term disability claim.

Garth M.

There are not enough words to describe how delighted I am with the representation that I received from the law firm Dell and Schaefer. During this, the lowest point in my life, when I felt nothing but despair, completely hopeless and as though my world was coming to an end, Steven J. Dell, his colleagues and their support staff were all there for me each and every step of this terrible journey that I’ve had to traverse. As an attorney myself, I always tried to provide superior representation to my clients. That meant not only being well versed on the technical side of the law, but also understanding the emotional impact that led the clients to come to my office. I can not think of a better complement but to simply say, that Steven J. Dell has been the type of attorney that I always tried to be. To the people at Dell and Schaefer, I want to thank you for all of your help. I don’t know where I would be today without you.

Former Law Partner

Attorney Gregory DellAttorney Gregory Dell worked on this case

I hired Attorneys Dell & Schaefer during one of the most difficult times of my life. As a financial advisor that had built my career by advising clients I never thought I would need professional assistance to handle my long term disability insurance claim. Without Dell & Schaefer I don’t think I would have ever collected any disability benefits. Greg Dell handled my claim from start to finish and he was constantly in communication with me throughout the entire process. I was lucky to have Mr. Dell and his team representing me. I was very satisfied with the lump sum settlement I received. The staff at Dell and Schaefer are very knowledgeable and understand the disability claim process.

Evan T.

Attorney Gregory DellAttorney Gregory Dell worked on this case

My experience with Dell & Schaefer has been excellent. Not only are the attorneys highly rated but all the associates I have been in contact with have been super, especially Mrs. DeCardenas.

They are timely, pay attention to detail, know the ins and outs of my case and are very cost effective. I recommend Mr. Gregory Dell and his associates with no reservations whatsoever. I am a doctor and Mr. Dell was able to help me deal with two different disability policies, a business overhead policy and the sale of the medical practice. I have been a client since 2007.

Why would you recommend Attorneys Dell & Schaefer?
I investigated their record and got recommendations about them prior to engaging their firm to represent me. From the start their interest in me and the confidence they inspired made me want to, in turn, recommend them to anyone who needs legal representation, specially in matters of disability. Mr. Dell truly knows how to handle the insurance companies. I feel very comfortable knowing that this law firm is managing my disability claim for me.

What could we do to improve?
As far as my particular case is concerned, I’m at a loss to think of any area that would need any significant change.

Juan C., MD

Attorney Cesar GavidiaAttorney Cesar Gavidia worked on this case

I was having difficulty with performing certain procedures in my job, this eventually caused severance of my relationship with my employer. My disability insurance company denied my claim for long term disability benefits and closed the case. Fortunately I was referred to Cesar Gavidia and Attorneys Dell & Schaefer. He was very prompt in taking my side and, in a short time, what seemed to be a lost case turned in my favor. I would strongly recommend him and his firm to protect ones interests in cases of disability insurance.

Why would you recommend Attorneys Dell & Schaefer?
The group is very prompt and efficient. Results matter!

Gian C., MD

I am a physician with a long medical history including cancer, arthritis, peripheral vascular disease, and Complex Regional Pain Syndrome (formerly RSD). I expected to retire early. However, my health and work deteriorated rather rapidly. Suddenly I was no longer working and needed help negotiating my benefits. The first two attorneys I met were personally recommended. I soon learned that they had either limited or no experience with private LTD policies. I searched the internet for more information about Long Term Disability claims. The Dell & Schaefer website kept popping up with the answers to my questions. I liked both the text explanations and the videos. With nothing to lose, I requested a free consultation. From the beginning, Attorney Steven Dell and legal assistant Merlin Bryan have been consistently honest, professional and patient. During my initial phone conversation with Steven Dell, it was clear that he understood both my medical conditions and my work situation. He had already read my LTD policies and was familiar with both the Unum and the Hartford insurance companies. Steven Dell is an excellent, thorough attorney. What does that mean? First, he knows what information is needed to submit a claim. Early on, he gave me a checklist of items he needed. At times, it felt like a part-time job, finding all of the financial, employment, and medical records he needed. Yet Steven Dell and Merlin Bryan were very patient whenever I had a health setback. They actually understood that folks with health problems have problems filling out paperwork. Second, he picked up the phone and contacted lawyers, human resources, personnel and insurance agents to keep the paperwork moving. Third, he is relentlessly thorough. I submitted hundreds of pages of paperwork. He actually seems to have read them! He double checked that dates, numbers and statements were accurate. He would not submit any paperwork until any discrepancies were discussed and resolved. At this time, two LTD claims have been approved and I have received my first benefits. I have nothing but respect and gratitude for this law firm. Thank you!

Why would you recommend Attorneys Dell & Schaefer?
The Dell & Schaefer law firm provides very professional service. Their fee agreement is straight forward and reasonable. The firm also provides very nice personal service. I often forgot they had other clients since they responded quickly to questions. I felt like I had their undivided attention on the phone. We were never interrupted by pagers or other calls coming through. Once, as hurricane Sandy moved up the east coast, I had trouble reaching my attorney. The firm went out of its way on a weekend to make sure we were able to communicate. Dell & Schaefer is large enough to have a division dedicated to physicians and attorneys. This special interest is quite nice, as our policies often have unique provisions and requests. It is nice to work with attorneys who are familiar with the quirks of our profession. They seem to understand it is difficult to leave a career which many of us spent decades to build.

EH, M.D.

Attorney Gregory DellAttorney Gregory Dell worked on this case

MR. DELL HAS REPRESENTED ME IN MY DEALINGS WITH UNUM PROVIDENT FOR OVER FOUR YEARS. When Unum tried to deny my claim he was able to make Unum understand that I was still disabled and unable to do my job. HE HAS BEEN MOST EFFECTIVE AND HONEST. I RECOMMEND HIM UNEQUIVOCALLY.

Paul D., MD

Attorney Stephen JessupAttorney Stephen Jessup worked on this case

My experience with Dell & Schaefer and Attorney Stephen Jessup was absolutely stress free. Everything was handled in a professional and timely manner. They made sure that everything was communicated & explained to me and they collected all the paper work necessary to process my appeal. I am very thankful that Dell & Schaefer was referred to me.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Attorneys Dell & Schaefer because they take the stress and worry out of your hands while at the same time keeping you abreast of everything that is going on. They are very experienced with all types of disability claims and insurance companies. They will protect and fight for you every step of the way.

What could we do to improve?
I feel that everything went well and at this time have no comments for improvements.

Dee Y.

Attorney Gregory DellAttorney Gregory Dell worked on this case

Working with Dell & Schaefer has been one of the few pleasurable experiences about the whole LTD claim and claim management process. Attorney Gregory Dell has been incredibly accessible and responsive to all questions, both complex and mundane, and has helped me to navigate the murky waters of LTD claim management. I’m fairly confident that his ideas and counsel are the key reason my claim remains in good standing after five years of processing.

Why would you recommend Attorneys Dell & Schaefer?
I’ve found the team at Dell & Schaefer to be extremely knowledgeable, positive and communicative. All questions are answered in almost real time and the advice is spot on.

John I.

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

I was referred to Dell & Schaefer after several years of dealing with my private disability insurance company and their refusal to pay me. Many law firms refused to take my case as it was not a Social Security Disability case. I retained another law firm prior to Dell & Schaefer and they were not able to get me paid. I was lucky to find Dell & Schaefer. They were able to settle with the disability insurance company to my satisfaction and recover disability benefits for me.

Why would you recommend Attorneys Dell & Schaefer?
Very professional. Kept me apprised of my situation and decisions I needed to make with regard to my case.

Leroy A.

Attorney Gregory DellAttorney Gregory Dell worked on this case

Dell & Schaefer are an excellent Law Firm. They got my Disability Claim reinstated after being dropped by The Standard Insurance company. Insurance companies are always looking for a way to target and drop disability insurance claims of people who truly are disabled and deserve the insurance they have paid for. Dell & Schaefer know of these “tricks” the insurance companies play and waste no time getting your claim reinstated.

Since I have engaged Dell & Schaefer as my Attorney, the Insurance Company no longer hassels me with annoying letters, or calls and they have put my mind at ease that I will not be dropped. In my opinion, Dell & Schaefer are known to the Insurance Companies as excellent Attorney’s and therefore do not play games with the their Clients. I would recommend Dell & Schaefer to anyone, as they are not only excellent at what they do, but are a pleasure to have on your side.

Why would you recommend Attorneys Dell & Schaefer?
They will get the job done, and have great experience with the Insurance Company games and make them stop.

What could we do to improve?
At this time I do not have a suggestion for Improvement – I am very happy to have Dell and Schaefer on my side.

Mike A.

Attorney Gregory DellAttorney Gregory Dell worked on this case

Responsive, effective, legal assistance that is clearly on your side when advocacy is most needed, when your self-confidence can be at an all time low. This firm comes through. Don’t know how I could have been more fairly represented. A real value in the legal services industry.

Why would you recommend Attorneys Dell & Schaefer?
This firm levels the playing field with large insurance carriers at a time when you may not be at the top of your game.

Chris K.,MD

Attorney Alex PalamaraAttorney Alex Palamara worked on this case

I am completely satisfied of my experience with Dell and Schaefer.

Why would you recommend Attorneys Dell & Schaefer?
All correspondence, email and phone calls, have been answered in a timely manner. They were able to assist me in obtaining long term disability benefits from Prudential Insurance Company after my own efforts failed.

John T.

Attorney Gregory DellAttorney Gregory Dell worked on this case

My wife and I met with Mr. Gregory Dell when my company refused to extend my long term disability. He spent a long time with us and answered all our questions. He and his staff worked diligently to get my long term disability benefits restored. Each year, when my previous employer wanted to terminate my benefits, they contacted me in a timely manner and succeeded in the continuation of my benefits without any delay. They assisted me in the process of filling out tremendous amounts of insurance papers. My wife and I highly recommend Mr. Dell and his office!

Why would you recommend Attorneys Dell & Schaefer?
They get the job done!!!

What could we do to improve?
We can’t think of anything!

James C.

Attorney Gregory DellAttorney Gregory Dell worked on this case

Straight forward, knowledgeable, professional and very well versed in the intricacies of disability insurance policies.

Why would you recommend Attorneys Dell & Schaefer?
They got results in a timely manner and are always available.

What could we do to improve?
I have been extremely satisfied and cannot think of anything I would change.

Kenneth R., DDS

Attorney Gregory DellAttorney Gregory Dell worked on this case

My single best decision regarding my disability claim was to retain Dell and Schaefer from the beginning. From initial claim submission to claim maintenance they have been my teammates throughout the entire process. This is their area of expertise, and in my opinion, they are great at it. They are extremely professional. They are on top of every aspect of my claim. They respond to all of my questions in a timely manner and they handle all correspondence with the insurance company. I have found that filing a disability claim is not a smooth process and having the professionals at Dell and Schaefer on my team has been priceless. I have referred friends and colleagues to this law firm and without exception, we all are happy with our representation. Without equivocation, if you are going to file a disability claim, you want Dell and Schaefer on your team.

Why would you recommend Attorneys Dell & Schaefer?
I would recommend Dell and Schaefer because they are consummate professionals. They are ethical and extremely hard working. They know every aspect of your claim and handle all correspondence with the insurance company. With that being said, the biggest reason I would recommend Dell and Schaefer is Anneli, Greg Dell’s legal assistant. She is just the best and sometimes I wonder what they would do without her.

Jeff G., DDS



A National Disability Insurance Law Firm Since 1979

  • Call 800-682-8331