• Prudential Disability Insurance Company (Ep. 8, part 1/2)
  • Prudential Long Term Disability Insurance Claims (Ep. 8, part 2/2)

Prudential Disability Insurance Company

Prudential Insurance Company has more than 42,000 employees, revenues in excess of $32 billion and is one of the largest group / ERISA disability insurance companies in the world. Our law firm has an extensive history of handling disability insurance claims against Prudential in courts across the country.

In this episode disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss Prudential Disability Insurance Company and their handling of long term disability insurance claims. More specifically, we discuss an ERISA disability class action filed by our firm against Prudential, a bad faith lawsuit resulting in a $15 million dollar jury verdict, a case in which Prudential’s disability denial was reversed for requiring objective evidence, and our law firm’s ERISA disability victory in Hawaii.

If you have had any kind of experience with Prudential that you would like to share with the thousands of disability claimants that visit our website each month, we encourage you to post your comments about your experience.

Comments (4)

  • John Anonymous,

    With respect to (1) if the situation you described does occur you may no longer be considered disabled under the disability policy if the reason is related to anything other than disability. (2) You will have to undergo the administrative appeal process and/or litigation to attempt to secure your benefits. (3) The scope of the question is too broad to provide any insight that would ease your mind as to your return to potential work. Please feel free to contact our office should you have any additional questions.

    Stephen Jessup Jun 6, 2015  #4

  • I have a non-work related traumatic injury leaving my right arm paralyzed since February of this year. So far one plastic surgeon and one neurosurgeon have committed to my dominant arm and hand never being the same again. Surgery may be eminent. Currently I am on short term disability with Sedgwick knowing that in three more months I will have to go long term with Prudential.

    My employer WANTS me to return to work “as is”. I WANT to return to work but feel I may be forced into the disability trap. My employer is saying they are okay with me being one handed and will provide an employee that I may supervise to perform two handed tasks. I’ve been told if I need time off for medical needs they will work around that as well. Obviously I am good at what I do and there is a necessity for my knowledge and skill.


    1. What if I, or my employer, feel that I can not perform my duties satisfactorily, or if my duties change, or my position is eliminated, or for some other reason beyond my control I become unemployed after the 30 day return to work claim period?

    2. What if Prudential decides I can work one handed denying that I’m disabled?

    3. Is there a legally binding document to protect me from these and other scenarios before committing to returning to work?

    John Anonymous Jun 5, 2015  #3

  • Inez,

    If you continue to satisfy your policy’s definition of disability and your policy provides benefits for a period of benefits longer than the 26 weeks you stated, then you should be able to continue receiving benefits. If your claim was for short term disability benefits, then you will not receive any further benefits unless you have along term disability insurance policy.

    Gregory Dell Oct 31, 2011  #2

  • I recieved benifits from Apr. 5, 2011 until Oct. 3, 2011. Is there any way to get an extension?

    Inez Logan Oct 28, 2011  #1

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Questions About Hiring Us

Do you help Prudential claimants nationwide?

We represent Prudential clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Prudential disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Prudential. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Prudential.

How do you help Prudential claimants?

Our lawyers help individuals that have either purchased a Prudential long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Prudential:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

John I.

After dealing with my LTD carrier for 8+ years, I’ve come to realize that the reason I’m still receiving benefits is due to the work of Greg Dell and the whole team at Dell & Schaefer. Greg knows the industry inside and out and has always offered timely and dependable advice.

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