MetLife Disability Buyout and Lump Sum Settlements are Back

MetLife is one of the top five largest group and private disability insurance companies nationwide. As of January 2016 it appears that Met Life is now interested in considering the buyout of a claimant’s group long term disability policy. MetLife has always done buyouts of individual disability insurance policies.

For the past ten years Met Life was not interested in buying out the disability policy of a claimant that has been on claim without any disputed issues. Subsequent to 2016 we have already helped several Met Life group long term disability claimants with a buy out their long term disability claim. MetLife is not required to offer a buyout and a claimant must meet a strict criteria on a case by case basis in order to be eligible. There are many pros and cons to a buyout and you should speak with one of our disability insurance attorneys to discuss your options.

We have handled thousands of long term disability benefit lump sum settlements and our goal is to get you the highest buyout available. If you have received a buyout offer letter or you would like to pursue a buyout, then contact us for a free immediate consultation.

Comments (4)

  • Ann, I am sorry to hear of your predicament. Unfortunately, there seem to be a few factors that will likely prevent you from successfully suing on the case. The first is that when you agreed to the lump sum settlement, you likely signed a release agreement in order to get the settlement money. Secondly, as it has been 24 years, the allowable time to file any legal challenge likely already came and went.

    Alex Palamara Oct 25, 2022  #4

  • This was in 1998. I was very young (25) and naive. My adjuster told me I needed to go ahead and settle my LTD claim of which I had received $63k in 32 months due to herniated disc and was having no issues with MD’s or anything. I settled for $17k. Obviously, I now know what a huge mistake and what advantage was taken of me. Can I possibly sue for this?

    Ann M. Oct 24, 2022  #3

  • Joseph, generally within 7-10 days of receiving the fully executed settlement agreement.

    Stephen Jessup Sep 6, 2022  #2

  • If Metlife buy out, how long for them to prosses to send you check?

    Joseph Sep 5, 2022  #1

Leave a comment or ask us a question

Questions About Hiring Us

Do you help MetLife claimants nationwide?

We represent MetLife clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a MetLife disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from MetLife. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by MetLife.

How do you help MetLife claimants?

Our lawyers help individuals that have either purchased a MetLife long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with MetLife:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Jeff T.

The best advice I received when I started the process of filing my disability insurance claim was to hire the best, most experienced disability insurance lawyer available – Mr. Steven Dell. As a physician I especially appreciated and respected his thoughtful, reasoned, and meticulous attention to detail. A thorough and seasoned professional Steven prepared me every step of the way. His wisdom and expertise made me feel at ease during the entire process. Knowing that Steven will continue to protect my interests going forward is priceless. Thank you Steven!

***** 5 stars based on 202 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us