• Menieres Disease Long Term Disability Claim

Meniere’s Disease Disability Claim Help and Tips

If your disability insurance carrier has claimed that your Ménière’s disease is not disabling, or you are considering filing a short or long term disability claim, then disability insurance attorneys Dell & Schaefer can assist you. Ménière’s disease is often categorized by insurance companies as a subjective complaint condition and they attempt to deny the claim due to a lack of objective evidence. Just because the cause of Ménière’s disease is unknown does not necessarily mean that the restrictions and limitations it causes are not objective. Our disability lawyers have helped numerous claimants that have been unable to work in any occupation as a result of Ménière’s. It is critical to hire a disability insurance lawyer that understands Ménière’s disease and can provide you with references of actual clients that have received long term disability benefits for the conditions. We have represented claimants with Ménière’s that worked as airline pilots, business owners, and engineers. We always recommend that our clients with Ménière’s receive treatment from an experienced otolaryngologist (aka ENT doctor).

Common Disability Insurance Company Arguments Against Ménière’s Disability Claim

Proper documentation of your symptoms and limitations is essential in order to obtain long-term disability benefits. There are multiple tests that can be performed in order to verify some of the symptoms associated with Ménière’s. The challenge with this condition is that the symptoms are not constant in most cases and some claimants can go weeks or months without an episode. Disability companied will obtain video surveillance of a claimant on a good day and then claim the claimant can return to work. This is an unethical argument as anyone that understands Ménière’s knows that there are good days and bad days. The bad days are horrible and during flare up the bad days can turn into weeks where the person cannot get out of bed. It is very difficult for a person with Ménière’s to commit to a regular work schedule; especially when attacks are unpredictable. Our lawyers understand this horrible disease and as such we know what it takes to properly document and obtain the medical support necessary to give you the best chance to collect disability benefits. Unfortunately most of the inexperienced insurance company claims representatives have never heard of Ménière’s disease and therefore don’t know what to do. We protect your interest and do everything possible to get your claim paid.

Our Disability Lawyers Understand Ménière’s Disease?

Ménière’s is a disorder of the inner ear that causes abnormal sensory perceptions:

Unpredictable attacks of vertigo can lead to severe nausea, vomiting and sweating. This is often one of the most debilitating effects of Ménière’s disease. People who experience this are often forced to lie down until the episode passes, sometimes for several hours or days at a time. These spells can occur daily in some patients.

Some attacks start with tinnitus (ear noises), a loss of hearing, or a full feeling or pressure in the affected ear. A combination of vertigo, tinnitus and hearing loss lasting several hours is typical. These symptoms are experienced at varying frequencies, durations and intensities. A person’s hearing tends to recover between attacks but over time becomes worse.

Contact the Disability Insurance Lawyers at Dell & Schaefer

Let us help you. We have the knowledge and experience it takes to get you the disability benefits you deserve. We can set up a free consultation in person, over the phone or via video chat. We help disability claimants anywhere in the USA.

Resources for Ménière’s Disease

If you are looking for further information on this or other disabling conditions please visit:

Refer back to this page for new information about laws and case results that might affect your benefits. We update this page frequently. Check out our client testimonials and resolved case to learn more about our qualifications.

Comments (26)

  • Toni,

    1. Fibromyalgia is not a mn condition.
    2. Only if you went back to work for the same employer that provided the policy.
    3. If your anxiety and depression is secondary to fibromyalgia then we would argue that you don’t have a mn condition.
    4. No, it’s not considered a mn condition.

    Rachel Alters Mar 11, 2020  #26

  • Hello,

    I am not reachable by my US phone as I am temporarily outside the US.

    I have meniere and fibromyalgia. I am interested in your firm and would like inquire about your experience by asking the following questions (which I acknowledge are not straight forward). I need someone who has had prior experience in such cases specifically:

    1. My insurance company limits nervous system disorders or psychological ones to a max of 2 years (which is pretty much the Short Term Disability Policy). I am 100% sure that my insurance company would deem Fibromyalgia as Nervous system or psychological and limit it to 2 years and reject me on LTD. Have you had a case were someone with primarily Fibromyalgia ONLY (which is in reality not a clearly classified disorder and can go under many categories) overcome this requirement and be approved for more than 2 years (so get on the Long Term Disability Policy)?

    2. In case I get approved for LTD and a few years down the line I returned to work (because my condition stabilized and improved) and then I relapsed due to the same condition I was approved for LTD. Am I entitled to go back on LTD? Obviously, the insurance company would try to fight it. However, have you experienced such cases before and what were their outcomes?

    3. My policy document states: “The insurance under this Supplementary Contract shall not cover any disability caused directly or indirectly, wholly or partly by: any illness that results from mental or nervous disorders of any type extending 24 months beyond the first day of illness unless the Employee is continuously confined in a duly licensed hospital or institution; or”. The statement, and in particular to “Wholly or party” part, is crafted in a trickery way. Obviously, with any chronic severe condition, a disabled person would experience anxiety or depression.  What’s your view on such terms? Would the insurance company be rightful in rejecting me for LTD because I suffer from Anxiety/depression as a comorbidity illness due to my physical condition (which is not psychological or nervous system-related)

    I would appreciate a thoughtful preliminary answer only if you have really experienced such cases. Please be upfront with me if you haven’t dealt with such cases. Thank you.

    4. What is your experience with Meniere? is Meniere considered a Nervous or Mental problem? WHO classifies it as Inner Ear?

    Toni F. Mar 11, 2020  #25

  • Alice, I am sorry to hear all that you are going through. In order to qualify for short term and long term disability insurance benefits, you must be unable to perform the material duties of your own occupation. From what you describe, it sounds like you should qualify and have a viable claim. However, there is no guarantee and you must make sure that your medical records are supportive and that your treating physician will be willing to be supportive as well. We assist people in all aspects of their claim, including applications. Please feel free to contact us to discuss your claim in greater detail and we will gladly assist you any way we can.

    Alex Palamara Jul 3, 2019  #24

  • I was diagnosed 4 year ago with Ménière’s disease. I just had a recent appointment with my ent I have my hearing test first when I met with my ent dr she told me my hearing loss process I lost more hearing I have all the symptoms ringing wind blowing tinis dizziness vertigo, sometimes I cannot get out my bed. I work full time but I cannot do a full work week. I have FMLA, it’s hard to deal with not hearing keeping me off balanced. My Ménière disease is progressing no cure that’s what my ent dr said.

    I feel I cannot due my job which I moves constantly walking and I cannot do that if it wasn’t for FMLA I probably would be fired by now. I’m out of work 2 to 3 day when it hit me I cannot get out my bed. I’m nauseous. December 7 2019 I had tumor removed from my puritary gland it seem like my disease progressed more, my life such rt now I’m wanting to apply for disability.

    Alice L. Jul 3, 2019  #23

  • Sheryl, I am sorry to hear all that you are going through. Regarding your firing, you may need to speak with an employment law attorney. Regarding your disability claim, you have the option of challenging that denial and filing an administrative appeal to fight the denial. If your STD policy does not pay for pre-existing condition claims, you may have an issue. Feel free to call our office for a free consultation, Alex

    Alex Palamara Nov 15, 2018  #22

  • Hi. I have had Menieres for about 5 1/2 years. I started a new job in Feb of this year. I have 2-3 attacks a month. I have seen an ENT specializing in Menieres, who has diagnosed me. I applied for short term disability because I was missing work and it was effecting my cognitive skills. I have tinnitus, hearing loss, and feel light-headed most of the time. There are times that I cannot drive and end up in bed for 2 days because when I have an attack, I violently through up for 3 1/2 hours and am exhausted. The day that I told my boss that I was going to file for STD, they fired me. I filed for STD and was denied. What can I do? Is it fair that they fired me?

    Sheryl Nov 14, 2018  #21

  • Dave, it sounds like you’re saying that your disability under the own occupation definition runs out in 3 months and Aetna is reviewing your claim for continued benefits under the any occupation definition of disability. If that is the case then you must establish that you are unable to perform any gainful sedentary occupation. There are steps you can take. I suggest you contact our office and speak with one of the attorneys to address your specific questions regarding your situation.

    Jay Symonds Oct 16, 2018  #20

  • I am on company long term disability with Aetna because of menieres disease. I have been approved for SSDI a few months ago. My long term disability runs out in 3 months and Aetna is reviewing my case for total disability. My company policy states that I should be able to make at least 60% of what I used to which would mean I need to make at least $60,000. I am 62 years and dont believe I can make that in any occupation now.Is there anything I can do to increase my chances to being approved for total disability? Thanks

    Dave Oct 15, 2018  #19

  • Bryan, we do not handle Social Security disability claims, but we can assist you in finding someone who does. If you had a policy through your department from a private carrier while employed the policy would have likely lapsed at the time of your retirement.

    Stephen Jessup Jan 5, 2018  #18

  • Hi, I have Meniere’s Disease since 2011, when my very first of many vertigo episodes happened, I was taken by ambulance to ER. Several weeks later was finally diagnosed by my ENT. I resigned from my federal job in 2015. I did not know anything about federal disability and I need a rep fight for it. I have a reason to believe I was incompetent then and still am….I also have bilateral severe to profound hearing loss and Wernicke’s Aphasia due to brain damage at birth which causes me difficult in comprehending written or vocal communications. I am also diagnosed as having sleep apnea. I am 53 yrs old, have worked 34yrs, tired of trying to be normal, throwing in the towel. Someone please help.

    Bryan Jan 4, 2018  #17

  • Harold, coverage eligibility may be available to 2025- if you meet the definition of disability under the policy. It appears that your policy has a 24 month own occupation definition of disability and after that period of time Aetna will review your claim to determine if you remain disabled from performing another occupation. Unfortunately, a carrier can terminate a claim for benefits if it determines you do not meet the definition of disability and often do so based on a review of your file by a medical professional. That being said you have rights under the law, to include the filing of a mandatory administrative appeal. Please feel free to contact our office to discuss how we may be able to assist you in appealing the denial.

    Stephen Jessup Nov 15, 2016  #16

  • I have had Meniere’s for about 2 years, I have LTD coverage and have been getting a supplement from the company, Aetna. I also get SSD. I was told from the beginning that I will continue having coverage until 2025 if I continue to have incapacitating vertigo and other symptoms, which I have and continue to have. I was informed the other day that I am only covered for 2 years, then payments stop. I not only have Meniere’s but also chronic fatigue, a bad knee, a stroke (recovered other than memory/concentration problems) and small fiber neuropathy. All these ailments were submitted from various doctors at the beginning of the claim. Now they are telling me that Meniere’s is the only thing that was considered in the claim. Can they stop payment like this on me?

    Harold Nov 12, 2016  #15

  • Angela, please feel free to contact our office should you have any questions or need any assistance.

    Stephen Jessup May 17, 2016  #14

  • I’m 58 years old. I have just decided to take a leave of absence and try to get STD. I have seen an audiologist and got a hearing aid for my left ear and was told my left ear, which is my good ear is 70 dcbls, and my right ear is “horrible”. It has been awhile since I had that hearing test so I am going back to get another one because I feel my hearing is worse. I have an appointment next week to see my primary doctor and get a referral to an ENT because I’ve had tinnitus a long time but i have been getting dizzy and nauseous. I cut my hours at work because I can’t hear anyone talk to me and it’s affecting my communication skills and concentration skills. Unless someone stands in front of me I can’t hear them. I get teased alot at work about my hearing and it’s causing me alot of stress, I get anxiety attacks and I’m depressed. I’m praying I can get STD and maybe LTD or even SSDI.

    Angela R. May 13, 2016  #13

  • John,

    We do not handle SSDI claims – we only handle claims under employer provided or individually purchased disability insurance policies. If you need assistance in finding a SSDI attorney please feel free to contact our office and we can assist with same.

    Stephen Jessup Jun 25, 2015  #12

  • I have recently been diagnosed with Meniere’s by my ENT. The affliction just started this past February complete with vertigo, hearing loss, tinitus, and fatigue. I also have sleep apnea, Fuchs dystrophy, and morbid obesity. Since February I have had 4 episodes and missed 2 days of work. I am 60, what do you think are my chances of getting SSDI if you represent me?

    John Jun 24, 2015  #11

  • Teri,

    Without an in depth review of the facts and circumstances of your case (such as medical records, occupational demands, etc) we would not be able to provide you with an idea of your chances of success. In the event of a denial of benefits, or if you have additional questions, please feel free to contact our office. I would also suggest you contact a worker’s compensation attorney to discuss what rights you may have in light of the cancellation of worker’s compensation benefits.

    Stephen Jessup Oct 20, 2014  #10

  • I have been diagnosed with Menieres recently, but had a fall last Feb. I was walking at work normally until I wasn’t. There was nothing on the floor and I was simply walking like normal. The next second, I was on the floor, hitting the back of my head, my left elbow and my tail bone areas. Diagnosed with three breaks in the sacrum that have now healed. I have (and will always have) chronic back pain because of complete tear in the right medius gluteus tendon with 2 cm retraction of the tendon and a partial tears in the left gluteus medius and gluteus minimus all at the ischial. Tendonitus, busitus, etc. I have bulging discs L/2/L3 L3/L4 L4/L5 L5/S1. I suffer from incontinence since the fall at work. WC cancelled because I no impairment to BREAKS. All other issues not resolved.

    Anyway, been suffering from vertigo, headaches but not migraines, fullness, ringing, dizziness etc for about five years. I have hearing loss at lower decibels. I am beginning to be paranoid while even riding in a car because my depth perception is off. Anxiety levels are off the chart. I have lost my job (they offered it back after the bones healed ) but since I cannot sit or walk more than a few minutes without support and can only stand twenty minutes my lifelong career in restaurant management is clearly over. I have applied for LT disability (Matrix Ins-co paid) as well as SSDI. what are my chances? I may have to move since I need to be able to get places and the town I live in does not offer public transportation. My husband is also on disability for stage four renal failure. I have not hired a disability attorney because I have not recieved a denial from either disability application.

    Teri Oct 19, 2014  #9

  • James,

    If you are unable to work due to your medical condition, which from what you have shared it does seem that you would have restrictions and limitations, you can explore short and/or long term disability benefits through your company (if they provide coverage). If you do not have disability coverage through your employer your only other option would be to look into filing for Social Security disability benefits.

    Stephen Jessup Jul 27, 2014  #8

  • My name is Jim, I’m 58 years old. I’ve been dealing with Vertigo symtoms for sometime. Have been to ER, Family physician, ENT’s, The second one finally did a series of test and diagnosed me with Meniere’s. Have hearing loss in right ear and have to keep an ear plug in because of pressure. The ENT advised me if I had an attack while driving my car or machinery to stop imediately and call 911. My job consist of forklift driving, alot of looking up and down and very demanding which sometimes will trigger an attack.Then I have to take a med that makes me very drowsy. I know stress sometimes triggers and makes this disease worse. What to do next? Thanks for your time.

    James A. Shifflett Jul 26, 2014  #7

  • Gary,

    A disability insurance policy is either one you purchase individually from an Agent or one that is provided as part of your benefits package from your employer.

    Stephen Jessup Jun 11, 2014  #6

  • My name is Gary, I have a question regarding the disability policy. Would this be a policy that we have purchased similar to car insurance? Or is it through the employer?

    Gary Jun 10, 2014  #5

  • Missy,

    If you have a disability insurance policy we would be glad to help you. If you don’t have a disability insurance policy, then you need to apply for SSDI benefits.

    Gregory Dell Jan 29, 2013  #4

  • My name is Missy, I am 31 and have been suffering from Meniere’s disease for almost 4 years. I have vertigo so severe I can’t stand or even open my eyes sometimes for 2 to 8 hours. I have had 4 surgeries in the last 13 months to help control my Meniere’s; the last surgery I had to help control the symptoms the Doctors cut my left vestibular balance nerve in my brain stem and now I have balance issues and continuing hearing loss. I don’t drive and never go anywhere alone for the fear of an Meniere’s attack. Can you help me get disability so I can once again help provide for my family?

    Melessia Langatau Jan 28, 2013  #3

  • Rebecca,

    I am sorry to hear about the difficulties you are experiencing. Your questions requires us to have more information in order to determine if you have a potential claim. For starters, we would need to review your disability insurance policy and understand the requirement of your job duties. Additionally, we would need to discuss the support you have from your treating doctors. Please contact us privately to discuss your claim.

    Gregory Dell Oct 10, 2011  #2

  • I was diagnosed with Meniere’s Disease several years ago and have been managing the symptoms as to my physcian’s Dr. Danner and Dr. Bartels orders so as to be able to continue to work full-time. However. this has not been without challenges. Recently I’m finding it increasingly more difficult to work in the position I hold, the noise of Tinnitus and inner ear pressure seem to be getting worse and occurring more frequently and for longer periods which makes it nearly impossible to stay focused, or concentrate on my job and perform with accuracy, as well as communicating and listening effectively with co-workers. This in itself causes me severe stress and anxiety day and night which exasperates the whole condition of Meniere’s. I am considering filing for disability, for I no longer have the confidence, or ability to perform my job adequately. Your thoughts, or opinion would be appreciated. Thank you!

    Rebecca Jansen Oct 8, 2011  #1

Leave a comment or ask us a question

Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Stacy R. (Ohio)

The level of professionalism and treatment I was given was excellent, and a breath of fresh air after dealing with the the long term disability company my self for a year. I was kept up to date on my case throughout the process. I am satisfied with my outcome and would highly recommend the firm.

***** 5 stars based on 202 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us