Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke

Our client was a well respected, dedicated Oncologist who had managed his own medical practice for many years. In an area of medicine where there is more heartbreak than not, where the steady guidance of a doctor helps navigate patient and family alike through the battle with life threatening cancer, our client stood out. It was his life’s passion to wage a battle against cancer, and he never envisioned the day when he would be forced to walk away from his fight. Unfortunately, following a stroke he was left with difficulties with his speech that included not only his ability to properly convey information but also extended to problems with accurately comprehending information given to him by his patients and their caregivers. In a profession where accuracy and efficiency are paramount, our client felt that if he continued to practice Oncology it would be a disservice to his patients.

Application for Disability Benefits With Mass Mutual

Realizing that the effects of the Stroke on his ability to convey and understand information would make it difficult for him to properly convey information to his insurance carrier, he contacted Attorneys Dell & Schaefer and spoke with Attorney Stephen Jessup. Attorney Jessup reviewed his Mass Mutual disability policy so he could understand the terms and conditions of the policy and properly advise him as to his rights under same.

In preparing the application, Attorney Jessup preemptively gathered our client’s monthly financial documents, production reports, tax returns and other documents he knew Mass Mutual would require as part of their review of the claim for benefits. Medical records were gathered, reviewed, and follow up with our client’s treatment providers was conducted to further document our client’s restrictions and limitations as it related to his practice of Oncology. When all of the information was collected, reviewed and documented in the initial application, Attorney Jessup submitted an application packet to Mass Mutual.

The Application Review

Mass Mutual has a good reputation for acting in the best interest of its insured. That being said, they are very thorough in their review and require that the claim is supported by medical information as well as financial information. Additional requests for information were made by Mass Mutual, and understanding that this would be the case Attorney Jessup had already compiled and analyzed the information being requested and was able to provide to Mass Mutual expeditiously. This in turn helped to speed the claims review process. Within two months of submitting the application package, Attorney Jessup was able to happily advise our client that his claim for benefits had been approved. Although our client wishes he was still pursuing his life’s passion, he now at least has the peace of mind that he is receiving his monthly benefits under his long term disability policy.

If you are thinking of filing a claim for long term disability benefits please contact Attorneys Dell & Schaefer for a free consultation and review of your disability insurance policy.

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FAQ

Do you help Mass Mutual claimants nationwide?

We represent Mass Mutual clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Mass Mutual disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Mass Mutual. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Mass Mutual.

How do you help Mass Mutual claimants?

Our lawyers help individuals that have either purchased a Mass Mutual long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Mass Mutual:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Mark K., DC

I have been extremely pleased with the work of Dell & Schaefer. When I have questions, they are very quick to respond and their work is thorough. I highly recommend Dell & Schaefer and I would not handle my claim without them.

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